WIM
ActiveThe computed 12-month bankruptcy probability of WIM is 3.2% (moderate). The 2024 annual accounts show equity of €9k and a net result of €-473. Equity is growing by ~47.9% per year across the filed fiscal years. Its solvency ranks better than 29% of 36378 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency45▲+5
Growth78=
Stability100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.17 in 2023), and 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.3%
Return on assets
-1.4%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
21 d late
2023
31 d late
2022
23 d late
2021
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€9k▼ 5.0%
2023 · €10k
2021: €369
2022: €3k
2023: €10k
2021 → 2024
Total assets
€33k▼ 14.4%
2023 · €39k
2021: €6k
2022: €21k
2023: €39k
2021 → 2024
Net result
€-473
2023 · €6k
2021: €-1k
2022: €3k
2023: €6k
2021 → 2024
Working capital
€3k▼ 36.6%
2023 · €5k
2021: €-359
2022: €348
2023: €5k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€369-€3k▲ 753%€10k▲ 202%€9k▼ 5.0%
Operating result€-1k-€4k€10k▲ 161%€-167
Net result€-1k-€3k€6k▲ 129%€-473
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €167 after €10k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €33k
Fixed assets
€6k▲ 29.1%
Current assets
€27k▼ 20.2%
Equity and liabilities €33k
Equity
€9k▼ 5.0%
Debt
€24k▼ 17.4%
The debt ratio falls from 75.4% to 72.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€562▼
2023 · €10k
Cash flow
€256▼
2023 · €7k
Solvency
27.3%▲
2023 · 24.6%
Current ratio
1.13▼
2023 · 1.17
Quick ratio
1.13▼
2023 · 1.17
Debt / equity
2.67▼
2023 · 3.07
ROE
-5.2%▼
2023 · 66.9%
ROA
-1.4%▼
2023 · 16.4%
Interest coverage
12.14▼
2023 · 221.19
Debt
€24k▼
2023 · €29k
Debt ≤ 1 year
€24k▼
2023 · €29k
Income taxes
€260▼
2023 · €3k
Staff costs
€2k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€39k€33k▼
Fixed assets21/28€5k€6k▲
Tangible fixed assets22/27€5k€6k▲
Plant, machinery and equipment23€5k€6k▲
Current assets29/58€34k€27k▼
Amounts receivable within one year40/41€9k€8k▼
Trade receivables40€7k€8k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€25k€19k▼
Equity and liabilities
Total equity and liabilities10/49€39k€33k▼
Equity10/15€10k€9k▼
Contributions10/11€2k€2k=
Reserves13€8k€8k=
Non-distributable reserves130/1€8k€150▼
Reserves not available under the articles1311€150€150=
Other1319€8k-
Distributable reserves133-€8k
Profit (loss) carried forward14-€-473
Amounts payable17/49€29k€24k▼
Amounts payable within one year42/48€29k€24k▼
Trade debts44€4k€125▼
Suppliers440/4€4k€125▼
Taxes, remuneration and social security45€3k€260▼
Taxes450/3€3k€260▼
Other amounts payable47/48€22k€24k▲
Income statement
Code20232024
Remuneration, social security and pensions62€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€695€729▲
Other operating charges640/8€500-
Gross operating margin9900€12k€2k▼
Operating profit (loss)9901€10k€-167▼
Financial charges65/66B€46€46=
Recurring financial charges65€46€46=
Profit (loss) for the period before taxes9903€10k€-213▼
Income taxes67/77€3k€260▼
Profit (loss) for the period9904€6k€-473▼
Profit (loss) for the period to be appropriated9905€6k€-473▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-473▼
Transfer to equity691/2€6k-
To other reserves6921€6k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2021net €6k ▲129%
Operating result €10k, net result €6k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht
Ground area
1,045 m²
Building footprint
95 m²
Volume, LiDAR
562 m³
Parcel 24108G0201/00M000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24108G0201/00M000 | Flanders | 1,045 m² | 1 · 95 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,231 companies in sector 43350 we hold annual accounts for 2,333. 1,343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2020
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.