WILLEMSEN N.
ActiveSummary
The computed 12-month bankruptcy probability of WILLEMSEN N. is 5.2% (elevated). The 2025 annual accounts show equity of €30k and a net result of €-20k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 37% of 13305 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-41
Solvency41▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.46 against 0.55 in 2024; short-term debt: 65.3% and cash: 5.8% of total assets), and 84% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16%
Return on assets
-11%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
24 d early
2024
34 d early
2023
33 d early
2022
34 d early
2021
19 d late
2020
23 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 40.7%
2024 · €50k
2020: €19k
2021: €42k
2022: €66k
2023: €45k
2024: €50k
2020 → 2025
Total assets
€186k▼ 9.8%
2024 · €206k
2020: €94k
2021: €99k
2022: €140k
2023: €182k
2024: €206k
2020 → 2025
Net result
€-20k
2024 · €5k
2020: €-768
2021: €23k
2022: €24k
2023: €-21k
2024: €5k
2020 → 2025
Working capital
€-65k▼ 34.5%
2024 · €-48k
2020: €-8k
2021: €20k
2022: €44k
2023: €-4k
2024: €-48k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€66k▲ 56.4%€45k▼ 32.2%€50k▲ 11.8%€30k▼ 40.7%
Operating result€23k-€25k▲ 7.2%€-19k€8k€-18k
Net result€23k-€24k▲ 3.5%€-21k€5k€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€130k ▼ 11.7%
Current assets
€56k ▼ 5.0%
Equity and liabilities €186k
Equity
€30k ▼ 40.7%
Debt
€156k ▲ 0.2%
Debt's share of the balance-sheet total rises from 75.7% to 84.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €30k
Cash flow
€5k▼
2024 · €28k
Current ratio
0.46▼
2024 · 0.55
Quick ratio
0.31▼
2024 · 0.45
Debt to equity
5.26▲
2024 · 3.12
ROE
-68.6%▼
2024 · 10.5%
ROA
-11.0%▼
2024 · 2.6%
Interest coverage
3.11▼
2024 · 11.08
Debt ≤ 1 year
€122k▲
2024 · €108k
Debt > 1 year
€35k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€206k€186k▼
Fixed assets21/28€147k€130k▼
Tangible fixed assets22/27€147k€130k▼
Land and buildings22€63k€55k▼
Plant, machinery and equipment23€84k€74k▼
Furniture and vehicles24-€1k
Current assets29/58€59k€56k▼
Stocks and contracts in progress3€11k€19k▲
Stocks30/36€11k€19k▲
Amounts receivable within one year40/41€21k€22k▲
Trade receivables40€19k€14k▼
Other amounts receivable41€3k€8k▲
Cash at bank and in hand54/58€25k€11k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€206k€186k▼
Equity10/15€50k€30k▼
Contributions10/11€20k€20k=
Reserves13€46k€46k=
Distributable reserves133€46k€46k=
Profit (loss) carried forward14€-16k€-36k▼
Amounts payable17/49€156k€156k▲
Amounts payable after more than one year17€48k€35k▼
Financial debts170/4€48k€35k▼
Amounts payable within one year42/48€108k€122k▲
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€30k€39k▲
Suppliers440/4€30k€39k▲
Taxes, remuneration and social security45-€1k
Remuneration and social security454/9-€1k
Other amounts payable47/48€65k€68k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€25k▲
Gross operating margin9900€32k€7k▼
Operating profit (loss)9901€8k€-18k▼
Financial income75/76B€73€58▼
Recurring financial income75€73€58▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€5k€-20k▼
Profit (loss) for the period9904€5k€-20k▼
Profit (loss) for the period to be appropriated9905€5k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-36k▼
Profit (loss) brought forward from the previous period14P€-21k€-16k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-21k ▼189%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €24k ▲3.5%
Operating result €25k, net result €24k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steegsebaan 1872490 BalenGround area
2,616 m²
Building footprint
608 m²
Volume, LiDAR
2,951 m³
2 parcels, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
WILLEMSEN N.
since 20192.289.387.862
St. Paulusstraat 8, 2470 Retie
since 20222.328.688.502
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13342B0897/00F000 | Flanders | 1,821 m² | 1 · 608 m² | 8.9 m · 1 fl. |
| 13036F0247/00L000 | Flanders | 795 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 5,113 EUR awarded · 5,113 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 5,113 EUR | 5,113 EUR |
Schemes
Vlaams beschermingsmechanisme 12 (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBalen2.289.387.862
Retie2.328.688.502
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Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,942 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
10120Manufacture of food products
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.