WILACO
ActiveThe annual accounts of WILACO for fiscal year 2025 show a net loss of 76% of the equity at the start of that year. The 2025 annual accounts show equity of €36k and a net result of €-110k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 19% of 4486 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-81
Solvency35▼-24
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.83 against 1.27 in 2024; short-term debt: 90.3% and cash: 11.2% of total assets), and 90.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.7%
Return on assets
-29.9%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 4486 sector peers (2025).
NBB · sector comparisonPosition among 4486 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-04-2026, 74 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
74 d late
2024
on the day
2023
9 d early
2022
88 d early
2021
77 d early
2020
89 d early
2019
86 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 75.5%
2024 · €146k
2019: €91k
2020: €87k
2021: €86k
2022: €106k
2023: €103k
2024: €146k
2019 → 2025
Total assets
€369k▼ 14.2%
2024 · €430k
2019: €254k
2020: €282k
2021: €310k
2022: €330k
2023: €206k
2024: €430k
2019 → 2025
Net result
€-110k
2024 · €43k
2019: €11k
2020: €-4k
2021: €-1k
2022: €20k
2023: €-2k
2024: €43k
2019 → 2025
Working capital
€-56k
2024 · €78k
2019: €81k
2020: €79k
2021: €81k
2022: €83k
2023: €83k
2024: €78k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€106k▲ 23.0%€103k▼ 2.0%€146k▲ 41.2%€36k▼ 75.5%
Operating result€5k-€23k▲ 390%€8k▼ 65.3%€63k▲ 686%€-91k
Net result€-1k-€20k€-2k€43k€-110k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €91k after €63k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €369k
Fixed assets
€91k▲ 34.1%
Current assets
€278k▼ 23.3%
Equity and liabilities €369k
Equity
€36k▼ 75.5%
Debt
€333k▲ 17.2%
The debt ratio rises from 66.1% to 90.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-65k▼
2024 · €76k
Cash flow
€-84k▼
2024 · €56k
Solvency
9.7%▼
2024 · 33.9%
Current ratio
0.83▼
2024 · 1.27
Quick ratio
0.83▼
2024 · 1.27
Debt / equity
9.33▲
2024 · 1.95
ROE
-308.5%▼
2024 · 29.2%
ROA
-29.9%▼
2024 · 9.9%
Interest coverage
-3.37▼
2024 · 13.61
Debt
€333k▲
2024 · €284k
Debt ≤ 1 year
€333k▲
2024 · €284k
Income taxes
€360▼
2024 · €16k
Staff costs
€394k▲
2024 · €214k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€430k€369k▼
Fixed assets21/28€68k€91k▲
Tangible fixed assets22/27€68k€91k▲
Plant, machinery and equipment23€64k€58k▼
Furniture and vehicles24€4k€33k▲
Current assets29/58€362k€278k▼
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€340k€233k▼
Trade receivables40€320k€201k▼
Other amounts receivable41€21k€32k▲
Cash at bank and in hand54/58€16k€41k▲
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€430k€369k▼
Equity10/15€146k€36k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€126k€15k▼
Amounts payable17/49€284k€333k▲
Amounts payable within one year42/48€284k€333k▲
Current portion of amounts payable after more than one year42€13k€0▼
Financial debts43-€30k
Credit institutions430/8-€30k
Trade debts44€240k€273k▲
Suppliers440/4€240k€273k▲
Taxes, remuneration and social security45€31k€31k▼
Taxes450/3€16k€8k▼
Remuneration and social security454/9€16k€22k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62€214k€394k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€26k▲
Other operating charges640/8€510€3k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€291k€337k▲
Operating profit (loss)9901€63k€-91k▼
Financial income75/76B€1k€402▼
Recurring financial income75€1k€402▼
Financial charges65/66B€6k€19k▲
Recurring financial charges65€6k€19k▲
Profit (loss) for the period before taxes9903€58k€-110k▼
Income taxes67/77€16k€360▼
Profit (loss) for the period9904€43k€-110k▼
Profit (loss) for the period to be appropriated9905€43k€-110k▼
Appropriation of the result
Profit (loss) to be appropriated9906€126k€15k▼
Profit (loss) brought forward from the previous period14P€83k€126k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 74 days late
2025
30-06
Financial
Weakest financial yearnet €-110k ▼359%
Net result drops to €-110k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
22-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
30-06
Financial
Equity above €100kEq €106k ▲23%
Equity rises from €86k to €106k.
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
06-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Lenaartsebaan 92390 MalleGround area
696 m²
Building footprint
104 m²
Volume, LiDAR
677 m³
Parcel 11032A0522/00Y000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WILACO
since 20042.138.629.967
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032A0522/00Y000 | Flanders | 696 m² | 1 · 104 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 202 EUR awarded · 202 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 202 EUR | 202 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 1,960 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2004
Fiscal year end30-06
Activities, NACEBEL
42110Construction of roads and motorways
45230
74700
81220Other building cleaning and industrial cleaning
46431Wholesale of electrical household appliances and audio-video equipment
46442Wholesale trade
47551Retail sale of household furniture
47552Retail sale of lighting equipment
47591Retail trade
47592Retail trade
51442
52441
52442
71401
77221Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.