WIL JO CO
ActiveWIL JO CO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €247k and a net result of €81k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 28% of 1202 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+2
Solvency49▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.88 in 2024; short-term debt: 34.5% and cash: 0.3% of total assets), and 76.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.6%
Return on assets
7.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
29 d late
2022
31 d late
2021
37 d late
2020
32 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€247k▲ 42.5%
2024 · €173k
2018: €148k
2019: €142k
2020: €153k
2021: €162k
2022: €162k
2023: €143k
2024: €173k
2018 → 2025
Total assets
€1.05M▲ 76.5%
2024 · €592k
2018: €470k
2019: €417k
2020: €429k
2021: €463k
2022: €537k
2023: €456k
2024: €592k
2018 → 2025
Net result
€81k▲ 130%
2024 · €35k
2018: €9k
2019: €-5k
2020: €11k
2021: €9k
2022: €-131
2023: €-19k
2024: €35k
2018 → 2025
Working capital
€-138k▼ 210%
2024 · €-45k
2018: €-117k
2019: €-81k
2020: €-103k
2021: €-96k
2022: €-77k
2023: €-73k
2024: €-45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€162k-€162k▼ 0.1%€143k▼ 11.6%€173k▲ 21.1%€247k▲ 42.5%
Operating result€13k-€4k▼ 70.7%€3k▼ 15.4%€47k▲ 1,358%€107k▲ 127%
Net result€9k-€-131€-19k▼ 14,343%€35k€81k▲ 130%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 127% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€823k▲ 227%
Current assets
€222k▼ 34.8%
Equity and liabilities €1.05M
Equity
€247k▲ 42.5%
Debt
€798k▲ 90.6%
The debt ratio rises from 70.7% to 76.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€188k▲
2024 · €85k
Cash flow
€162k▲
2024 · €73k
Solvency
23.6%▼
2024 · 29.3%
Current ratio
0.62▼
2024 · 0.88
Quick ratio
0.59▼
2024 · 0.82
Debt / equity
3.23▲
2024 · 2.42
ROE
32.8%▲
2024 · 20.3%
ROA
7.8%▲
2024 · 5.9%
Interest coverage
14.57▲
2024 · 12.30
Debt
€798k▲
2024 · €419k
Debt ≤ 1 year
€360k▼
2024 · €385k
Debt > 1 year
€438k▲
2024 · €34k
Income taxes
€13k▲
2024 · €6k
Staff costs
€138k▲
2024 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€592k€1.05M▲
Fixed assets21/28€252k€823k▲
Tangible fixed assets22/27€252k€823k▲
Land and buildings22€7k€7k▼
Plant, machinery and equipment23€59k€62k▲
Furniture and vehicles24€185k€754k▲
Financial fixed assets28€322€322=
Current assets29/58€340k€222k▼
Stocks and contracts in progress3€24k€11k▼
Stocks30/36€24k€11k▼
Amounts receivable within one year40/41€283k€208k▼
Trade receivables40€283k€207k▼
Other amounts receivable41€900€900=
Cash at bank and in hand54/58€18k€3k▼
Deferred charges and accrued income490/1€14k-
Equity and liabilities
Total equity and liabilities10/49€592k€1.05M▲
Equity10/15€173k€247k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€169k€169k=
Reserves13-€60k
Distributable reserves133-€60k
Profit (loss) carried forward14€-14k-
Amounts payable17/49€419k€798k▲
Amounts payable after more than one year17€34k€438k▲
Financial debts170/4€34k€438k▲
Amounts payable within one year42/48€385k€360k▼
Current portion of amounts payable after more than one year42€12k€108k▲
Trade debts44€165k€66k▼
Suppliers440/4€165k€66k▼
Advances received on contracts in progress46€20k€20k=
Taxes, remuneration and social security45€38k€57k▲
Taxes450/3€21k€32k▲
Remuneration and social security454/9€17k€25k▲
Other amounts payable47/48€150k€109k▼
Income statement
Code20242025
Non-recurring operating income76A€347€11k▲
Remuneration, social security and pensions62€102k€138k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€81k▲
Other operating charges640/8€13k€11k▼
Non-recurring operating charges66A-€882
Gross operating margin9900€199k€338k▲
Operating profit (loss)9901€47k€107k▲
Financial income75/76B€8k€35▼
Recurring financial income75€0€35▲
Non-recurring financial income76B€8k-
Financial charges65/66B€13k€13k▼
Recurring financial charges65€7k€13k▲
Non-recurring financial charges66B€7k-
Profit (loss) for the period before taxes9903€42k€94k▲
Income taxes67/77€6k€13k▲
Profit (loss) for the period9904€35k€81k▲
Profit (loss) for the period to be appropriated9905€35k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€67k▲
Profit (loss) brought forward from the previous period14P€-44k€-14k▲
Transfer to equity691/2-€60k
To other reserves6921-€60k
Profit to be distributed694/7€5k€8k▲
Directors or managers695€5k€8k▲
Social balance
Average headcount (FTE)90873.34.0▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 2026-07-27
- Registered-office move, Musstraat 12, 3570 Alken
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €81k ▲130%
Operating result €107k, net result €81k, both a record.
31-12
Financial
Equity above €200kEq €247k ▲42.5%
2 profitable years in a row build equity to €247k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Back to profitnet €35k
Net result €35k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €173k ▲21.1%
Equity rises from €143k to €173k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 37 days late
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Equity above €150kEq €153k ▲7.6%
Equity rises from €142k to €153k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Musstraat 123570 AlkenGround area
529 m²
Building footprint
179 m²
Volume, LiDAR
961 m³
Parcel 73001H0407/00R002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Musstraat 12, 3570 Alken
since 19972.083.496.256
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73001H0407/00R002 | Flanders | 529 m² | 1 · 179 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 104 EUR awarded · 104 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 104 EUR | 104 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 3,254 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-1997
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
49410Freight transport by road
81300Landscape service activities
41003General construction of other non-residential buildings
43120Site preparation
43310Plastering work
45112
45213
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.