WIKI
ActiveThe computed 12-month bankruptcy probability of WIKI is 6.8% (elevated). The 2025 annual accounts show negative equity (€-372k) and a net result of €-318k. Equity is shrinking by ~52% per year across the filed fiscal years. Its solvency ranks better than 13% of 786 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
15
/ 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
6.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.27 against 0.43 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-46.4%
Return on assets
-39.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€372k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
35 d early
2023
33 d early
2022
34 d early
2021
40 d early
2020
10 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-318k▲ 24.0%
2024 · €-418k
2020: €-115k
2021: €191k
2022: €-261k
2023: €56k
2024: €-418k
2020 → 2025
Working capital
€-791k▼ 1.4%
2024 · €-780k
2020: €-441k
2021: €-97k
2022: €-318k
2023: €-341k
2024: €-780k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€667k-€375k▼ 43.7%€404k▲ 7.8%€-30k€-372k▼ 1,124%
Operating result€1.01M-€239k▼ 76.3%€85k▼ 64.4%€-394k€-278k▲ 29.4%
Net result€191k-€-261k€56k€-418k€-318k▲ 24.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €278k in 2025 against €394k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €803k
Fixed assets
€513k▼ 46.2%
Current assets
€290k▼ 50.6%
Key figures and ratios
EBITDA
€15k▲
2024 · €-65k
Cash flow
€-25k▲
2024 · €-89k
Solvency
-46.4%▼
2024 · -2.0%
Current ratio
0.27▼
2024 · 0.43
Quick ratio
0.22▼
2024 · 0.33
Debt / equity
-3.16▲
2024 · -51.65
ROE
85.3%▼
2024 · 1375.0%
ROA
-39.5%▼
2024 · -27.1%
Interest coverage
0.23▲
2024 · -1.27
Debt
€1.18M▼
2024 · €1.57M
Debt ≤ 1 year
€1.08M▼
2024 · €1.37M
Debt > 1 year
€74k▼
2024 · €187k
Income taxes
€492▲
2024 · €258
Staff costs
€2.51M▼
2024 · €3.07M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets20/58€1.54M€803k▼
Fixed assets21/28€953k€513k▼
Intangible fixed assets21€131k€78k▼
Tangible fixed assets22/27€724k€362k▼
Financial fixed assets28€99k€73k▼
Current assets29/58€587k€290k▼
Stocks & contracts in progress3€133k€52k▼
Amounts receivable within one year40/41€215k€133k▼
Cash & bank54/58€122k€56k▼
Total equity & liabilities10/49€1.54M€803k▼
Equity10/15€-30k€-372k▼
Contributions / capital10/11€180k€180k=
Reserves13€286k€286k=
Accumulated profits (losses)14€-547k€-865k▼
Amounts payable17/49€1.57M€1.18M▼
Amounts payable after one year17€187k€74k▼
Amounts payable within one year42/48€1.37M€1.08M▼
Trade debts payable within one year44€458k€280k▼
Income statement
Code20242025
Gross operating margin9900€3.01M€2.76M▼
Operating result9901€-394k€-278k▲
Financial income75€27k€26k▼
Financial charges65€51k€65k▲
Result before taxes9903€-418k€-317k▲
Income taxes67/77€258€492▲
Net result for the period9904€-418k€-318k▲
Result to be appropriated9905€-418k€-318k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-418k ▼851%
Net result drops to €-418k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €191k
Net result €191k after one loss-making year.
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
04-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
C2J2
BE 0479.986.979
Hasselt · Eq €405k
NVM-Côté Gourmand
BE 0505.870.836
Schaarbeek · Eq €405k
Complete Business Service
BE 0449.863.036
Zelzate · Eq €404k
SNOUBER
BE 0473.019.213
Binche · Eq €405k
DEPARO
BE 0403.583.940
Leuven · Eq €405k
Of 20,236 companies in sector 56111 we hold annual accounts for 11,135. 6,783 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-11-2010
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-07-2026. Scores and ratios are computed by Checked and are not a credit decision.