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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of WHOO is 3.5% (moderate). The 2025 annual accounts show negative equity (€-36k) and a net result of €-37k. Its solvency ranks better than 7% of 856 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.5%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-04-2026, 9 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 30-09. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 21-04-2026 | 9 d early | 2026-00086075 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-37k
Working capital€14k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 21-04-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -136.4% | 35.5% | |
| Net result | €-37k | €10k | |
| Equity | €-36k | €40k | |
| Gross operating margin | €-10k | €31k | |
| Staff costs | €18k | €33k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-30k |
| Net profit | €-37k |
| Cash flow | €-30k |
| Staff costs | €18k |
| Income taxes | - |
| Dividends | - |
| Total assets | €26k |
| Equity | €-36k |
| Debt | €62k |
| of which ≤ 1y | €4k |
| of which > 1y | €59k |
| Working capital | €14k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 4.86 |
| Quick ratio | 0.67 |
| Working capital ratio | 53.6% |
| Solvency | -136.4% |
| Debt / equity | -1.73 |
| Long-term debt ratio | -1.63 |
| Interest coverage | -32.40 |
| Gross margin | - |
| Net margin | - |
| ROA | -140.2% |
| ROE | 102.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €26k |
| Fixed assets | 21/28 | €9k |
| Intangible fixed assets | 21 | €9k |
| Current assets | 29/58 | €18k |
| Stocks & contracts in progress | 3 | €15k |
| Amounts receivable within one year | 40/41 | €2k |
| Cash & bank | 54/58 | €60 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €26k |
| Equity | 10/15 | €-36k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €-37k |
| Amounts payable | 17/49 | €62k |
| Amounts payable after one year | 17 | €59k |
| Amounts payable within one year | 42/48 | €4k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €-10k |
| Operating result | 9901 | €-37k |
| Financial income | 75 | €573 |
| Financial charges | 65 | €912 |
| Result before taxes | 9903 | €-37k |
| Net result for the period | 9904 | €-37k |
| Result to be appropriated | 9905 | €-37k |
Ratios computed by Checked.
Health barometer
FY 2025 · computed35
/ 100
Weak
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
3 directorsCurrent directors & mandates
-
ACE CONSULTINGLegal entityDirector· perm. rep.: Filip VanhaelewynState Gazette act 25140496 (04-11-2025)Current30-09-2025 → present
Former directors (2)
-
Former- → 30-09-2025
-
Former- → 30-09-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Groothandel in wijnen en geestrijke dranken(46341) |
| Legal form | Private limited company(610) |
| Incorporation | 20-04-2024 |
| Status | Active |
| Postal code | 2580 |
Structure & network
Connections & network
1 connected companyGroup structure
Parent · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationWHOO
since 20242.359.099.980
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area5,184 m²
Buildings2
Building footprint911 m²
Volume (LiDAR)5,641 m³
Tallest building11.5 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029B0720/00P000 | Flanders | 2,975 m² | 1 · 295 m² | 6.3 m · 1 fl. |
| 23094D0002/00Y000 | Flanders | 2,208 m² | 1 · 616 m² | 11.5 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Address history · 1
04-11-2025
v3.2
All acts · 2
updated 9 months ago
2025
04-11-2025 Registered office moved from Zaventem to Putte
2024
24-04-2024 Incorporation of a new BV
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes67
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
35
Profitability
100
Solvency
67
Growth
-
Stability
67
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Company registry (CBE)
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Primary activity highlighted.
Names & trade names
| Legal nameNL | WHOO |
Registered office
Augustijnenlei 6
2580 Putte, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.