WHANAU
ActiveSummary
WHANAU has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €16k. Equity is growing by ~37% per year across the filed fiscal years. Its solvency ranks better than 74% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+4
Solvency100▲+8
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.93 against 3.0 in 2024; short-term debt: 22.3% and cash: 58.8% of total assets), and 22.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
23.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
7 d late
2024
29 d early
2023
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 43.8%
2024 · €36k
2023: €25k
2024: €36k
2023 → 2025
Total assets
€67k▲ 24.5%
2024 · €54k
2023: €37k
2024: €54k
2023 → 2025
Net result
€16k▲ 45.2%
2024 · €11k
2023: €23k
2024: €11k
2023 → 2025
Working capital
€44k▲ 24.7%
2024 · €35k
2023: €25k
2024: €35k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€25k-€36k▲ 43.2%€52k▲ 43.8%
Operating result€30k-€18k▼ 40.6%€22k▲ 26.6%
Net result€23k-€11k▼ 52.1%€16k▲ 45.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€8k ▲ 682%
Current assets
€59k ▲ 11.4%
Equity and liabilities €67k
Equity
€52k ▲ 43.8%
Debt
€15k ▼ 15.2%
Debt's share of the balance-sheet total falls from 32.7% to 22.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▲
2024 · €18k
Cash flow
€19k▲
2024 · €11k
Current ratio
3.93▲
2024 · 3.00
Debt to equity
0.29▼
2024 · 0.49
ROE
30.5%▲
2024 · 30.2%
ROA
23.7%▲
2024 · 20.3%
Interest coverage
58.57▲
2024 · 11.95
Debt ≤ 1 year
€15k▼
2024 · €18k
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€54k€67k▲
Fixed assets21/28€1k€8k▲
Tangible fixed assets22/27€1k€8k▲
Land and buildings22-€2k
Plant, machinery and equipment23€430€322▼
Furniture and vehicles24€626€5k▲
Financial fixed assets28-€500
Current assets29/58€53k€59k▲
Amounts receivable within one year40/41€12k€16k▲
Trade receivables40€12k€16k▲
Other amounts receivable41€8€121▲
Cash at bank and in hand54/58€37k€40k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€54k€67k▲
Equity10/15€36k€52k▲
Contributions10/11€3k€3k=
Reserves13€34k€50k▲
Distributable reserves133€34k€50k▲
Amounts payable17/49€18k€15k▼
Amounts payable within one year42/48€18k€15k▼
Trade debts44€198€652▲
Suppliers440/4€198€652▲
Taxes, remuneration and social security45€14k€12k▼
Taxes450/3€14k€12k▼
Other amounts payable47/48€3k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€288€3k▲
Other operating charges640/8€699€612▼
Gross operating margin9900€19k€26k▲
Operating profit (loss)9901€18k€22k▲
Financial income75/76B€202-
Recurring financial income75€202-
Financial charges65/66B€2k€431▼
Recurring financial charges65€2k€431▼
Profit (loss) for the period before taxes9903€16k€22k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€11k€16k▲
Profit (loss) for the period to be appropriated9905€11k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€16k▲
Transfer to equity691/2€11k€16k▲
To other reserves6921€11k€16k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼52.1%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doeninge 479840 Nazareth-De PinteGround area
1.0 ha
Building footprint
73 m²
Parcel 44012A0141/00T005, Flanders. Linked by address, not a title deed.
1 establishment unit
WHANAU
since 20232.343.740.724
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012A0141/00T005 | Flanders | 1.0 ha | 1 · 73 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0670.966.519
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EVER & BEEK
BE 0737.985.007
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PETERS SALES
BE 1005.612.658
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,295 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
74201Photography, excluding press photography
79901Tourist information services
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@whanau.be