WEVER MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €19k and a net result of €84k. Equity is growing by ~34.5% per year across the filed fiscal years. Its solvency ranks better than 12% of 2423 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 2423 sector peers (2025).
NBB · sector comparisonPosition among 2423 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
122 d early
2024
22 d late
2023
1 d early
2022
7 d late
2021
19 d late
2020
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 93.4%
2024 · €280k
2020: €1k
2021: €106k
2022: €195k
2023: €210k
2024: €280k
2020 → 2025
Net result
€84k▲ 5.2%
2024 · €80k
2020: €-5k
2021: €105k
2022: €89k
2023: €83k
2024: €80k
2020 → 2025
Total assets
€440k▼ 5.5%
2024 · €465k
2020: €261k
2021: €267k
2022: €506k
2023: €461k
2024: €465k
2020 → 2025
Solvency
4.2%▼ 55.9pp
2024 · 60.1%
2020: 0.4%
2021: 39.6%
2022: 38.5%
2023: 45.5%
2024: 60.1%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€195k▲ 83.6%€210k▲ 7.8%€280k▲ 33.5%€19k▼ 93.4%
Operating result€-3k-€-405▲ 88.2%€-5k▼ 1,135%€-9k▼ 79.6%€-6k▲ 35.7%
Net result€105k-€89k▼ 15.5%€83k▼ 6.7%€80k▼ 3.0%€84k▲ 5.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €440k
Fixed assets
€400k=
Current assets
€40k▼ 39.5%
Equity and liabilities €440k
Equity
€19k▼ 93.4%
Debt
€421k▲ 127%
The debt ratio rises from 39.9% to 95.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
4.2%▼
2024 · 60.1%
ROE
453.6%▲
2024 · 28.6%
ROA
19.2%▲
2024 · 17.2%
Debt
€421k▲
2024 · €185k
Debt ≤ 1 year
€408k▲
2024 · €80k
Debt > 1 year
€13k▼
2024 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€465k€440k▼
Fixed assets21/28€400k€400k=
Financial fixed assets28€400k€400k=
Current assets29/58€65k€40k▼
Amounts receivable within one year40/41€20k€0▼
Other amounts receivable41€20k€0▼
Cash at bank and in hand54/58€45k€40k▼
Equity and liabilities
Total equity and liabilities10/49€465k€440k▼
Equity10/15€280k€19k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€261k€0▼
Amounts payable17/49€185k€421k▲
Amounts payable after more than one year17€105k€13k▼
Financial debts170/4€105k€13k▼
Amounts payable within one year42/48€80k€408k▲
Current portion of amounts payable after more than one year42€70k€30k▼
Trade debts44-€3k
Suppliers440/4-€3k
Other amounts payable47/48€10k€376k▲
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-9k€-5k▲
Operating profit (loss)9901€-9k€-6k▲
Financial income75/76B€94k€94k=
Recurring financial income75€94k€94k=
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€80k€84k▲
Profit (loss) for the period9904€80k€84k▲
Profit (loss) for the period to be appropriated9905€80k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€271k€346k▲
Profit (loss) brought forward from the previous period14P€191k€261k▲
Profit to be distributed694/7€10k€346k▲
Return on contributions (dividend)694€10k€346k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
State Gazette act
Capital & shares · Resignations & appointments · RestructuringGeneral meeting · Demerger · Capital18 facts ▸
State Gazette act
Capital & shares · Resignations & appointments · Restructuring
General meeting · Demerger · Capital18 facts ▸
- General meeting, 2026-05-29
- Demerger, partielle splitsing, EUR
- Capital, €9.300
- Share issue, 186, 93 aandelen aan e3, 93 aandelen aan e4
- Purpose change, Wijziging, uitbreiding en herformulering van het voorwerp met activiteiten inzake onder meer het aanhouden van aandelenparticipaties in een verzekeringsagentsch…
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- +6 further facts in this act
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €210k ▲7.8%
3 profitable years in a row build equity to €210k.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
31-12
Financial
Equity above €150kEq €195k ▲83.6%
2 profitable years in a row build equity to €195k.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Back to profitnet €105k
Net result €105k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 2.12
Current ratio from 0.60 to 2.12; short-term debt falls from €101k to €32k.
31-12
Financial
Equity above €100kEq €106k ▲10111%
Equity rises from €1k to €106k.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-05-2026
Resigned as Director
Location & real-estate footprint
Registered office, Geetbets · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Steenweg 1133454 GeetbetsGround area
879 m²
Building footprint
129 m²
Volume, LiDAR
624 m³
Parcel 24095C0184/00W002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grote Steenweg 113, 3454 Geetbets
since 20192.283.803.137
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24095C0184/00W002 | Flanders | 879 m² | 1 · 129 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionContributed a business line to:WEVER CONSULT
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Of 4,685 companies in sector 66220 we hold annual accounts for 3,230. 1,456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2019
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.