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WEMAJOR

Active
Public limited companyfounded 199134 yrs activeJan van Lierstraat 3, 2000 Antwerpen, BelgiumKBO/BCE: BE 0445.353.526

WEMAJOR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.01M and a net result of €40k. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 26% of 2383 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 d early
2024
6 d early
2023
2 d early
2022
3 d early
2021
23 d late
2020
8 d early
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Equity
€1.01M▲ 4.1%
2024 · €975k
2018: €1.60M 2019: €1.63M 2020: €1.90M 2022: €980k 2023: €1.03M 2024: €975k
2018 → 2025
Net result
€40k
2024 · €-52k
2018: €153k 2019: €31k 2020: €268k 2022: €-119k 2023: €46k 2024: €-52k
2018 → 2025
Total assets
€3.07M▼ 4.4%
2024 · €3.21M
2018: €3.52M 2019: €3.23M 2020: €3.19M 2022: €3.53M 2023: €3.43M 2024: €3.21M
2018 → 2025
Solvency
33.1%▲ 2.7pp
2024 · 30.4%
2018: 45.4% 2019: 50.5% 2020: 59.4% 2022: 27.8% 2023: 29.9% 2024: 30.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202022202320242025Trend
Equity€1.90M-€980k▼ 48.3%€1.03M▲ 4.7%€975k▼ 5.0%€1.01M▲ 4.1%
Operating result€135k-€-74k€126k€78k▼ 37.6%€110k▲ 40.6%
Net result€268k-€-119k€46k€-52k€40k
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100k€200k€300kOperating result 2020: €135k€135kNet result 2020: €268k€268kOperating result 2022: €-74k€-74kNet result 2022: €-119k€-119kOperating result 2023: €126k€126kNet result 2023: €46k€46kOperating result 2024: €78k€78kNet result 2024: €-52k€-52kOperating result 2025: €110k€110kNet result 2025: €40k€40k20202022202320242025
The operating result recovers in 2025; 2025 is 41% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.07M
Fixed assets €2.93M▼ 4.5%
Current assets €132k▼ 1.7%
Equity and liabilities €3.07M
Equity €1.01M▲ 4.1%
Provisions €56k▼ 5.8%
Debt €2.00M▼ 8.2%
The debt ratio falls from 67.7% to 65.1%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
33.1%
2024 · 30.4%
ROE
4.0%
2024 · -5.3%
ROA
1.3%
2024 · -1.6%
Debt
€2.00M
2024 · €2.17M
Debt ≤ 1 year
€650k
2024 · €653k
Debt > 1 year
€1.32M
2024 · €1.50M
Income taxes
€25k
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€3.21M€3.07M
Fixed assets21/28€3.07M€2.93M
Intangible fixed assets21€397k€340k
Tangible fixed assets22/27€2.68M€2.59M
Land and buildings22€2.68M€2.59M
Financial fixed assets28€75€75=
Current assets29/58€135k€132k
Amounts receivable within one year40/41€107k€108k
Trade receivables40€28k€26k
Other amounts receivable41€78k€82k
Current investments50/53€127-
Cash at bank and in hand54/58€7k€4k
Deferred charges and accrued income490/1€20k€20k=
Equity and liabilities
Total equity and liabilities10/49€3.21M€3.07M
Equity10/15€975k€1.01M
Contributions10/11€176k€176k=
Capital10€176k€176k=
Issued capital100€176k€176k=
Revaluation surpluses12€214k€214k=
Reserves13€584k€624k
Non-distributable reserves130/1€18k€18k=
Legal reserve130€18k€18k=
Tax-exempt reserves132€161k€150k
Distributable reserves133€406k€457k
Profit (loss) carried forward14€497€497=
Provisions and deferred taxes16€60k€56k
Deferred taxes168€60k€56k
Amounts payable17/49€2.17M€2.00M
Amounts payable after more than one year17€1.50M€1.32M
Financial debts170/4€1.49M€1.31M
Other amounts payable178/9€15k€16k
Amounts payable within one year42/48€653k€650k
Current portion of amounts payable after more than one year42€189k€203k
Trade debts44€26k€10k
Suppliers440/4€26k€10k
Taxes, remuneration and social security45€9k€10k
Taxes450/3€9k€10k
Other amounts payable47/48€429k€428k
Accrued charges and deferred income492/3€18k€21k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€138k€138k=
Other operating charges640/8€14k€7k
Gross operating margin9900€231k€255k
Operating profit (loss)9901€78k€110k
Financial income75/76B€2k€3k
Recurring financial income75€2k€3k
Financial charges65/66B€131k€51k
Recurring financial charges65€131k€51k
Profit (loss) for the period before taxes9903€-50k€62k
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€5k€25k
Profit (loss) for the period9904€-52k€40k
Transfer from tax-exempt reserves789€10k€10k=
Profit (loss) for the period to be appropriated9905€-41k€51k
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€51k
Profit (loss) brought forward from the previous period14P€894€497
Transfer from equity791/2€41k-
Transfer to equity691/2-€51k
To other reserves6921-€51k

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
State Gazette act Resignations & appointments
General meeting · Director reappointment · Board meeting8 facts ▸
  • General meeting, 2026-06-26
  • Director reappointment, Werner van Lier (bestuurder)
  • Director reappointment, Joris Van Cappellen (bestuurder)
  • Board meeting, 2026-06-26
  • Director reappointment, Werner van Lier (gedelegeerd bestuurder)
  • Director reappointment, Joris Van Cappellen (gedelegeerd bestuurder)
  • Board composition, (gedelegeerd) bestuurder, 2026-06-26
  • Board composition, (gedelegeerd) bestuurder, 2026-06-26
03-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Back to profitnet €40k
Net result €40k after one loss-making year.
31-12
Financial Equity above €1MEq €1.01M ▲4.1%
Equity rises from €975k to €1.01M.
25-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Back to profitnet €46k
Net result €46k after one loss-making year.
31-12
Financial Equity above €1MEq €1.03M ▲4.7%
Equity rises from €980k to €1.03M.
28-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Weakest financial yearnet €-119k ▼144%
Net result drops to €-119k, the lowest in the series; recovery starts the following year.
23-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
23-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Highest result since 2018net €268k ▲777%
Net result €268k, the highest in the series.
30-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 25 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 directors, no change since 2026
Joris Van Cappellen
Director · since 26-06-2026
Current
Werner van Lier
Director · since 26-06-2026
Current
26-06-2026 Joris Van Cappellen: Mandate renewed as Director
26-06-2026 Joris Van Cappellen: Mandate renewed as Managing director
26-06-2026 Werner van Lier: Mandate renewed as Director
26-06-2026 Werner van Lier: Mandate renewed as Managing director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1991
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Jan van Lierstraat 32000 Antwerpen
Ground area
1,536 m²
Building footprint
545 m²
Volume, LiDAR
10,932 m³
Parcel 11802B2037/00L000, Flanders · tallest building 25.2 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
WEMAJOR
Jan van Lierstraat 3, 2000 AntwerpenInsurance, reinsurance and pension funding, except compulsory social security
since 19912.054.693.095
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11802B2037/00L000 Flanders 1,536 m² 1 · 545 m² 25.2 m · 7 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 12,593 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded04-10-1991
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.