Wellio
ActiveSummary
Wellio has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €61k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency30▼-70
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.6%
Return on assets
64.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
129 d early
2024
33 d early
2023
35 d early
2022
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 96.3%
2024 · €119k
2022: €18k
2023: €63k
2024: €119k
2022 → 2025
Total assets
€94k▼ 33.5%
2024 · €142k
2022: €43k
2023: €84k
2024: €142k
2022 → 2025
Net result
€61k▲ 8.0%
2024 · €57k
2022: €16k
2023: €46k
2024: €57k
2022 → 2025
Working capital
€4k▼ 96.4%
2024 · €115k
2022: €4k
2023: €53k
2024: €115k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€18k-€63k▲ 241%€119k▲ 90.5%€4k▼ 96.3%
Operating result€21k-€59k▲ 183%€71k▲ 21.0%€76k▲ 7.0%
Net result€16k-€46k▲ 180%€57k▲ 23.6%€61k▲ 8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€220 ▼ 95.1%
Current assets
€94k ▼ 31.5%
Equity and liabilities €94k
Equity
€4k ▼ 96.3%
Debt
€90k ▲ 299%
Debt's share of the balance-sheet total rises from 15.9% to 95.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€80k▲
2024 · €76k
Cash flow
€65k▲
2024 · €62k
Current ratio
1.05▼
2024 · 6.09
Debt to equity
20.60▲
2024 · 0.19
ROA
64.9%▲
2024 · 39.9%
Interest coverage
615.07▼
2024 · 645.87
Debt ≤ 1 year
€90k▲
2024 · €23k
Income taxes
€17k▲
2024 · €15k
A ratio outside any meaningful range has been withheld (balance sheet total €94k, equity €4k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€142k€94k▼
Fixed assets21/28€4k€220▼
Tangible fixed assets22/27€4k-
Plant, machinery and equipment23€2k-
Furniture and vehicles24€2k-
Financial fixed assets28€220€220=
Current assets29/58€137k€94k▼
Amounts receivable within one year40/41€20k€11k▼
Trade receivables40€20k€11k▼
Other amounts receivable41€18€37▲
Current investments50/53€100k-
Cash at bank and in hand54/58€17k€82k▲
Deferred charges and accrued income490/1€434€1k▲
Equity and liabilities
Total equity and liabilities10/49€142k€94k▼
Equity10/15€119k€4k▼
Contributions10/11€2k€2k=
Reserves13€117k€2k▼
Distributable reserves133€117k€2k▼
Amounts payable17/49€23k€90k▲
Amounts payable within one year42/48€23k€90k▲
Trade debts44€238€649▲
Suppliers440/4€238€649▲
Taxes, remuneration and social security45€22k€8k▼
Taxes450/3€22k€8k▼
Other amounts payable47/48€96€82k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€731€600▼
Gross operating margin9900€76k€81k▲
Operating profit (loss)9901€71k€76k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€117€130▲
Recurring financial charges65€117€130▲
Profit (loss) for the period before taxes9903€72k€78k▲
Income taxes67/77€15k€17k▲
Profit (loss) for the period9904€57k€61k▲
Profit (loss) for the period to be appropriated9905€57k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€61k▲
Transfer from equity791/2-€115k
Transfer to equity691/2€57k-
To other reserves6921€57k-
Profit to be distributed694/7-€176k
Return on contributions (dividend)694-€176k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €61k ▲8%
Operating result €76k, net result €61k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €119k ▲90.5%
3 profitable years in a row build equity to €119k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 3.51
Current ratio from 1.17 to 3.51; short-term debt falls from €25k to €21k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Appelweg 693221 HolsbeekGround area
1,223 m²
Building footprint
159 m²
Volume, LiDAR
783 m³
Parcel 24080D0023/00H000, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wellio
since 20222.331.387.278
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24080D0023/00H000 | Flanders | 1,222 m² | 1 · 159 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 1,864 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.