WELDIS · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of WELDIS is 0.9% (low). The 2025 annual accounts show equity of €18k and a net result of €-54k. Equity is growing by ~48.2% per year across the filed fiscal years. Its solvency ranks better than 28% of 249 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.9% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Long track record −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide

Filed after the deadline

The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 15-10-2025, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

This company changed its financial year: its two most recent filings do not close on the same date. Each filed year keeps its own exact deadline, but we project no following year on 28-02, because adding twelve months right after a change is unreliable. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 28-02-2025, that is 30-09-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
28-02-2025	30-09-2025	15-10-2025	15 d late	2025-00547488
29-02-2024	30-09-2024	27-09-2024	3 d early	2024-00485472
28-02-2023	30-09-2023	26-09-2023	4 d early	2023-00458565
28-02-2022	30-09-2022	10-10-2022	10 d late	2022-20457402
28-02-2021	30-09-2021	27-10-2021	27 d late	2021-73200232
29-02-2020	30-09-2020	30-10-2020	30 d late	2020-65000110
28-02-2019	30-09-2019	09-10-2019	9 d late	2019-69200211
28-02-2018	30-09-2018	26-09-2018	4 d early	2018-64400553
28-02-2017	30-09-2017	29-09-2017	1 d early	2017-63700035
29-02-2016	30-09-2016	28-09-2016	2 d early	2016-61500550

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 2004, 22 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-54k

Working capital€-111k-32.3%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 15-10-2025 with the NBB · fiscal year 2025 · volledig

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~48.2%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	2.6%	13.9%	better than 28% of 249 sector peers
Net result	€-54k	€19k	better than 21% of 249 sector peers
Equity	€18k	€95k	better than 29% of 249 sector peers
Gross operating margin	€348k	€323k	better than 54% of 218 sector peers
Staff costs	€325k	€281k	higher than 55% of 220 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P28

Improving position over 2020-2025 · n=249-873

Net result P21

Stable position over 2020-2025 · n=249-874

Equity P29

Improving position over 2020-2025 · n=249-875

Gross operating margin P54

Stable position over 2020-2025 · n=218-801

Describes the position versus peers, not a forecast.

EBITDA

€19k

-83.8% 19-25

Net profit

€-54k

- 19-25

Cash flow

€-10k

- 19-25

Total assets

€682k

+9.8% 19-25

Equity

€18k

-75.5% 19-25

Working capital

€-111k

-32.3% 19-25

Employees (FTE)

9

-8.2% 19-25

Staff costs

€325k

+1.1% 19-25

Show 11 other metrics

Income taxes

€83

+7.3% 19-25

Debt

€664k

+21.0% 19-25

Debt ≤ 1y

€606k

+14.4% 19-25

Debt > 1y

€23k

-7.7% 19-25

Current ratio

0.82

-3.0% 19-25

Quick ratio

0.29

+58.1% 19-25

Solvency

2.6%

-77.6% 19-25

Debt / equity

37.57

+392.8% 19-25

ROE

-307.4%

- 19-25

ROA

-8.0%

- 19-25

Interest coverage

0.66

-86.9% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	volledig
Revenue	-
EBITDA	€19k
Net profit	€-54k
Cash flow	€-10k
Staff costs	€325k
Income taxes	€83
Dividends	-
Total assets	€682k
Equity	€18k
Debt	€664k
of which ≤ 1y	€606k
of which > 1y	€23k
Working capital	€-111k
Employees (FTE)	8.9

Ratios (computed)

	2025
Current ratio	0.82
Quick ratio	0.29
Working capital ratio	-16.3%
Solvency	2.6%
Debt / equity	37.57
Long-term debt ratio	1.28
Interest coverage	0.66
Gross margin	-
Net margin	-
ROA	-8.0%
ROE	-307.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €188k · 27.6% Current assets €494k · 72.4%

Equity & liabilities

Equity €18k · 2.6% Debt €664k · 97.4%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€682k
Fixed assets	21/28	€188k
Tangible fixed assets	22/27	€164k
Financial fixed assets	28	€24k
Current assets	29/58	€494k
Stocks & contracts in progress	3	€317k
Amounts receivable within one year	40/41	€100k
Cash & bank	54/58	€39k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€682k
Equity	10/15	€18k
Contributions / capital	10/11	€75k
Reserves	13	€9k
Accumulated profits (losses)	14	€-66k
Amounts payable	17/49	€664k
Amounts payable after one year	17	€23k
Amounts payable within one year	42/48	€606k
Trade debts payable within one year	44	€446k
Income statement
Gross operating margin	9900	€348k
Operating result	9901	€-26k
Financial income	75	€332
Financial charges	65	€29k
Result before taxes	9903	€-54k
Income taxes	67/77	€83
Net result for the period	9904	€-54k
Result to be appropriated	9905	€-54k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

2 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

WELDIS

Rue de la Station 32, 6920 WellinSupermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)

since 20042.136.671.458

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area7,713 m²

Buildings1

Building footprint1,020 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
84075B1375/00A000	Wallonia	7,713 m²	1 · 1,020 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

38 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 2

Profitability 0

Solvency 9

Growth 78

Stability 100

Credit advice

verdict per customer and amount

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We hold annual accounts for 1,663 of the 10,434 companies in this sector. 1,333 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)52114

Primary activity highlighted.

Names & trade names

Legal nameFR

WELDIS

Registered office

Rue de la Station 32

6920 Wellin, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.