WELCOMPASS
ActiveSummary
WELCOMPASS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190k and a net result of €25k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 29% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-7
Solvency57▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.49 against 2.13 in 2024; short-term debt: 13.2% and cash: 17.8% of total assets), but 68.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
4.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
52 d late
2024
3 d early
2023
19 d late
2022
on the day
2021
25 d early
2020
24 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€25k▼ 25.4%
2024 · €34k
2018: €45k
2019: €56k
2020: €59k
2021: €64k
2022: €22k
2023: €18k
2024: €34k
2018 → 2025
Working capital
€118k▲ 3.3%
2024 · €114k
2018: €43k
2019: €110k
2020: €119k
2021: €159k
2022: €153k
2023: €96k
2024: €114k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€198k-€191k▼ 3.4%€181k▼ 5.6%€186k▲ 2.8%€190k▲ 2.1%
Operating result€97k-€37k▼ 62.3%€45k▲ 23.2%€76k▲ 67.7%€71k▼ 5.8%
Net result€64k-€22k▼ 66.2%€18k▼ 17.8%€34k▲ 87.7%€25k▼ 25.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €598k
Fixed assets
€402k ▼ 2.7%
Current assets
€196k ▼ 8.5%
Equity and liabilities €598k
Equity
€190k ▲ 2.1%
Debt
€409k ▼ 7.6%
Debt's share of the balance-sheet total falls from 70.4% to 68.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▼
2024 · €100k
Cash flow
€36k▼
2024 · €58k
Current ratio
2.49▲
2024 · 2.13
Debt to equity
2.16▼
2024 · 2.38
ROE
13.2%▼
2024 · 18.1%
ROA
4.2%▼
2024 · 5.4%
Interest coverage
4.20▼
2024 · 4.87
Debt ≤ 1 year
€79k▼
2024 · €101k
Debt > 1 year
€326k▼
2024 · €339k
Income taxes
€27k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€628k€598k▼
Formation expenses20€0€0=
Fixed assets21/28€413k€402k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€395k€383k▼
Land and buildings22€395k€383k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Financial fixed assets28€19k€19k=
Current assets29/58€215k€196k▼
Amounts receivable within one year40/41€102k€72k▼
Trade receivables40€38k€20k▼
Other amounts receivable41€64k€52k▼
Current investments50/53-€16k
Cash at bank and in hand54/58€111k€107k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€628k€598k▼
Equity10/15€186k€190k▲
Contributions10/11€9k€9k=
Reserves13€96k€95k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€94k€93k▼
Profit (loss) carried forward14€80k€86k▲
Amounts payable17/49€442k€409k▼
Amounts payable after more than one year17€339k€326k▼
Financial debts170/4€339k€326k▼
Amounts payable within one year42/48€101k€79k▼
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€18k€27k▲
Taxes450/3€12k€27k▲
Remuneration and social security454/9€6k-
Other amounts payable47/48€68k€37k▼
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€11k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€7€12k▲
Gross operating margin9900€102k€96k▼
Operating profit (loss)9901€76k€71k▼
Financial income75/76B€863€911▲
Recurring financial income75€863€911▲
Financial charges65/66B€21k€20k▼
Recurring financial charges65€21k€20k▼
Profit (loss) for the period before taxes9903€56k€52k▼
Income taxes67/77€22k€27k▲
Profit (loss) for the period9904€34k€25k▼
Profit (loss) for the period to be appropriated9905€34k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€129k€106k▼
Profit (loss) brought forward from the previous period14P€95k€80k▼
Transfer to equity691/2€20k€20k=
To other reserves6921€20k€20k=
Profit to be distributed694/7€29k-
Return on contributions (dividend)694€29k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 52 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Weakest financial yearnet €18k ▼17.8%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €64k ▲9.7%
Operating result €97k, net result €64k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €150kEq €159k ▲35.4%
3 profitable years in a row build equity to €159k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €100kEq €118k ▲89.3%
2 profitable years in a row build equity to €118k.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Lannoy(FRY) 1287503 TournaiGround area
434 m²
Building footprint
74 m²
Volume, LiDAR
690 m³
Parcel 57031B0213/00D002, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WELCOMPASS
since 20032.132.477.692
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57031B0213/00D002 | Wallonia | 434 m² | 1 · 74 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ZERAS
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PROSPERTISE
BE 0802.076.172
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Laer Consulting
BE 1002.418.190
Scherpenheuvel-Zichem · Eq €189,608
YOUNITED
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,857 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2003
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.