WDH Construct
ActiveWDH Construct has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €2k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 19% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-2
Solvency42▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.37 in 2024; short-term debt: 33.4% and cash: 18.4% of total assets), and 82.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.2%
Return on assets
0.6%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 27451 sector peers (2025).
NBB · sector comparisonPosition among 27451 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
10 d early
2023
on the day
2022
19 d early
2021
4 d early
2020
2 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▼ 11.9%
2024 · €64k
2019: €46k
2020: €46k
2021: €48k
2022: €58k
2023: €66k
2024: €64k
2019 → 2025
Total assets
€329k▼ 5.3%
2024 · €348k
2019: €388k
2020: €335k
2021: €419k
2022: €422k
2023: €355k
2024: €348k
2019 → 2025
Net result
€2k▼ 68.3%
2024 · €6k
2019: €8k
2020: €718
2021: €1k
2022: €10k
2023: €9k
2024: €6k
2019 → 2025
Working capital
€30k▼ 13.5%
2024 · €35k
2019: €46k
2020: €42k
2021: €16k
2022: €52k
2023: €38k
2024: €35k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€58k▲ 20.0%€66k▲ 15.3%€64k▼ 2.9%€57k▼ 11.9%
Operating result€7k-€19k▲ 163%€5k▼ 75.9%€15k▲ 225%€10k▼ 37.5%
Net result€1k-€10k▲ 549%€9k▼ 8.0%€6k▼ 31.1%€2k▼ 68.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €329k
Fixed assets
€189k▼ 13.4%
Current assets
€140k▲ 8.2%
Equity and liabilities €329k
Equity
€57k▼ 11.9%
Debt
€272k▼ 3.8%
The debt ratio rises from 81.5% to 82.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €44k
Cash flow
€31k▼
2024 · €34k
Solvency
17.2%▼
2024 · 18.5%
Current ratio
1.28▼
2024 · 1.37
Quick ratio
1.11▼
2024 · 1.11
Debt / equity
4.80▲
2024 · 4.40
ROE
3.4%▼
2024 · 9.4%
ROA
0.6%▼
2024 · 1.7%
Interest coverage
7.38▼
2024 · 7.45
Debt
€272k▼
2024 · €283k
Debt ≤ 1 year
€110k▲
2024 · €95k
Debt > 1 year
€163k▼
2024 · €189k
Income taxes
€3k▼
2024 · €4k
Staff costs
€57k▲
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€348k€329k▼
Fixed assets21/28€218k€189k▼
Tangible fixed assets22/27€213k€184k▼
Land and buildings22€171k€161k▼
Plant, machinery and equipment23€22k€12k▼
Furniture and vehicles24€20k€11k▼
Financial fixed assets28€5k€5k=
Current assets29/58€130k€140k▲
Stocks and contracts in progress3€24k€19k▼
Stocks30/36€24k€19k▼
Amounts receivable within one year40/41€52k€56k▲
Trade receivables40€52k€53k▲
Other amounts receivable41€331€4k▲
Cash at bank and in hand54/58€47k€61k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€348k€329k▼
Equity10/15€64k€57k▼
Reserves13€64k€57k▼
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€12k€12k=
Distributable reserves133€52k€44k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€283k€272k▼
Amounts payable after more than one year17€189k€163k▼
Financial debts170/4€189k€163k▼
Amounts payable within one year42/48€95k€110k▲
Current portion of amounts payable after more than one year42€26k€26k▼
Trade debts44€33k€60k▲
Suppliers440/4€33k€60k▲
Taxes, remuneration and social security45€20k€14k▼
Taxes450/3€18k€10k▼
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€15k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€54k€57k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€29k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€99k€97k▼
Operating profit (loss)9901€15k€10k▼
Financial income75/76B€287€143▼
Recurring financial income75€287€143▼
Non-recurring financial income76B€0-
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€10k€4k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€6k€2k▼
Profit (loss) for the period to be appropriated9905€6k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€2k▼
Transfer from equity791/2€8k€10k▲
Transfer to equity691/2€6k€2k▼
To other reserves6921€6k€2k▼
Profit to be distributed694/7€8k€10k▲
Return on contributions (dividend)694€8k€10k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €10k ▲549%
Operating result €19k, net result €10k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €718 ▼91.1%
Net result drops to €718, the lowest in the series; recovery starts the following year.
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudeburgse Sluis 289185 LochristiGround area
385 m²
Building footprint
147 m²
Volume, LiDAR
658 m³
Parcel 44073A0029/00T003, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WOH Construct
since 20142.233.006.217
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44073A0029/00T003 | Flanders | 385 m² | 1 · 147 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 67 EUR awarded · 67 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 67 EUR | 67 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
4 categoriesWDH Construct BVBA41894
Similar companies · same sector, comparable size
BLOCK Constructions
BE 0789.620.778
Hemiksem · Eq €57k
WOOD CHIPS
BE 0473.728.204
Brussel · Eq €57k
INSIDE RENOVATION
BE 0781.921.651
Charleroi · Eq €57k
JOCHMANS MENUISERIE
BE 0543.579.882
Seneffe · Eq €57k
SEBEKO BOUW
BE 0794.785.435
Brugge · Eq €57k
Of 20,031 companies in sector 43320 we hold annual accounts for 9,133. 7,498 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-06-2014
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
43410Roofing work
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.