WAPIVET
ActiveWAPIVET has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €-3k. Its solvency ranks better than 22% of 1268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency47
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.1%
Return on assets
-40.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 1268 sector peers (2025).
NBB · sector comparisonPosition among 1268 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€2k
Total assets
€8k
Net result
€-3k
Working capital
€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €8k
Equity
€2k
Debt
€6k
Debt finances 77.9% of the balance-sheet total.
Key figures and ratios
Solvency
22.1%
Current ratio
1.28
Quick ratio
1.28
Debt / equity
3.53
ROE
-181.7%
ROA
-40.1%
Debt
€6k
Debt ≤ 1 year
€6k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€8k
Current assets29/58€8k
Amounts receivable within one year40/41€737
Other amounts receivable41€737
Cash at bank and in hand54/58€7k
Equity and liabilities
Total equity and liabilities10/49€8k
Equity10/15€2k
Contributions10/11€5k
Profit (loss) carried forward14€-3k
Amounts payable17/49€6k
Amounts payable within one year42/48€6k
Trade debts44€6k
Suppliers440/4€6k
Other amounts payable47/48€688
Income statement
Code2025
Other operating charges640/8€50
Gross operating margin9900€-3k
Operating profit (loss)9901€-3k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€28
Recurring financial charges65€28
Profit (loss) for the period before taxes9903€-3k
Profit (loss) for the period9904€-3k
Profit (loss) for the period to be appropriated9905€-3k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard du Roi Albert(TOU) 37500 TournaiGround area
2.9 ha
Parcel 57081I1079/00_000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Boulevard du Roi Albert(TOU) 3, 7500 Tournai
since 20252.378.721.694
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57081I1079/00_000indicative | Wallonia | 2.9 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALTERVET
BE 0697.939.744
Namur · Eq €2k
Alivet
BE 1019.269.961
Grimbergen · Eq €2k
OnCareVet
BE 1030.077.345
Héron · Eq €2k
VET EMERGENCY
BE 0645.629.327
Vorst · Eq €2k
PHILVET
BE 0757.941.172
Les Bons Villers · Eq €2k
Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 241 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2025
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.