WALMICARE
ActiveSummary
WALMICARE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €551k and a net result of €60k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-2
Solvency100=
Growth69=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 2.22 in 2024; short-term debt: 17.6% and cash: 6.3% of total assets), and 23.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
30 d early
2023
110 d late
2022
52 d late
2021
31 d late
2020
16 d late
2019
39 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€263k▲ 25.5%
2020 · €210k
2018: €222k
2019: €225k
2020: €210k
2018 → 2021
EBIT margin
31.8%▲ 13.8pp
2020 · 18.0%
2018: 30.6%
2019: 22.8%
2020: 18.0%
2018 → 2021
Net result
€60k▼ 10.3%
2024 · €67k
2018: €48k
2019: €44k
2020: €34k
2021: €55k
2022: €48k
2023: €57k
2024: €67k
2018 → 2025
Working capital
€131k▼ 10.5%
2024 · €146k
2018: €264k
2019: €130k
2020: €135k
2021: €155k
2022: €114k
2023: €183k
2024: €146k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€263k-
Equity€461k-€483k▲ 4.8%€540k▲ 11.8%€535k▼ 1.0%€551k▲ 3.1%
Operating result€84k-€68k▼ 18.9%€90k▲ 32.0%€102k▲ 13.9%€90k▼ 11.6%
Net result€55k-€48k▼ 12.7%€57k▲ 18.9%€67k▲ 17.4%€60k▼ 10.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €718k
Fixed assets
€460k ▲ 5.2%
Current assets
€258k ▼ 3.4%
Equity and liabilities €718k
Equity
€551k ▲ 3.1%
Debt
€167k ▼ 1.6%
Debt's share of the balance-sheet total falls from 24.0% to 23.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€150k▼
2024 · €155k
Cash flow
€120k▲
2024 · €120k
Current ratio
2.04▼
2024 · 2.22
Debt to equity
0.30▼
2024 · 0.32
ROE
10.9%▼
2024 · 12.5%
ROA
8.4%▼
2024 · 9.5%
Interest coverage
64.77▲
2024 · 41.57
Debt ≤ 1 year
€127k▲
2024 · €120k
Debt > 1 year
€40k▼
2024 · €49k
Income taxes
€28k▼
2024 · €32k
Staff costs
€24k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€704k€718k▲
Fixed assets21/28€437k€460k▲
Tangible fixed assets22/27€437k€460k▲
Land and buildings22€376k€385k▲
Plant, machinery and equipment23€43k€47k▲
Furniture and vehicles24€19k€29k▲
Current assets29/58€267k€258k▼
Amounts receivable after more than one year29€120k€123k▲
Trade receivables290€120k€123k▲
Amounts receivable within one year40/41€27k€30k▲
Trade receivables40-€30k
Other amounts receivable41€27k-
Current investments50/53€57k€56k▼
Cash at bank and in hand54/58€59k€46k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€704k€718k▲
Equity10/15€535k€551k▲
Contributions10/11€12k€12k=
Reserves13€523k€539k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€521k€538k▲
Amounts payable17/49€169k€167k▼
Amounts payable after more than one year17€49k€40k▼
Financial debts170/4€49k€40k▼
Amounts payable within one year42/48€120k€127k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Financial debts43€3€20▲
Credit institutions430/8€3€20▲
Trade debts44€15k€24k▲
Suppliers440/4€15k€24k▲
Taxes, remuneration and social security45€28k€12k▼
Taxes450/3€21k€5k▼
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€69k€82k▲
Income statement
Code20242025
Remuneration, social security and pensions62€23k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€60k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€181k€178k▼
Operating profit (loss)9901€102k€90k▼
Financial income75/76B€1k€146▼
Recurring financial income75€1k€146▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€100k€88k▼
Income taxes67/77€32k€28k▼
Profit (loss) for the period9904€67k€60k▼
Profit (loss) for the period to be appropriated9905€67k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€60k▼
Transfer from equity791/2€72k€44k▼
Transfer to equity691/2€67k€60k▼
To other reserves6921€67k€60k▼
Profit to be distributed694/7€72k€44k▼
Return on contributions (dividend)694€72k€44k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €67k ▲17.4%
Operating result €102k, net result €67k, both a record.
18-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 110 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 7.72
Current ratio from 2.39 to 7.72; short-term debt falls from €82k to €27k.
31-12
Financial
Equity above €500kEq €540k ▲11.8%
6 profitable years in a row build equity to €540k.
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Weakest financial yearnet €34k ▼22.1%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 39 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Quesne(OE) 317911 Frasnes-lez-AnvaingGround area
2,991 m²
Building footprint
235 m²
Volume, LiDAR
1,526 m³
Parcel 51046A0647/00A000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Quesne(OE) 31, 7911 Frasnes-lez-Anvaing
since 19902.227.957.762
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51046A0647/00A000 | Wallonia | 2,990 m² | 1 · 235 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GROSJEAN
BE 0859.815.522
Charleroi · Eq €551,212
Dr. Katrien Butaye huisarts
BE 0739.585.606
Leuven · Eq €551,082
Médecine Pour Le Peuple - La Louvière
BE 0469.714.283
La Louvière · Eq €551,716
Dr. Janssens W.
BE 0472.878.958
Boom · Eq €550,988
Dr. Miek Vyncke - huisarts/sportarts
BE 0848.773.853
Maldegem · Eq €552,073
Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 4,813 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-1989
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.