Wallyfix

Active

Private limited companyfounded 20215 yrs activeBovenhoek 39, 9185 Lochristi, BelgiumKBO/BCE: BE 0761.628.459

Summary

The computed 12-month bankruptcy probability of Wallyfix is 2.1% (moderate). The 2025 annual accounts show equity of €5k and a net result of €3k. Equity is shrinking by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 17% of 7453 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

53 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability75▼-2

Solvency34▼-3

Growth32=

Track record94

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7453 sector peers (2025).

NBB · sector comparison

Position among 7453 sector peers

Solvency

better than 17%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

52 d early

2024

14 d early

2023

126 d early

2022

19 d early

2021

41 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€5k▼ 10.5%

2024 · €6k

2021: €11k 2022: €17k 2023: €18k 2024: €6k

2021 → 2025

Total assets

€60k▲ 18.4%

2024 · €51k

2021: €48k 2022: €52k 2023: €72k 2024: €51k

2021 → 2025

Net result

€3k▼ 17.9%

2024 · €4k

2021: €8k 2022: €7k 2023: €1k 2024: €4k

2021 → 2025

Working capital

€-13k▼ 81.0%

2024 · €-7k

2021: €-173 2022: €5k 2023: €2k 2024: €-7k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€11k-€17k▲ 62.2%€18k▲ 6.0%€6k▼ 66.6%€5k▼ 10.5%

Operating result€12k-€10k▼ 15.6%€5k▼ 52.6%€9k▲ 99.2%€8k▼ 8.1%

Net result€8k-€7k▼ 18.4%€1k▼ 84.3%€4k▲ 245%€3k▼ 17.9%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 8% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €60k

70.3%

29.7%

Fixed assets €42k ▲ 3.5%

Current assets €18k ▲ 79.8%

Equity and liabilities €60k

91.0%

Equity €5k ▼ 10.5%

Debt €55k ▲ 22.3%

Debt's share of the balance-sheet total rises from 88.1% to 91.0%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€26k▲

2024 · €23k

Cash flow

€20k▲

2024 · €18k

Current ratio

0.57▼

2024 · 0.57

Debt to equity

10.14▲

2024 · 7.42

ROE

53.8%▼

2024 · 58.6%

ROA

4.8%▼

2024 · 7.0%

Interest coverage

7.05▼

2024 · 7.42

Debt ≤ 1 year

€31k▲

2024 · €17k

Debt > 1 year

€23k▼

2024 · €27k

Income taxes

€2k▼

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines

Balance sheet Code20242025

Assets

Total assets20/58€51k€60k▲

Fixed assets21/28€41k€42k▲

Tangible fixed assets22/27€41k€42k▲

Plant, machinery and equipment23€2k€384▼

Furniture and vehicles24€5k€17k▲

Leasing and similar rights25€34k€24k▼

Current assets29/58€10k€18k▲

Amounts receivable within one year40/41€8k€16k▲

Trade receivables40€6k€9k▲

Other amounts receivable41€2k€7k▲

Cash at bank and in hand54/58€0-

Deferred charges and accrued income490/1€2k€2k▼

Equity and liabilities

Total equity and liabilities10/49€51k€60k▲

Equity10/15€6k€5k▼

Contributions10/11€3k€3k=

Reserves13€4k€3k▼

Distributable reserves133€4k€3k▼

Profit (loss) carried forward14€0-

Amounts payable17/49€45k€55k▲

Amounts payable after more than one year17€27k€23k▼

Financial debts170/4€27k€23k▼

Amounts payable within one year42/48€17k€31k▲

Current portion of amounts payable after more than one year42€11k€18k▲

Financial debts43-€2k

Credit institutions430/8-€2k

Trade debts44€3k€7k▲

Suppliers440/4€3k€7k▲

Taxes, remuneration and social security45€3k€5k▲

Taxes450/3€3k€5k▲

Accrued charges and deferred income492/3€7-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€17k▲

Other operating charges640/8€2k€1k▼

Non-recurring operating charges66A€0-

Gross operating margin9900€25k€27k▲

Operating profit (loss)9901€9k€8k▼

Financial income75/76B€102€185▲

Recurring financial income75€102€185▲

Financial charges65/66B€3k€4k▲

Recurring financial charges65€3k€4k▲

Profit (loss) for the period before taxes9903€6k€5k▼

Income taxes67/77€3k€2k▼

Profit (loss) for the period9904€4k€3k▼

Profit (loss) for the period to be appropriated9905€4k€3k▼

Appropriation of the result

Profit (loss) to be appropriated9906€4k€3k▼

Transfer from equity791/2€16k€4k▼

Transfer to equity691/2€4k€3k▼

To other reserves6921€4k€3k▼

Profit to be distributed694/7€16k€4k▼

Return on contributions (dividend)694€16k€4k▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

09-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

17-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

27-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €1k ▼84.3%

Net result drops to €1k, the lowest in the series; recovery starts the following year.

12-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

20-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lochristi · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bovenhoek 399185 Lochristi

Ground area

866 m²

Building footprint

73 m²

Volume, LiDAR

307 m³

Parcel 44472C0419/00C000, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

Wallyfix

Bovenhoek 39, 9185 LochristiManufacture of basic metals

since 20212.311.900.176

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44472C0419/00C000	Flanders	866 m²	1 · 73 m²	10.8 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

RCE CONSTRUCT

BE 1005.610.084

Sint-Pieters-Leeuw · Eq €5,394

Bouwwerken Van De Kerkhove Enky

Beveren-Kruibeke-Zwijndrecht · Eq €5,367

Grimbergen · Eq €5,176

Of 2,451 companies in sector 41003 we hold annual accounts for 1,054. 353 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-01-2021

Fiscal year end31-12

Activities, NACEBEL 2025

41003General construction of other non-residential buildings

41001General construction of residential buildings

41002Construction of residential and non-residential buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.