WALILI
ActiveWALILI has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €15k. Equity is growing by ~101.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 1433 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +68 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+67
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 67.5 against 0.37 in 2024), and 1.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.5%
Return on assets
175.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
96 d late
2023
113 d late
2022
153 d late
2021
85 d late
2020
173 d late
2019
150 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k
2024 · €-7k
2023: €-5k
2024: €-7k
2023 → 2025
Total assets
€9k▲ 123%
2024 · €4k
2023: €26k
2024: €4k
2023 → 2025
Net result
€15k
2024 · €-2k
2023: €-9k
2024: €-2k
2023 → 2025
Working capital
€8k
2024 · €-7k
2023: €-5k
2024: €-7k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-5k-€-7k▼ 32.0%€8k
Operating result€-9k-€-1k▲ 88.5%€15k
Net result€-9k-€-2k▲ 81.4%€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €1k in 2024, the highest year so far.
Balance-sheet composition
Equity and liabilities €9k
Equity
€8k
Debt
€128
Debt finances 1.5% of the balance-sheet total.
Key figures and ratios
Solvency
98.5%▲
2024 · -172.6%
Current ratio
67.50▲
2024 · 0.37
Quick ratio
67.50▲
2024 · 0.37
Debt / equity
0.02▲
2024 · -1.58
ROE
178.4%▲
2024 · 24.2%
ROA
175.8%▲
2024 · -41.8%
Debt
€128▼
2024 · €11k
Debt ≤ 1 year
€128▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€4k€9k▲
Current assets
29/58€4k€9k▲
Amounts receivable within one year
40/41€3k€6k▲
Cash & bank
54/58€996€2k▲
Total equity & liabilities
10/49€4k€9k▲
Equity
10/15€-7k€8k▲
Contributions / capital
10/11€6k€6k=
Reserves
13€2k€2k=
Accumulated profits (losses)
14€-15k€438▲
Amounts payable
17/49€11k€128▼
Amounts payable within one year
42/48€11k€128▼
Trade debts payable within one year
44€5k€128▼
Income statement
Code20242025
Gross operating margin
9900€-918€15k▲
Operating result
9901€-1k€15k▲
Financial charges
65€594€189▼
Result before taxes
9903€-2k€15k▲
Net result for the period
9904€-2k€15k▲
Result to be appropriated
9905€-2k€15k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
31-12
Financial
Liquidity times 184current ratio 67.50
Current ratio from 0.37 to 67.50; short-term debt falls from €11k to €128.
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 96 days late
2024
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 113 days late
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 85 days late
20-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 173 days late
2020
28-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 150 days late
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 55 days late
2018
02-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 94 days late
2016
14-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 75 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 2,396 companies in sector 47241 we hold annual accounts for 1,013. 555 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-03-2009
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-08-2026. Scores and ratios are computed by Checked and are not a credit decision.