WABOY
ActiveThe annual accounts of WABOY for fiscal year 2025 show a net loss of 60% of total assets and of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €29k and a net result of €-37k. Equity is shrinking by ~21.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 55% of 7331 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency73▼-23
Growth36=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.41 against 2.53 in 2024; short-term debt: 52.1% and cash: 11.7% of total assets), and 52.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.9%
Return on assets
-59.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
192122232425
2019 to 2025 · latest year €-37k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
45 d early
2023
3 d early
2022
57 d late
2021
23 d early
2019
28 d late
2018
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€139k▲ 5.2%
2019 · €133k
2019: €133k
2019 → 2021
EBIT margin
19.3%▲ 20.0pp
2019 · -0.7%
2019: -0.7%
2019 → 2021
Net result
€-37k▼ 101%
2024 · €-18k
2019: €-1k
2021: €21k
2022: €-8k
2023: €-24k
2024: €-18k
2019 → 2025
Working capital
€13k▼ 69.0%
2024 · €42k
2019: €89k
2021: €123k
2022: €113k
2023: €60k
2024: €42k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€139k-
Equity€122k-€114k▼ 6.4%€90k▼ 20.7%€66k▼ 27.1%€29k▼ 55.5%
Operating result€27k-€-6k€-16k▼ 157%€-23k▼ 42.9%€-36k▼ 56.5%
Net result€21k-€-8k€-24k▼ 200%€-18k▲ 22.7%€-37k▼ 101%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €36k in 2025 against €23k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€16k▼ 32.2%
Current assets
€45k▼ 35.0%
Equity and liabilities €61k
Equity
€29k▼ 55.5%
Debt
€32k▲ 16.9%
The debt ratio rises from 29.3% to 52.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-28k▼
2024 · €-15k
Cash flow
€-29k▼
2024 · €-11k
Solvency
47.9%▼
2024 · 70.7%
Current ratio
1.41▼
2024 · 2.53
Quick ratio
1.41▼
2024 · 2.53
Debt / equity
1.09▲
2024 · 0.41
ROE
-124.7%▼
2024 · -27.6%
ROA
-59.7%▼
2024 · -19.5%
Interest coverage
-36.95▼
2024 · -6.41
Debt
€32k▲
2024 · €27k
Debt ≤ 1 year
€32k▲
2024 · €27k
Income taxes
€238▲
2024 · €-7k
Staff costs
€300▼
2024 · €850
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€61k▼
Fixed assets21/28€24k€16k▼
Tangible fixed assets22/27€24k€16k▼
Plant, machinery and equipment23€610€484▼
Furniture and vehicles24€24k€16k▼
Current assets29/58€69k€45k▼
Amounts receivable within one year40/41€44k€35k▼
Trade receivables40€43k€34k▼
Other amounts receivable41€591€212▼
Cash at bank and in hand54/58€23k€7k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€93k€61k▼
Equity10/15€66k€29k▼
Reserves13€13k€13k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€896€896=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€53k€17k▼
Amounts payable17/49€27k€32k▲
Amounts payable within one year42/48€27k€32k▲
Trade debts44€24k€21k▼
Suppliers440/4€24k€21k▼
Taxes, remuneration and social security45€293€238▼
Taxes450/3€293€238▼
Other amounts payable47/48€3k€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62€850€300▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€-11k€-26k▼
Operating profit (loss)9901€-23k€-36k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€2k€751▼
Recurring financial charges65€2k€751▼
Profit (loss) for the period before taxes9903€-25k€-36k▼
Income taxes67/77€-7k€238▲
Profit (loss) for the period9904€-18k€-37k▼
Profit (loss) for the period to be appropriated9905€-18k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€17k▼
Profit (loss) brought forward from the previous period14P€71k€53k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
31-03
Financial
Liquidity times 10current ratio 47.90
Current ratio from 4.64 to 47.90; short-term debt falls from €34k to €2k.
2021
08-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-03
Financial
Equity above €100kEq €122k ▲41.1%
Equity rises from €86k to €122k.
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
29-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2014
25-11
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Puitvoetstraat 1539100 Sint-NiklaasGround area
309 m²
Building footprint
80 m²
Volume, LiDAR
666 m³
Parcel 46445D1687/00W002, Flanders · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Puitvoetstraat 153, 9100 Sint-Niklaas
since 20002.101.089.482
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1687/00W002 | Flanders | 309 m² | 1 · 80 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RM CONSTRUCT
BE 1012.711.969
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SCHUYTEN CONSTRUCTION
BE 1000.501.550
Grâce-Hollogne · Eq €29k
DDB BUILDING
BE 1005.787.753
Grimbergen · Eq €29k
BOUWWERKEN JURGEN VAN IMPE
BE 0643.663.492
Erpe-Mere · Eq €29k
PICOLUX TRAVAUX
BE 0567.841.562
Meix-devant-Virton · Eq €29k
Of 29,810 companies in sector 41001 we hold annual accounts for 16,032. 12,392 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2000
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.