W&A Services
ActiveW&A Services has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €13k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 78% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+43
Solvency100▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 4.17 against 2.13 in 2024), and 30.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
6.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
12 d early
2023
20 d early
2022
31 d early
2021
15 d early
2020
8 d early
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€144k▲ 8.3%
2024 · €133k
2018: €104k
2019: €93k
2020: €74k
2021: €73k
2022: €142k
2023: €135k
2024: €133k
2018 → 2025
Total assets
€208k▼ 8.2%
2024 · €227k
2018: €657k
2019: €532k
2020: €405k
2021: €351k
2022: €377k
2023: €255k
2024: €227k
2018 → 2025
Net result
€13k▲ 2,333%
2024 · €536
2018: €19k
2019: €599
2020: €-18k
2021: €602
2022: €72k
2023: €-6k
2024: €536
2018 → 2025
Working capital
€78k▲ 34.9%
2024 · €58k
2018: €121k
2019: €95k
2020: €45k
2021: €44k
2022: €152k
2023: €50k
2024: €58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€142k▲ 96.1%€135k▼ 5.6%€133k▼ 1.1%€144k▲ 8.3%
Operating result€1k-€95k▲ 8,358%€-3k€2k€24k▲ 1,182%
Net result€602-€72k▲ 11,821%€-6k€536€13k▲ 2,333%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,182% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €208k
Fixed assets
€105k▼ 10.3%
Current assets
€103k▼ 6.0%
Equity and liabilities €208k
Equity
€144k▲ 8.3%
Provisions
€3k▼ 20.0%
Debt
€61k▼ 32.1%
The debt ratio falls from 39.9% to 29.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€47k▲
2024 · €31k
Cash flow
€36k▲
2024 · €30k
Solvency
69.2%▲
2024 · 58.7%
Current ratio
4.17▲
2024 · 2.13
Quick ratio
4.17▲
2024 · 2.13
Debt / equity
0.43▼
2024 · 0.68
ROE
9.0%▲
2024 · 0.4%
ROA
6.3%▲
2024 · 0.2%
Interest coverage
14.23▲
2024 · 7.86
Debt
€61k▼
2024 · €90k
Debt ≤ 1 year
€25k▼
2024 · €52k
Debt > 1 year
€3k▼
2024 · €9k
Income taxes
€10k▲
2024 · €20
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€227k€208k▼
Fixed assets21/28€117k€105k▼
Tangible fixed assets22/27€117k€105k▼
Land and buildings22€1k€120▼
Plant, machinery and equipment23€104k€85k▼
Furniture and vehicles24€12k€20k▲
Current assets29/58€109k€103k▼
Amounts receivable within one year40/41€41k€40k▼
Trade receivables40€27k€28k▲
Other amounts receivable41€14k€12k▼
Current investments50/53€32k€38k▲
Cash at bank and in hand54/58€29k€22k▼
Deferred charges and accrued income490/1€7k€3k▼
Equity and liabilities
Total equity and liabilities10/49€227k€208k▼
Equity10/15€133k€144k▲
Contributions10/11€6k€6k=
Reserves13€92k€105k▲
Non-distributable reserves130/1€92k€2k▼
Reserves not available under the articles1311€2k€2k=
Other1319€90k-
Distributable reserves133-€103k
Profit (loss) carried forward14€25k€25k=
Investment grants15€10k€8k▼
Provisions and deferred taxes16€3k€3k▼
Deferred taxes168€3k€3k▼
Amounts payable17/49€90k€61k▼
Amounts payable after more than one year17€9k€3k▼
Financial debts170/4€9k€3k▼
Amounts payable within one year42/48€52k€25k▼
Current portion of amounts payable after more than one year42€45k€6k▼
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€4k€14k▲
Taxes450/3€4k€14k▲
Other amounts payable47/48€508€508=
Accrued charges and deferred income492/3€30k€34k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€23k▼
Other operating charges640/8€5k€12k▲
Gross operating margin9900€37k€59k▲
Operating profit (loss)9901€2k€24k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-105€22k▲
Transfer from deferred taxes780€661€661=
Income taxes67/77€20€10k▲
Profit (loss) for the period9904€536€13k▲
Profit (loss) for the period to be appropriated9905€536€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€38k▲
Profit (loss) brought forward from the previous period14P€25k€25k▲
Transfer to equity691/2-€13k
To other reserves6921-€13k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €536
Net result €536 after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €72k ▲11821%
Operating result €95k, net result €72k, both a record.
31-12
Financial
Equity above €100kEq €142k ▲96.1%
2 profitable years in a row build equity to €142k.
16-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €602
Net result €602 after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-18k ▼3112%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 11 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 18 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nedrickxhoeveweg 62840 RumstGround area
1,447 m²
Building footprint
157 m²
Volume, LiDAR
873 m³
Parcel 11036B0088/00N000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
W&A KIP
since 20092.182.075.376
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036B0088/00N000 | Flanders | 1,447 m² | 1 · 157 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMO BOSABO
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Bar Florida
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F.L.T. IMMO SRL
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SOTRACAR IMMO
BE 1003.448.568
Thimister-Clermont · Eq €144k
Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,039 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2009
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.