W 66 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €55k and a net result of €35k. Equity is growing by ~46.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 7980 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
45 d early
2023
35 d early
2022
39 d early
2021
40 d early
2020
30 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▲ 0.4%
2024 · €55k
2018: €-8k
2019: €-61k
2020: €-61k
2021: €-39k
2022: €-16k
2023: €6k
2024: €55k
2018 → 2025
Net result
€35k▼ 29.4%
2024 · €49k
2018: €-34k
2019: €-53k
2020: €-293
2021: €22k
2022: €23k
2023: €22k
2024: €49k
2018 → 2025
Total assets
€207k▼ 11.5%
2024 · €234k
2018: €327k
2019: €255k
2020: €232k
2021: €214k
2022: €218k
2023: €214k
2024: €234k
2018 → 2025
Solvency
26.6%▲ 3.2pp
2024 · 23.5%
2018: -2.5%
2019: -24.0%
2020: -26.4%
2021: -18.3%
2022: -7.2%
2023: 2.7%
2024: 23.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-39k-€-16k▲ 59.8%€6k€55k▲ 844%€55k▲ 0.4%
Operating result€39k-€36k▼ 7.6%€33k▼ 9.0%€62k▲ 86.5%€46k▼ 26.0%
Net result€22k-€23k▲ 5.1%€22k▼ 7.9%€49k▲ 128%€35k▼ 29.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€88k▼ 19.6%
Current assets
€119k▼ 4.4%
Equity and liabilities €207k
Equity
€55k▲ 0.4%
Debt
€152k▼ 15.2%
The debt ratio falls from 76.5% to 73.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
26.6%▲
2024 · 23.5%
ROE
62.8%▼
2024 · 89.4%
ROA
16.7%▼
2024 · 21.0%
Debt
€152k▼
2024 · €179k
Debt ≤ 1 year
€52k▲
2024 · €47k
Debt > 1 year
€100k▼
2024 · €132k
Income taxes
€4k▲
2024 · €4k
Staff costs
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€234k€207k▼
Fixed assets21/28€109k€88k▼
Tangible fixed assets22/27€109k€88k▼
Land and buildings22€108k€85k▼
Furniture and vehicles24€863€3k▲
Current assets29/58€125k€119k▼
Amounts receivable within one year40/41€10k€7k▼
Trade receivables40€8k€4k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€113k€111k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€234k€207k▼
Equity10/15€55k€55k▲
Contributions10/11€19k€19k=
Reserves13€36k€36k▲
Distributable reserves133€36k€36k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€179k€152k▼
Amounts payable after more than one year17€132k€100k▼
Financial debts170/4€132k€100k▼
Amounts payable within one year42/48€47k€52k▲
Current portion of amounts payable after more than one year42€30k€32k▲
Trade debts44€12k€12k▼
Suppliers440/4€12k€12k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€766€794▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€8k€9k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€25k▲
Other operating charges640/8€8k€12k▲
Gross operating margin9900€102k€91k▼
Operating profit (loss)9901€62k€46k▼
Financial income75/76B€1k€786▼
Recurring financial income75€1k€786▼
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€53k€38k▼
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€49k€35k▼
Profit (loss) for the period to be appropriated9905€49k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€35k▲
Profit (loss) brought forward from the previous period14P€-15k€0▲
Transfer from equity791/2-€34k
Transfer to equity691/2€34k€35k▲
To other reserves6921€34k€35k▲
Profit to be distributed694/7-€34k
Return on contributions (dividend)694-€34k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €49k ▲128%
Operating result €62k, net result €49k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €22k
Net result €22k after 3 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winninglaan 119140 TemseGround area
1,452 m²
Building footprint
506 m²
Volume, LiDAR
2,087 m³
Parcel 46025B0383/00K000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
EuropSIM / HuisConnect
since 20062.157.186.562
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0383/00K000 | Flanders | 1,452 m² | 1 · 506 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BNE Holding
BE 0508.495.477
Pelt · Eq €55k
Linie
BE 0699.719.002
Aarschot · Eq €55k
UNIK
BE 0781.593.237
Schoten · Eq €55k
JF BATAILLE
BE 1001.405.036
Namur · Eq €55k
J.B. Projects
BE 1007.672.622
Harelbeke · Eq €55k
Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 10,698 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2006
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46520Wholesale trade
64200Holdings
64210Activities of holding companies
74151
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.