VYVEY
ActiveSummary
VYVEY has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133k and a net result of €-19k. Equity is growing by ~58.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 1747 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-15
Solvency46▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.65 against 0.83 in 2024; short-term debt: 66% and cash: 3.8% of total assets), and 79.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1747 sector peers (2025).
NBB · sector comparisonPosition among 1747 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
10 d early
2023
23 d early
2022
67 d early
2021
20 d early
2020
4 d early
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€133k▼ 12.3%
2024 · €152k
2018: €-27k
2019: €-28k
2020: €-3k
2021: €30k
2022: €60k
2023: €62k
2024: €152k
2018 → 2025
Total assets
€646k▼ 3.4%
2024 · €669k
2018: €738k
2019: €692k
2020: €644k
2021: €607k
2022: €608k
2023: €580k
2024: €669k
2018 → 2025
Net result
€-19k
2024 · €90k
2018: €10k
2019: €-669
2020: €24k
2021: €33k
2022: €30k
2023: €2k
2024: €90k
2018 → 2025
Working capital
€-148k▼ 121%
2024 · €-67k
2018: €-145k
2019: €-130k
2020: €-85k
2021: €-69k
2022: €-50k
2023: €-122k
2024: €-67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€60k▲ 102%€62k▲ 3.0%€152k▲ 145%€133k▼ 12.3%
Operating result€44k-€41k▼ 6.5%€11k▼ 72.3%€126k▲ 1,008%€-4k
Net result€33k-€30k▼ 8.5%€2k▼ 94.0%€90k▲ 4,830%€-19k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €126k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €646k
Fixed assets
€368k ▲ 7.9%
Current assets
€278k ▼ 15.1%
Equity and liabilities €646k
Equity
€133k ▼ 12.3%
Debt
€513k ▼ 0.8%
Debt's share of the balance-sheet total rises from 77.3% to 79.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€80k▼
2024 · €177k
Cash flow
€66k▼
2024 · €141k
Current ratio
0.65▼
2024 · 0.83
Quick ratio
0.41▼
2024 · 0.61
Debt to equity
3.86▲
2024 · 3.41
ROE
-14.0%▼
2024 · 59.3%
ROA
-2.9%▼
2024 · 13.4%
Interest coverage
5.55▲
2024 · 4.90
Debt ≤ 1 year
€426k▲
2024 · €395k
Debt > 1 year
€87k▼
2024 · €122k
Income taxes
€196▲
2024 · €188
Staff costs
€35k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€669k€646k▼
Fixed assets21/28€341k€368k▲
Tangible fixed assets22/27€341k€368k▲
Land and buildings22€163k€151k▼
Plant, machinery and equipment23€43k€98k▲
Furniture and vehicles24€135k€119k▼
Current assets29/58€328k€278k▼
Amounts receivable after more than one year29€135€135=
Other amounts receivable291€135€135=
Stocks and contracts in progress3€88k€102k▲
Stocks30/36€88k€102k▲
Amounts receivable within one year40/41€209k€152k▼
Trade receivables40€67k€40k▼
Other amounts receivable41€142k€111k▼
Cash at bank and in hand54/58€30k€25k▼
Deferred charges and accrued income490/1€189€193▲
Equity and liabilities
Total equity and liabilities10/49€669k€646k▼
Equity10/15€152k€133k▼
Contributions10/11€150k€150k=
Reserves13€22k€22k=
Tax-exempt reserves132€22k€22k=
Profit (loss) carried forward14€-20k€-39k▼
Amounts payable17/49€517k€513k▼
Amounts payable after more than one year17€122k€87k▼
Financial debts170/4€122k€87k▼
Amounts payable within one year42/48€395k€426k▲
Current portion of amounts payable after more than one year42€55k€31k▼
Financial debts43€100k€149k▲
Credit institutions430/8€100k€149k▲
Trade debts44€19k€40k▲
Suppliers440/4€19k€40k▲
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€5k€196▼
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€212k€203k▼
Income statement
Code20242025
Non-recurring operating income76A€71k-
Remuneration, social security and pensions62€34k€35k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€85k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€39k€4k▼
Gross operating margin9900€252k€121k▼
Operating profit (loss)9901€126k€-4k▼
Financial income75/76B€269€305▲
Recurring financial income75€269€305▲
Financial charges65/66B€36k€14k▼
Recurring financial charges65€36k€14k▼
Profit (loss) for the period before taxes9903€90k€-18k▼
Income taxes67/77€188€196▲
Profit (loss) for the period9904€90k€-19k▼
Transfer to tax-exempt reserves689€22k-
Profit (loss) for the period to be appropriated9905€68k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-39k▼
Profit (loss) brought forward from the previous period14P€-88k€-20k▲
Social balance
Average headcount (FTE)90870.80.8=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series.
20-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €90k ▲4,830%
Operating result €126k, net result €90k, both a record.
30-09
Financial
Equity above €150kEq €152k ▲145%
5 profitable years in a row build equity to €152k.
07-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 5 days late
2019
30-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2010
Ground area
7,159 m²
Building footprint
338 m²
Volume, LiDAR
1,986 m³
Parcel 35007D1078/00E000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VYVEY
since 20102.190.115.686
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35007D1078/00E000 | Flanders | 7,159 m² | 1 · 338 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 254 EUR awarded · 254 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 48 EUR | 48 EUR |
| 2024 | 1 | 116 EUR | 116 EUR |
| 2023 | 1 | 45 EUR | 45 EUR |
| 2022 | 1 | 45 EUR | 45 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteDe Haan2.190.115.686
Similar companies · same sector, comparable size
SARTAGE
BE 0413.761.715
Genappe · Eq €133,502
van Puijenbroek Florence
BE 0645.757.506
Arendonk · Eq €135,198
HOUBLONNIERE DE LA CHISTREE
BE 0756.999.876
Jemeppe-sur-Sambre · Eq €136,669
FERME MEDARD
BE 0467.589.488
Huy · Eq €137,538
PILIBRI
BE 0454.873.976
Wichelen · Eq €138,487
Of 5,168 companies in sector 01110 we hold annual accounts for 613. 472 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2010
Fiscal year end30-09
Activities, NACEBEL 2025
01110Growing of cereals (except rice), leguminous crops and oil seeds
01309Crop and animal production, hunting and related service activities
01500Mixed farming
43120Site preparation
46319Wholesale of fruit and vegetables, excluding potatoes
46499Wholesale of other household goods
46610Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.