VV Maréchalerie
ActiveSummary
VV Maréchalerie has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €10k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 60% of 3121 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+1
Solvency70▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 2.11 in 2024; short-term debt: 42.8% and cash: 0.5% of total assets), but 55.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.8%
Return on assets
5.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
24 d late
2024
51 d early
2023
43 d early
2022
33 d early
2021
48 d early
2020
46 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▲ 10.8%
2024 · €74k
2018: €14k
2019: €27k
2020: €32k
2021: €45k
2022: €64k
2023: €68k
2024: €74k
2018 → 2025
Total assets
€182k▲ 5.6%
2024 · €173k
2018: €91k
2019: €109k
2020: €149k
2021: €145k
2022: €137k
2023: €190k
2024: €173k
2018 → 2025
Net result
€10k▲ 28.5%
2024 · €8k
2018: €7k
2019: €13k
2020: €5k
2021: €17k
2022: €24k
2023: €5k
2024: €8k
2018 → 2025
Working capital
€56k▼ 10.5%
2024 · €63k
2018: €28k
2019: €32k
2020: €35k
2021: €38k
2022: €54k
2023: €48k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€64k▲ 41.9%€68k▲ 5.4%€74k▲ 8.4%€82k▲ 10.8%
Operating result€25k-€32k▲ 28.2%€9k▼ 71.0%€16k▲ 74.0%€19k▲ 20.4%
Net result€17k-€24k▲ 37.8%€5k▼ 78.7%€8k▲ 59.2%€10k▲ 28.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€48k ▼ 9.7%
Current assets
€135k ▲ 12.4%
Equity and liabilities €182k
Equity
€82k ▲ 10.8%
Debt
€101k ▲ 1.8%
Debt's share of the balance-sheet total falls from 57.3% to 55.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▼
2024 · €40k
Cash flow
€28k▼
2024 · €32k
Current ratio
1.72▼
2024 · 2.11
Quick ratio
0.36▼
2024 · 0.47
Debt to equity
1.23▼
2024 · 1.34
ROE
12.8%▲
2024 · 11.0%
ROA
5.7%▲
2024 · 4.7%
Interest coverage
8.59▼
2024 · 9.47
Debt ≤ 1 year
€78k▲
2024 · €57k
Debt > 1 year
€23k▼
2024 · €40k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€173k€182k▲
Fixed assets21/28€53k€48k▼
Tangible fixed assets22/27€53k€48k▼
Plant, machinery and equipment23€4k€6k▲
Furniture and vehicles24€460€4k▲
Leasing and similar rights25€48k€33k▼
Other tangible fixed assets26€275€5k▲
Financial fixed assets28€180€180=
Current assets29/58€120k€135k▲
Stocks and contracts in progress3€93k€106k▲
Stocks30/36€93k€106k▲
Amounts receivable within one year40/41€20k€23k▲
Trade receivables40€20k€23k▲
Other amounts receivable41€285€415▲
Cash at bank and in hand54/58€344€883▲
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€173k€182k▲
Equity10/15€74k€82k▲
Contributions10/11€6k€6k=
Reserves13€23k€31k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€21k€29k▲
Profit (loss) carried forward14€44k€44k▲
Amounts payable17/49€99k€101k▲
Amounts payable after more than one year17€40k€23k▼
Financial debts170/4€40k€23k▼
Amounts payable within one year42/48€57k€78k▲
Current portion of amounts payable after more than one year42€24k€16k▼
Financial debts43€2k€4k▲
Credit institutions430/8€2k€4k▲
Trade debts44€10k€21k▲
Suppliers440/4€10k€21k▲
Taxes, remuneration and social security45€13k€15k▲
Taxes450/3€13k€15k▲
Other amounts payable47/48€9k€22k▲
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Remuneration, social security and pensions62€332-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€18k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€43k€39k▼
Operating profit (loss)9901€16k€19k▲
Financial income75/76B€354€105▼
Recurring financial income75€354€105▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€12k€15k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€8k€10k▲
Profit (loss) for the period to be appropriated9905€8k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€55k▲
Profit (loss) brought forward from the previous period14P€44k€44k▲
Transfer to equity691/2€6k€8k▲
To other reserves6921€6k€8k▲
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €5k ▼78.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €24k ▲37.8%
Operating result €32k, net result €24k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stavelot · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Pierris 34970 StavelotGround area
631 m²
Building footprint
170 m²
Volume, LiDAR
1,166 m³
Parcel 63027B1904/00B002, Wallonia · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VV Maréchalerie
since 20172.272.184.121
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63027B1904/00B002 | Wallonia | 631 m² | 1 · 170 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN LANGEN Erik
BE 0727.990.542
Kinrooi · Eq €82k
RM Agro
BE 1026.251.783
Bekkevoort · Eq €80k
FJ RENARD CHAMBERLAN
BE 0803.394.778
Gouvy · Eq €85k
Johan Verhulpen
BE 0712.634.056
Geel · Eq €78k
LENNERT LEENAERTS
BE 0801.360.352
Hoogstraten · Eq €86k
Of 1,581 companies in sector 01620 we hold annual accounts for 218. 171 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
01620Support activities for animal production
25401Forging of metal
25530Machining of metals
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.