Vuch-e
ActiveSummary
The computed 12-month bankruptcy probability of Vuch-e is 2.2% (moderate). The 2025 annual accounts show equity of €20k and a net result of €-2k. Equity is growing by ~49% per year across the filed fiscal years. Its solvency ranks better than 95% of 18280 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-93
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 55.01 against 5.65 in 2024; short-term debt: 1.6% and cash: 88.4% of total assets), and 1.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
-9.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-09-2025, 44 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
44 d early
2024
24 d early
2023
27 d early
2022
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 8.5%
2024 · €21k
2022: €-1k
2023: €13k
2024: €21k
2022 → 2025
Total assets
€20k▼ 21.0%
2024 · €25k
2022: €11k
2023: €25k
2024: €25k
2022 → 2025
Net result
€-2k
2024 · €9k
2022: €-4k
2023: €14k
2024: €9k
2022 → 2025
Working capital
€17k▼ 1.1%
2024 · €18k
2022: €-3k
2023: €8k
2024: €18k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-1k-€13k€21k▲ 69.6%€20k▼ 8.5%
Operating result€-4k-€17k€11k▼ 33.7%€-2k
Net result€-4k-€14k€9k▼ 37.5%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20k
Fixed assets
€2k ▼ 42.9%
Current assets
€18k ▼ 17.1%
Equity and liabilities €20k
Equity
€20k ▼ 8.5%
Debt
€322 ▼ 91.5%
Debt's share of the balance-sheet total falls from 15.1% to 1.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-110▼
2024 · €13k
Cash flow
€-202▼
2024 · €10k
Current ratio
55.01▲
2024 · 5.65
Debt to equity
0.02▼
2024 · 0.18
ROE
-9.2%▼
2024 · 41.0%
ROA
-9.1%▼
2024 · 34.9%
Interest coverage
-1.20▼
2024 · 148.50
Debt ≤ 1 year
€322▼
2024 · €4k
Income taxes
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€25k€20k▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€4k€2k▼
Current assets29/58€21k€18k▼
Amounts receivable within one year40/41€925€175▼
Trade receivables40€925€0▼
Other amounts receivable41-€175
Cash at bank and in hand54/58€20k€18k▼
Equity and liabilities
Total equity and liabilities10/49€25k€20k▼
Equity10/15€21k€20k▼
Contributions10/11€3k€3k=
Reserves13€18k€17k▼
Distributable reserves133€18k€17k▼
Amounts payable17/49€4k€322▼
Amounts payable within one year42/48€4k€322▼
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€3k€0▼
Taxes450/3€3k€0▼
Other amounts payable47/48€322€322=
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€448€451▲
Gross operating margin9900€13k€341▼
Operating profit (loss)9901€11k€-2k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€85€92▲
Recurring financial charges65€85€92▲
Profit (loss) for the period before taxes9903€11k€-2k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€9k€-2k▼
Profit (loss) for the period to be appropriated9905€9k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-2k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€2k
Transfer to equity691/2€9k€0▼
To other reserves6921€9k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity times 10current ratio 55.01
Current ratio from 5.65 to 55.01; short-term debt falls from €4k to €322.
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 5.65
Current ratio from 1.70 to 5.65; short-term debt falls from €12k to €4k.
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-03
Financial
Liquidity triplescurrent ratio 1.70
Current ratio from 0.62 to 1.70.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2020
Ground area
1,653 m²
Building footprint
390 m²
Volume, LiDAR
1,112 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vuch-e
since 20202.304.001.903
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472G0323/00E002 | Flanders | 1,003 m² | 1 · 215 m² | 7.5 m · 2 fl. |
| 24472G0323/00D002 | Flanders | 650 m² | 1 · 175 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MARKASI
BE 0801.973.729
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ADIMAR
BE 0425.186.929
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ARTAPER
BE 1017.076.870
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Of 12,957 companies in sector 47120 we hold annual accounts for 2,190. 1,398 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2020
Fiscal year end31-03
Activities, NACEBEL 2025
47120Other non-specialised retail sale
82990Other business support services
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.