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VSummit

Active
Oude-Vrijheidsstraat 25 ·3080 Tervuren, Belgium
KBO/BCE: BE 0805.927.864
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VSummit is 0.4% (very low). The 2025 annual accounts show equity of €87k and a net result of €56k. Its solvency ranks better than 59% of 4752 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 29-04-2026 1 d early 2026-00093411
30-09-2024 30-04-2025 09-07-2025 70 d late 2025-00259501

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€56k+78.4%
Working capital€62k+103.8%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 29-04-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60k€80kOperating result 2024: €48k€48kNet result 2024: €31k€31kOperating result 2025: €72k€72kNet result 2025: €56k€56k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 65.7% 55.4%
better than 59% of 4752 sector peers
Net result €56k €38k
better than 64% of 4752 sector peers
Equity €87k €64k
better than 59% of 4753 sector peers
Gross operating margin €74k €61k
better than 58% of 4745 sector peers
Total assets €133k €146k
better than 46% of 4753 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€73k
+50.4% 24-25
Net profit
€56k
+78.4% 24-25
Cash flow
€57k
+81.0% 24-25
Total assets
€133k
+122.2% 24-25
Equity
€87k
+170.1% 24-25
Working capital
€62k
+103.8% 24-25
Income taxes
€16k
-7.0% 24-25
Debt
€45k
+65.9% 24-25
Debt ≤ 1y
€45k
+65.9% 24-25
Current ratio
2.37
+12.0% 24-25
Quick ratio
2.37
+12.0% 24-25
Solvency
65.7%
+21.5% 24-25
Debt / equity
0.52
-38.6% 24-25
ROE
64.0%
-33.9% 24-25
ROA
42.1%
-19.7% 24-25
Interest coverage
293.14
-95.0% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€73k
Net profit€56k
Cash flow€57k
Staff costs-
Income taxes€16k
Dividends-
Total assets€133k
Equity€87k
Debt€45k
of which ≤ 1y€45k
of which > 1y-
Working capital€62k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.37
Quick ratio2.37
Working capital ratio46.9%
Solvency65.7%
Debt / equity0.52
Long-term debt ratio-
Interest coverage293.14
Gross margin-
Net margin-
ROA42.1%
ROE64.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€133k
Fixed assets 21/28€25k
Tangible fixed assets 22/27€25k
Current assets 29/58€108k
Amounts receivable within one year 40/41€33k
Cash & bank 54/58€74k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€133k
Equity 10/15€87k
Contributions / capital 10/11€100
Reserves 13€87k
Amounts payable 17/49€45k
Amounts payable within one year 42/48€45k
Trade debts payable within one year 44€21k
Income statement
Gross operating margin 9900€74k
Operating result 9901€72k
Financial income 75€216
Financial charges 65€249
Result before taxes 9903€72k
Income taxes 67/77€16k
Net result for the period 9904€56k
Result to be appropriated 9905€56k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oude-Vrijheidsstraat 253080 Tervuren

Establishment units

1 location
VSummit
Oude-Vrijheidsstraat 25, 3080 TervurenOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20232.355.299.758
Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability82
92 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 82

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,452 of the 82,031 companies in this sector. 12,673 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL VSummit
Registered office
Oude-Vrijheidsstraat 25
3080 Tervuren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.