VR Consultancy
ActiveSummary
VR Consultancy has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €210k and a net result of €31k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+1
Solvency73▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 1.73 in 2024; short-term debt: 10.1% and cash: 13.8% of total assets), but 52.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.6%
Return on assets
7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
144 d early
2024
133 d early
2023
28 d early
2022
14 d early
2021
30 d early
2020
30 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€210k▲ 14.1%
2024 · €184k
2018: €133k
2019: €133k
2020: €84k
2021: €121k
2022: €143k
2023: €154k
2024: €184k
2018 → 2025
Total assets
€442k▼ 0.4%
2024 · €443k
2018: €308k
2019: €334k
2020: €412k
2021: €400k
2022: €403k
2023: €462k
2024: €443k
2018 → 2025
Net result
€31k▲ 2.9%
2024 · €30k
2018: €17k
2019: €53k
2020: €54k
2021: €37k
2022: €36k
2023: €48k
2024: €30k
2018 → 2025
Working capital
€54k▲ 89.2%
2024 · €28k
2018: €97k
2019: €86k
2020: €40k
2021: €25k
2022: €38k
2023: €-9k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€143k▲ 17.6%€154k▲ 8.2%€184k▲ 19.5%€210k▲ 14.1%
Operating result€54k-€53k▼ 3.0%€71k▲ 34.6%€47k▼ 33.9%€48k▲ 3.3%
Net result€37k-€36k▼ 1.9%€48k▲ 31.9%€30k▼ 36.9%€31k▲ 2.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €442k
Fixed assets
€343k ▼ 8.6%
Current assets
€98k ▲ 45.5%
Equity and liabilities €442k
Equity
€210k ▲ 14.1%
Debt
€231k ▼ 10.7%
Debt's share of the balance-sheet total falls from 58.4% to 52.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▲
2024 · €83k
Cash flow
€67k▲
2024 · €66k
Current ratio
2.21▲
2024 · 1.73
Debt to equity
1.10▼
2024 · 1.40
ROE
14.7%▼
2024 · 16.3%
ROA
7.0%▲
2024 · 6.8%
Interest coverage
18.59▲
2024 · 16.01
Debt ≤ 1 year
€45k▲
2024 · €39k
Debt > 1 year
€187k▼
2024 · €220k
Income taxes
€13k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€443k€442k▼
Fixed assets21/28€376k€343k▼
Tangible fixed assets22/27€376k€343k▼
Land and buildings22€305k€292k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€68k€49k▼
Current assets29/58€68k€98k▲
Amounts receivable within one year40/41€36k€35k▼
Trade receivables40€33k€32k▼
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€31k€61k▲
Deferred charges and accrued income490/1€45€3k▲
Equity and liabilities
Total equity and liabilities10/49€443k€442k▼
Equity10/15€184k€210k▲
Contributions10/11€1k€1k=
Reserves13€178k€209k▲
Distributable reserves133€178k€209k▲
Profit (loss) carried forward14€5k-
Amounts payable17/49€259k€231k▼
Amounts payable after more than one year17€220k€187k▼
Financial debts170/4€220k€187k▼
Amounts payable within one year42/48€39k€45k▲
Current portion of amounts payable after more than one year42€31k€32k▲
Trade debts44€1k€892▼
Suppliers440/4€1k€892▼
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€7k€11k▲
Other amounts payable47/48€529€262▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€36k▼
Other operating charges640/8€542€752▲
Gross operating margin9900€84k€85k▲
Operating profit (loss)9901€47k€48k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€42k€44k▲
Income taxes67/77€12k€13k▲
Profit (loss) for the period9904€30k€31k▲
Profit (loss) for the period to be appropriated9905€30k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€36k▲
Profit (loss) brought forward from the previous period14P-€5k
Transfer to equity691/2€25k€31k▲
To other reserves6921€25k€31k▲
Profit to be distributed694/7-€5k
Return on contributions (dividend)694-€5k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €210k ▲14.1%
8 profitable years in a row build equity to €210k.
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 1.73
Current ratio from 0.84 to 1.73; short-term debt falls from €57k to €39k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €154k ▲8.2%
6 profitable years in a row build equity to €154k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €121k ▲43.6%
4 profitable years in a row build equity to €121k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €54k ▲3%
Operating result €71k, net result €54k, both a record.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pater Pellensstraat 5A3910 PeltGround area
2,528 m²
Building footprint
139 m²
Volume, LiDAR
7 m³
Parcel 72362C0171/00L000, Flanders · tallest building 0.8 m. Linked by address, not a title deed.
1 establishment unit
VR Consultancy
since 20112.201.100.442
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72362C0171/00L000 | Flanders | 2,528 m² | 1 · 139 m² | 0.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IT 4 PROGRESS
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,556 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.