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VPM

Open bankruptcy
Private limited companyfounded 2020St. Antoniusbaan 350, 2980 Zoersel, BelgiumKBO/BCE: BE 0742.998.026
Summary

A bankruptcy procedure is open for VPM according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €42k and a net result of €11k.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-08-2023, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
31 d late
2020
108 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2022, micro schema

Equity
€42k▲ 107%
2020 · €20k
2020: €20k
2020 → 2022
Total assets
€126k▲ 364%
2020 · €27k
2020: €27k
2020 → 2022
Net result
€11k▼ 47.0%
2020 · €20k
2020: €20k
2020 → 2022
Working capital
€42k▲ 107%
2020 · €20k
2020: €20k
2020 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202022Trend
Equity€20k-€42k▲ 107%
Operating result€26k-€13k▼ 47.5%
Net result€20k-€11k▼ 47.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2020: €26k€26kNet result 2020: €20k€20kOperating result 2022: €13k€13kNet result 2022: €11k€11k20202022€0€10k€20k€30kOperating result 2020: €26k€26kNet result 2020: €20k€20kOperating result 2022: €13k€13kNet result 2022: €11k€11k20202022
The operating result is €13k in 2022, compared with €26k in 2020. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2022 in colour, 2020 as the grey bar beneath
Equity and liabilities €126k
Equity €42k ▲ 107%
Debt €84k ▲ 1,138%
Debt's share of the balance-sheet total rises from 24.9% to 66.5%. Equity and debt are higher.
Key figures and ratios
2022 value · change against 2020
Current ratio
1.50
2020 · 4.01
Debt to equity
1.98
ROE
25.4%
2020 · 99.3%
ROA
8.5%
2020 · 74.5%
Debt ≤ 1 year
€84k
2020 · €7k
Income taxes
€2k
2020 · €5k
Staff costs
€13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2022 against 2020 · 36 lines
Balance sheet Code20202022
Assets
Total assets20/58€27k€126k
Current assets29/58€27k€126k
Amounts receivable within one year40/41€23k€125k
Trade receivables40-€113k
Other amounts receivable41-€11k
Cash at bank and in hand54/58€4k€2k
Equity and liabilities
Total equity and liabilities10/49€27k€126k
Equity10/15€20k€42k
Contributions10/11-€150
Reserves13-€42k
Distributable reserves133-€42k
Profit (loss) carried forward14€20k-
Amounts payable17/49€7k€84k
Amounts payable within one year42/48€7k€84k
Trade debts44€2k€57k
Suppliers440/4-€57k
Taxes, remuneration and social security45-€14k
Taxes450/3-€12k
Remuneration and social security454/9-€2k
Other amounts payable47/48-€13k
Income statement Code20202022
Remuneration, social security and pensions62-€13k
Other operating charges640/8-€151
Gross operating margin9900€26k€27k
Operating profit (loss)9901€26k€13k
Financial income75/76B-€484
Recurring financial income75-€484
Financial charges65/66B-€655
Recurring financial charges65€17€655
Profit (loss) for the period before taxes9903€26k€13k
Income taxes67/77€5k€2k
Profit (loss) for the period9904€20k€11k
Profit (loss) for the period to be appropriated9905€20k€11k
Appropriation of the result
Profit (loss) to be appropriated9906-€42k
Profit (loss) brought forward from the previous period14P-€31k
Transfer to equity691/2-€42k
To other reserves6921-€42k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
06-08
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 31-07-2025
2024
30-05
Bankruptcy Bankruptcy reversal
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 23-05-2024
02-05
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 25-04-2024
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2021
16-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 108 days late
SignalNBB filing
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
2,726 m²
Building footprint
286 m²
Volume, LiDAR
1,806 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
VPM
Dorp 13, 2980 ZoerselFinancial service activities, except insurance and pension funding
since 20202.301.785.848
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11055A0036/00E002 Flanders 1,918 m² 1 · 103 m² 9.7 m · 2 fl.
11055C0024/00B002 Flanders 808 m² 1 · 183 m² 10.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

2 mandates
Role Name Tenure
Curator TOM TOREMANS
MAARSCHALK GERARDSTRAAT 2, 2000 ANTWERPEN 1
31-07-2025present
Curator PHILIP RAUTER
KAPUCINESSENSTRAAT 13, 2000 ANTWERPEN 1
25-04-202423-05-2024

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,102 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
70100Activities of head offices
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.