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Vogt4M

Active
Private limited company (pre-2019)founded 201213 yrs activeGraaf Jansdijk 100, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0849.338.928
Summary

Vogt4M has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.24M and a net result of €19k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
74 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 4.24; short-term debt: 23.5% and cash: 7.1% of total assets), and 23.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
76.4%
Return on assets
1.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
72 d early
2023
90 d early
2022
97 d early
2021
39 d early
2020
135 d early
2019
20 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€1.24M▼ 22.5%
2024 · €1.60M
2018: €578k 2019: €695k 2020: €877k 2021: €1.09M 2022: €1.23M 2023: €1.46M 2024: €1.60M
2018 → 2025
Total assets
€1.62M▲ 0.8%
2024 · €1.61M
2018: €692k 2019: €821k 2020: €913k 2021: €1.11M 2022: €1.25M 2023: €1.52M 2024: €1.61M
2018 → 2025
Net result
€19k▼ 85.5%
2024 · €133k
2018: €164k 2019: €189k 2020: €182k 2021: €218k 2022: €191k 2023: €238k 2024: €133k
2018 → 2025
Working capital
€1.24M▼ 22.1%
2024 · €1.59M
2018: €541k 2019: €666k 2020: €840k 2021: €1.05M 2022: €1.19M 2023: €1.44M 2024: €1.59M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.09M-€1.23M▲ 12.0%€1.46M▲ 19.4%€1.60M▲ 9.1%€1.24M▼ 22.5%
Operating result€320k-€319k▼ 0.1%€327k▲ 2.6%€130k▼ 60.3%€-8k
Net result€218k-€191k▼ 12.3%€238k▲ 24.6%€133k▼ 44.0%€19k▼ 85.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200k€300kOperating result 2021: €320k€320kNet result 2021: €218k€218kOperating result 2022: €319k€319kNet result 2022: €191k€191kOperating result 2023: €327k€327kNet result 2023: €238k€238kOperating result 2024: €130k€130kNet result 2024: €133k€133kOperating result 2025: €-8k€-8kNet result 2025: €19k€19k20212022202320242025€-100k€0€100k€200k€300kOperating result 2023: €327k€327kNet result 2023: €238k€238kOperating result 2024: €130k€130kNet result 2024: €133k€133kOperating result 2025: €-8k€-8.2kNet result 2025: €19k€19k202320242025
The operating result turns negative in 2025: a loss of €8k after €130k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.62M
Fixed assets €3k ▼ 77.2%
Current assets €1.62M ▲ 1.5%
Equity and liabilities €1.62M
Equity €1.24M ▼ 22.5%
Debt €382k ▲ 4,105%
Debt's share of the balance-sheet total rises from 0.6% to 23.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€4k
2024 · €143k
Cash flow
€32k
2024 · €146k
Current ratio
4.24
Debt to equity
0.31
2024 · 0.01
ROE
1.6%
2024 · 8.4%
ROA
1.2%
2024 · 8.3%
Interest coverage
4.02
2024 · -6.45
Debt ≤ 1 year
€381k
2024 · €7k
Income taxes
€10k
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.61M€1.62M
Fixed assets21/28€14k€3k
Tangible fixed assets22/27€14k€3k
Furniture and vehicles24€14k€3k
Financial fixed assets28€0-
Current assets29/58€1.59M€1.62M
Amounts receivable within one year40/41€9k€275k
Trade receivables40€9k€16k
Other amounts receivable41€587€259k
Current investments50/53€1.42M€1.22M
Cash at bank and in hand54/58€155k€116k
Deferred charges and accrued income490/1€7k€3k
Equity and liabilities
Total equity and liabilities10/49€1.61M€1.62M
Equity10/15€1.60M€1.24M
Contributions10/11€20k€20k=
Reserves13€1.58M€1.22M
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.58M€1.22M
Profit (loss) carried forward14-€0
Amounts payable17/49€9k€382k
Amounts payable within one year42/48€7k€381k
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€0€155
Taxes450/3€0€155
Other amounts payable47/48€6k€379k
Accrued charges and deferred income492/3€2k€562
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k
Other operating charges640/8€692€983
Gross operating margin9900€143k€5k
Operating profit (loss)9901€130k€-8k
Financial income75/76B€37k€39k
Recurring financial income75€37k€39k
Financial charges65/66B€-22k€1k
Recurring financial charges65€-22k€1k
Profit (loss) for the period before taxes9903€190k€30k
Income taxes67/77€56k€10k
Profit (loss) for the period9904€133k€19k
Profit (loss) for the period to be appropriated9905€133k€19k
Appropriation of the result
Profit (loss) to be appropriated9906€133k€19k
Transfer from equity791/2-€379k
Transfer to equity691/2€133k€19k
To other reserves6921€133k€19k
Profit to be distributed694/7-€379k
Return on contributions (dividend)694-€379k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Weakest financial yearnet €19k ▼85.5%
Net result drops to €19k, the lowest in the series.
17-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Liquidity times 8current ratio 215.92
Current ratio from 27.15 to 215.92; short-term debt falls from €55k to €7k.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Highest result since 2018net €238k ▲24.6%
Operating result €327k, net result €238k, both a record.
23-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
22-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Liquidity doublescurrent ratio 55.75
Current ratio from 24.36 to 55.75; short-term debt falls from €36k to €19k.
30-09
Financial Equity above €1MEq €1.09M ▲24.9%
4 profitable years in a row build equity to €1.09M.
2020
16-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
30-09
Financial Liquidity quadruplescurrent ratio 24.36
Current ratio from 6.35 to 24.36; short-term debt falls from €124k to €36k.
Show earlier events
10-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
03-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 3 days late
2018
02-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
06-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2012
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Graaf Jansdijk 1008300 Knokke-Heist
Ground area
129 m²
Building footprint
101 m²
Volume, LiDAR
700 m³
Parcel 31333H0597/00H006, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vogt4M
Graaf Jansdijk 100, 8300 Knokke-HeistFinancial service activities, except insurance and pension funding
since 20122.213.369.952
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31333H0597/00H006 Flanders 129 m² 1 · 101 m² 12.2 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 2,698 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded05-10-2012
Fiscal year end30-09
Activities, NACEBEL 2025
73300Public relations and communication consultancy
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.