VLR&O'DELA

Active

Private limited companyfounded 20188 yrs activeCamille Lemonnierstraat 80, 1050 Elsene, BelgiumKBO/BCE: BE 0691.712.245

Summary

The computed 12-month bankruptcy probability of VLR&O'DELA is 3.5% (moderate). The 2024 annual accounts show negative equity (€-202k) and a net result of €-406. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 6537 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

25 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2022

Profitability36▲+36

Solvency0=

Growth22▼-10

Track record100

Bankruptcy probability, 12 months

3.5% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.09 against 0.06 in 2022; cash: 3.6% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-931.8%

Return on assets

-1.9%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Negative equity

The 2024 annual accounts show negative equity and a net loss.

NBB · annual accounts 2024

Equity per financial year

181920212224

2018 to 2024 · latest year €-202k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

not confirmed

2024

61 d late

2022

647 d late

2021

17 d late

2020

32 d early

2019

151 d late

2018

134 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover

€10k▼ 77.5%

2022 · €46k

2022: €46k

2022 → 2024

EBIT margin

-3.2%▲ 449.5pp

2022 · -452.7%

2022: -452.7%

2022 → 2024

Net result

€-406▲ 99.8%

2022 · €-209k

2018: €7k 2019: €-13k 2020: €10k 2021: €-23k 2022: €-209k

2018 → 2024

Working capital

€-203k▲ 9.3%

2022 · €-224k

2018: €26k 2019: €-3k 2020: €8k 2021: €-16k 2022: €-224k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20192020202120222024Trend

Turnover€46k€10k▼ 77.5%

Equity€264-€10k▲ 3,760%€-13k€-222k▼ 1,665%€-202k▲ 9.0%

Operating result€-13k-€12k€-21k€-209k▼ 907%€-333▲ 99.8%

Net result€-13k-€10k€-23k€-209k▼ 820%€-406▲ 99.8%

Result per fiscal year

Operating resultNet result

The operating result is €-333 in 2024, compared with €-209k in 2022. Comparable figures for the intervening years are unavailable.

Balance-sheet composition

2024 in colour, 2022 as the grey bar beneath

Assets €22k

95.2%

Fixed assets €1k ▼ 18.3%

Current assets €21k ▲ 33.7%

Key figures and ratios

2024 value · change against 2022

EBITDA

€210▲

2022 · €-207k

Cash flow

€137▲

2022 · €-208k

Solvency

-931.8%

Current ratio

0.09▲

2022 · 0.06

Debt to equity

-1.11▼

2022 · -1.08

ROA

-1.9%

Interest coverage

2.87▲

2022 · -529.14

Debt

€223k▼

2022 · €239k

Debt ≤ 1 year

€223k▼

2022 · €239k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2022 · 37 lines

Balance sheet Code20222024

Assets

Total assets20/58€17k€22k▲

Formation expenses20€553€0▼

Fixed assets21/28€1k€1k▼

Intangible fixed assets21€0-

Tangible fixed assets22/27€1k€1k▼

Furniture and vehicles24€1k€1k▼

Current assets29/58€15k€21k▲

Amounts receivable within one year40/41€15k€20k▲

Trade receivables40€8k€20k▲

Other amounts receivable41€7k€125▼

Cash at bank and in hand54/58€2€784▲

Equity and liabilities

Total equity and liabilities10/49€17k€22k▲

Equity10/15€-222k€-202k▲

Contributions10/11€6k€19k▲

Profit (loss) carried forward14€-228k€-220k▲

Amounts payable17/49€239k€223k▼

Amounts payable within one year42/48€239k€223k▼

Trade debts44€12k€8k▼

Suppliers440/4€12k€8k▼

Taxes, remuneration and social security45€2k-

Taxes450/3€2k-

Other amounts payable47/48€225k€216k▼

Income statement Code20222024

Turnover70€46k€10k▼

Goods, raw materials, services and sundry goods60/61€250k€10k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€543▼

Other operating charges640/8€3k-

Gross operating margin9900€-204k€210▲

Operating profit (loss)9901€-209k€-333▲

Financial income75/76B€0-

Recurring financial income75€0-

Financial charges65/66B€392€73▼

Recurring financial charges65€392€73▼

Profit (loss) for the period before taxes9903€-209k€-406▲

Profit (loss) for the period9904€-209k€-406▲

Profit (loss) for the period to be appropriated9905€-209k€-406▲

Appropriation of the result

Profit (loss) to be appropriated9906€-228k€-220k▲

Profit (loss) brought forward from the previous period14P€-19k€-220k▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 2Filings 6

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 61 days late

08-05

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 647 days late

2022

31-12

Financial Weakest financial yearnet €-209k

Net result drops to €-209k, the lowest in the series; recovery starts the following year.

17-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 17 days late

2021

29-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Back to profitnet €10k

Net result €10k after one loss-making year.

29-12

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 151 days late

2019

12-12

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 134 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Elsene · 1 establishment unit since 2018

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Camille Lemonnierstraat 801050 Elsene

Ground area

1,786 m²

Building footprint

991 m²

Volume, LiDAR

17,782 m³

2 parcels, Brussels · tallest building 22.7 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

18.9 AGENCY

Brand Whitlocklaan 131, 1200 Sint-Lambrechts-WoluweIntermediation services for non-specialised retail

since 20182.280.691.120

2 parcels

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21447B0326/00R004	Brussels	1,597 m²	1 · 905 m²	22.6 m · 6 fl.
21673D0157/00Z010	Brussels	188 m²	1 · 86 m²	18.7 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

SCAS INVEST

BE 0757.971.658

Kraainem · Eq €10,168

PLAYSURE

BE 1020.293.609

Antwerpen · Eq €10,157

Of 12,958 companies in sector 47120 we hold annual accounts for 2,190. 1,221 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded05-03-2018

Fiscal year end31-12

Activities, NACEBEL 2025

47120Other non-specialised retail sale

62100Computer programming

66199Other activities auxiliary to financial services, excluding insurance and pension funding

73300Public relations and communication consultancy

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.