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VLOEBERGHS

Active
Private limited companyfounded 200224 yrs activeTulpenlaan 41, 2550 Kontich, BelgiumKBO/BCE: BE 0476.823.195

VLOEBERGHS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €12k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 4478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
86 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-11
Solvency88▲+7
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.8 against 2.91 in 2024), but 56.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-10-2025, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 d early
2024
22 d early
2023
18 d early
2022
23 d early
2021
16 d early
2020
45 d early
2019
14 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€69k▲ 0.3%
2024 · €68k
2019: €16k 2020: €13k 2021: €18k 2022: €50k 2023: €62k 2024: €68k
2019 → 2025
Total assets
€159k▼ 11.8%
2024 · €180k
2019: €68k 2020: €46k 2021: €57k 2022: €94k 2023: €105k 2024: €180k
2019 → 2025
Net result
€12k▼ 43.6%
2024 · €22k
2019: €15k 2020: €-3k 2021: €5k 2022: €32k 2023: €26k 2024: €22k
2019 → 2025
Working capital
€97k▼ 13.7%
2024 · €113k
2019: €25k 2020: €13k 2021: €35k 2022: €57k 2023: €66k 2024: €113k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€18k-€50k▲ 177%€62k▲ 24.4%€68k▲ 10.7%€69k▲ 0.3%
Operating result€9k-€45k▲ 423%€35k▼ 22.4%€32k▼ 7.7%€20k▼ 37.7%
Net result€5k-€32k▲ 589%€26k▼ 17.6%€22k▼ 17.2%€12k▼ 43.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €9k€9kNet result 2021: €5k€5kOperating result 2022: €45k€45kNet result 2022: €32k€32kOperating result 2023: €35k€35kNet result 2023: €26k€26kOperating result 2024: €32k€32kNet result 2024: €22k€22kOperating result 2025: €20k€20kNet result 2025: €12k€12k20212022202320242025
The operating result has fallen three years in a row; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets €8k▼ 10.0%
Current assets €151k▼ 11.9%
Equity and liabilities €159k
Equity €69k▲ 0.3%
Debt €90k▼ 19.2%
The debt ratio falls from 62.1% to 56.9%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€21k
2024 · €32k
Cash flow
€13k
2024 · €22k
Solvency
43.1%
2024 · 37.9%
Current ratio
2.80
2024 · 2.91
Quick ratio
2.80
2024 · 2.91
Debt / equity
1.32
2024 · 1.64
ROE
17.8%
2024 · 31.6%
ROA
7.7%
2024 · 12.0%
Interest coverage
5.87
2024 · 7.87
Debt
€90k
2024 · €112k
Debt ≤ 1 year
€54k
2024 · €59k
Debt > 1 year
€36k
2024 · €53k
Income taxes
€4k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€180k€159k
Fixed assets21/28€9k€8k
Tangible fixed assets22/27€8k€8k
Plant, machinery and equipment23€8k€8k
Financial fixed assets28€135€135=
Current assets29/58€172k€151k
Amounts receivable within one year40/41€167k€127k
Trade receivables40€41k€18k
Other amounts receivable41€126k€109k
Cash at bank and in hand54/58€2k€21k
Deferred charges and accrued income490/1€2k€3k
Equity and liabilities
Total equity and liabilities10/49€180k€159k
Equity10/15€68k€69k
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€49k€49k
Amounts payable17/49€112k€90k
Amounts payable after more than one year17€53k€36k
Financial debts170/4€53k€36k
Amounts payable within one year42/48€59k€54k
Current portion of amounts payable after more than one year42€18k€17k
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€7k€11k
Suppliers440/4€7k€11k
Taxes, remuneration and social security45€18k€10k
Taxes450/3€9k€7k
Remuneration and social security454/9€9k€3k
Other amounts payable47/48€15k€17k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€107€853
Other operating charges640/8€912€1k
Gross operating margin9900€33k€22k
Operating profit (loss)9901€32k€20k
Financial charges65/66B€4k€4k
Recurring financial charges65€4k€4k
Profit (loss) for the period before taxes9903€28k€17k
Income taxes67/77€7k€4k
Profit (loss) for the period9904€22k€12k
Profit (loss) for the period to be appropriated9905€22k€12k
Appropriation of the result
Profit (loss) to be appropriated9906€64k€61k
Profit (loss) brought forward from the previous period14P€42k€49k
Profit to be distributed694/7€15k€12k
Return on contributions (dividend)694€15k€12k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
03-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
09-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
13-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
08-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Highest result since 2019net €32k ▲589%
Operating result €45k, net result €32k, both a record.
2021
15-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
2020
16-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial Weakest financial yearnet €-3k ▼122%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
2019
17-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
22-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
29-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
21-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tulpenlaan 412550 Kontich
Ground area
894 m²
Building footprint
200 m²
Volume, LiDAR
810 m³
Parcel 11024F0213/00D002, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tulpenlaan 41, 2550 Kontich
NACE 50103
since 20022.101.718.596
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11024F0213/00D002 Flanders 893 m² 1 · 200 m² 5.5 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,449 companies in sector 49410 we hold annual accounts for 8,086. 6,096 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-03-2002
Fiscal year end31-03
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.