VLF CONSULTING
ActiveVLF CONSULTING has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-1k) and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-26
Solvency10▼-87
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.87 against 3.61 in 2024; short-term debt: 114.6% and cash: 57.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-14.6%
Return on assets
-184.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-1k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
36 d early
2023
on the day
2022
16 d early
2021
on the day
2020
5 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-1k
2024 · €13k
2018: €13k
2019: €5k
2020: €7k
2021: €2k
2022: €12k
2023: €13k
2024: €13k
2018 → 2025
Total assets
€7k▼ 57.5%
2024 · €17k
2018: €33k
2019: €28k
2020: €33k
2021: €22k
2022: €28k
2023: €28k
2024: €17k
2018 → 2025
Net result
€-14k▼ 1,555%
2024 · €-827
2018: €3k
2019: €-9k
2020: €2k
2021: €-5k
2022: €10k
2023: €965
2024: €-827
2018 → 2025
Working capital
€-1k
2024 · €13k
2018: €13k
2019: €5k
2020: €7k
2021: €2k
2022: €12k
2023: €13k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€12k▲ 430%€13k▲ 7.7%€13k▼ 6.2%€-1k
Operating result€-4k-€10k€2k▼ 75.9%€-740€-13k▼ 1,641%
Net result€-5k-€10k€965▼ 90.5%€-827€-14k▼ 1,555%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €740 in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Solvency
-14.6%▼
2024 · 72.3%
Current ratio
0.87▼
2024 · 3.61
Quick ratio
0.87▼
2024 · 3.61
Debt / equity
-7.84▼
2024 · 0.38
ROA
-184.6%▼
2024 · -4.7%
Debt
€9k▲
2024 · €5k
Debt ≤ 1 year
€9k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17k€7k▼
Current assets29/58€17k€7k▼
Amounts receivable within one year40/41€16k€3k▼
Trade receivables40€15k€3k▼
Other amounts receivable41€689€172▼
Cash at bank and in hand54/58€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€17k€7k▼
Equity10/15€13k€-1k▼
Contributions10/11€12k€12k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k-
Reserves not available under the articles1311€4k-
Distributable reserves133-€4k
Profit (loss) carried forward14€-4k€-17k▼
Amounts payable17/49€5k€9k▲
Amounts payable within one year42/48€5k€9k▲
Trade debts44€685€1k▲
Suppliers440/4€685€1k▲
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€60€65▲
Taxes450/3€60€65▲
Other amounts payable47/48€2k€7k▲
Income statement
Code20242025
Other operating charges640/8€384€387▲
Gross operating margin9900€-356€-13k▼
Operating profit (loss)9901€-740€-13k▼
Financial charges65/66B€87€803▲
Recurring financial charges65€87€803▲
Profit (loss) for the period before taxes9903€-827€-14k▼
Profit (loss) for the period9904€-827€-14k▼
Profit (loss) for the period to be appropriated9905€-827€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-17k▼
Profit (loss) brought forward from the previous period14P€-3k€-4k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
07-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hameau de Hussompont(Jod.) 61370 JodoigneGround area
3,176 m²
Building footprint
217 m²
Volume, LiDAR
1,245 m³
Parcel 25048F0447/00N000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VLF CONSULTING
since 20122.213.884.844
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25048F0447/00N000 | Wallonia | 3,176 m² | 1 · 217 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CS CONSEILS
BE 0768.907.815
Zaventem · Eq €13k
BF.c
BE 1028.427.058
Aalst · Eq €13k
just-PM
BE 0644.711.983
Brussel · Eq €13k
Pi9
BE 0787.761.150
Chaumont-Gistoux · Eq €13k
ADVITOM
BE 1000.567.371
Eghezée · Eq €13k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 25,512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-2012
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
01110Growing of cereals (except rice), leguminous crops and oil seeds
01130Growing of vegetables, melons, roots and tubers
01160Crop and animal production, hunting and related service activities
01610Support activities for crop production
71121Engineering and related technical consultancy, excluding land surveyors
71122Land surveying
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.