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VL-Design

Active
Private limited company·Vervaardiging van metalen constructiewerken en delen daarvan· 3 yrs active
Route de Souxhon(Flh) 155 ·4400 Flémalle, Belgium
KBO/BCE: BE 0802.665.397
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs
Real estate2 parcels · 6,757 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VL-Design is 2.6% (moderate). The 2025 annual accounts show equity of €3k and a net result of €908. Its solvency ranks better than 13% of 222 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 222 sector peers (2025).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 03-02-2026 3 d late 2026-00029497
30-06-2024 31-01-2025 07-01-2025 24 d early 2025-00000135

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€908+69.9%
Working capital€-3k-269.9%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 03-02-2026 with the NBB · fiscal year 2025 · micro
€0€1k€2kOperating result 2024: €1k€1kNet result 2024: €534€534Operating result 2025: €2k€2kNet result 2025: €908€90820242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 25 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 8.0% 39.7%
better than 13% of 222 sector peers
Net result €908 €15k
better than 20% of 222 sector peers
Equity €3k €46k
better than 8% of 222 sector peers
Gross operating margin €12k €41k
better than 16% of 221 sector peers
Staff costs €7k €27k
higher than 35% of 69 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€3k
+165.3% 24-25
Net profit
€908
+69.9% 24-25
Cash flow
€2k
+222.1% 24-25
Total assets
€43k
-12.2% 24-25
Equity
€3k
+35.8% 24-25
Working capital
€-3k
-269.9% 24-25
Staff costs
€7k
- 24-25
Income taxes
€722
+44.4% 24-25
Debt
€40k
-14.8% 24-25
Debt ≤ 1y
€40k
-9.7% 24-25
Current ratio
0.92
-5.9% 24-25
Quick ratio
0.59
-3.8% 24-25
Solvency
8.0%
+54.7% 24-25
Debt / equity
11.57
-37.3% 24-25
ROE
26.4%
+25.1% 24-25
ROA
2.1%
+93.6% 24-25
Interest coverage
4.45
-40.2% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€3k
Net profit€908
Cash flow€2k
Staff costs€7k
Income taxes€722
Dividends-
Total assets€43k
Equity€3k
Debt€40k
of which ≤ 1y€40k
of which > 1y-
Working capital€-3k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.92
Quick ratio0.59
Working capital ratio-7.0%
Solvency8.0%
Debt / equity11.57
Long-term debt ratio-
Interest coverage4.45
Gross margin-
Net margin-
ROA2.1%
ROE26.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€43k
Fixed assets 21/28€7k
Tangible fixed assets 22/27€3k
Financial fixed assets 28€3k
Current assets 29/58€37k
Stocks & contracts in progress 3€13k
Amounts receivable within one year 40/41€20k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€43k
Equity 10/15€3k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€1k
Amounts payable 17/49€40k
Amounts payable within one year 42/48€40k
Trade debts payable within one year 44€19k
Income statement
Gross operating margin 9900€12k
Operating result 9901€2k
Financial income 75€2
Financial charges 65€722
Result before taxes 9903€2k
Income taxes 67/77€722
Net result for the period 9904€908
Result to be appropriated 9905€908
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
51 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
VL-Design
Parc Industriel 2, 4400 FlémalleVervaardiging van metalen constructiewerken en delen daarvan
since 20232.346.845.417
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area6,757 m²
Buildings2
Building footprint1,908 m²
Volume (LiDAR)8,613 m³
Tallest building6.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62412C0007/00V004 Wallonia 3,428 m² 1 · 1,804 m² 6.4 m · 2 fl.
62072B1035/00B000 Wallonia 3,329 m² 1 · 104 m² 6.1 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health51Profitability100Solvency15Growth78Stability94
68 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 51
Profitability 100
Solvency 15
Growth 78
Stability 94

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AI due-diligence brief

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 496 of the 3,976 companies in this sector. 163 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Vervaardiging van metalen constructiewerken en delen daarvan25110Vervaardiging van metalen constructiewerken en delen daarvan25110Vervaardiging van metalen deuren en vensters25120Vervaardiging van metalen deuren en vensters25120Smeden van metaal25401Smeden van metaal25501Schrijnwerk43320Schrijnwerk43320Plaatsen van vloerbedekking en wandbekleding van hout43332Plaatsen van vloerbedekking en wandbekleding van hout43332Ingenieurs en aanverwante technische adviseurs, exclusief landmeters71121Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121
Primary activity highlighted.
Names & trade names
Legal nameFR VL-Design
Registered office
Route de Souxhon(Flh) 155
4400 Flémalle, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.