vKISS
ActiveSummary
vKISS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190k and a net result of €29k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 51% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+4
Solvency86▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.69 against 1.0 in 2024; short-term debt: 21.1% and cash: 3.2% of total assets), and 39.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.8%
Return on assets
9.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
79 d early
2024
107 d early
2023
105 d early
2022
102 d early
2021
89 d early
2020
87 d early
2019
93 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€190k▼ 5.6%
2024 · €202k
2018: €99k
2019: €121k
2020: €141k
2021: €155k
2022: €186k
2023: €232k
2024: €202k
2018 → 2025
Total assets
€313k▼ 1.7%
2024 · €318k
2018: €341k
2019: €319k
2020: €323k
2021: €326k
2022: €339k
2023: €363k
2024: €318k
2018 → 2025
Net result
€29k▲ 60.5%
2024 · €18k
2018: €33k
2019: €22k
2020: €40k
2021: €32k
2022: €42k
2023: €47k
2024: €18k
2018 → 2025
Working capital
€-20k
2024 · €177
2018: €-31k
2019: €-12k
2020: €3k
2021: €3k
2022: €26k
2023: €44k
2024: €177
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€155k-€186k▲ 20.1%€232k▲ 24.8%€202k▼ 13.0%€190k▼ 5.6%
Operating result€50k-€62k▲ 23.6%€66k▲ 6.1%€29k▼ 56.6%€49k▲ 69.0%
Net result€32k-€42k▲ 32.0%€47k▲ 11.5%€18k▼ 60.9%€29k▲ 60.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 69% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €313k
Fixed assets
€267k ▼ 3.9%
Current assets
€46k ▲ 13.6%
Equity and liabilities €313k
Equity
€190k ▼ 5.6%
Provisions
€3k ▼ 15.3%
Debt
€120k ▲ 5.7%
Debt's share of the balance-sheet total rises from 35.6% to 38.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€62k▲
2024 · €42k
Cash flow
€43k▲
2024 · €32k
Current ratio
0.69▼
2024 · 1.00
Debt to equity
0.63▲
2024 · 0.56
ROE
15.4%▲
2024 · 9.1%
ROA
9.4%▲
2024 · 5.7%
Interest coverage
12.97▲
2024 · 12.01
Debt ≤ 1 year
€66k▲
2024 · €40k
Debt > 1 year
€54k▼
2024 · €73k
Income taxes
€14k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€318k€313k▼
Fixed assets21/28€278k€267k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€278k€267k▼
Land and buildings22€243k€241k▼
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€17k€10k▼
Other tangible fixed assets26€7k€7k▼
Current assets29/58€40k€46k▲
Amounts receivable within one year40/41€26k€31k▲
Trade receivables40€23k€30k▲
Other amounts receivable41€4k€800▼
Cash at bank and in hand54/58€11k€10k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€318k€313k▼
Equity10/15€202k€190k▼
Contributions10/11€19k€19k=
Reserves13€181k€170k▼
Tax-exempt reserves132€5k€5k=
Distributable reserves133€176k€165k▼
Profit (loss) carried forward14€2k€1k▼
Provisions and deferred taxes16€3k€3k▼
Provisions for liabilities and charges160/5€3k€3k▼
Other liabilities and charges164/5€3k€3k▼
Amounts payable17/49€113k€120k▲
Amounts payable after more than one year17€73k€54k▼
Financial debts170/4€73k€53k▼
Other amounts payable178/9€100€100=
Amounts payable within one year42/48€40k€66k▲
Current portion of amounts payable after more than one year42€19k€20k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€6k€10k▲
Other amounts payable47/48€10k€33k▲
Accrued charges and deferred income492/3€6€150▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k-
Provisions for liabilities and charges: additions (uses and reversals)635/8€-2k€-486▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€595-
Gross operating margin9900€47k€64k▲
Operating profit (loss)9901€29k€49k▲
Financial income75/76B€153€1▼
Recurring financial income75€153€1▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€25k€44k▲
Income taxes67/77€7k€14k▲
Profit (loss) for the period9904€18k€29k▲
Profit (loss) for the period to be appropriated9905€18k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€31k▲
Profit (loss) brought forward from the previous period14P€3k€2k▼
Transfer from equity791/2€48k€40k▼
Transfer to equity691/2€18k€29k▲
To other reserves6921€18k€29k▲
Profit to be distributed694/7€48k€41k▼
Return on contributions (dividend)694€48k€41k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €18k ▼60.9%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
17-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €47k ▲11.5%
Operating result €66k, net result €47k, both a record.
31-12
Financial
Equity above €200kEq €232k ▲24.8%
6 profitable years in a row build equity to €232k.
20-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €155k ▲9.8%
4 profitable years in a row build equity to €155k.
05-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €121k ▲21.3%
2 profitable years in a row build equity to €121k.
Show earlier events
11-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijhalsweg 182870 Puurs-Sint-AmandsGround area
566 m²
Building footprint
155 m²
Volume, LiDAR
782 m³
Parcel 12008A0278/00B003, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
vKISS
since 20142.225.392.806
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12008A0278/00B003 | Flanders | 566 m² | 1 · 155 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PinkPonk
BE 0745.581.887
Schaarbeek · Eq €190,362
GYRO CONSULTING
BE 0835.376.767
Rebecq · Eq €190,347
Screvle
BE 0640.864.647
Rotselaar · Eq €190,308
U&I POWER
BE 0831.631.577
Ninove · Eq €190,408
Caerus Providentia
BE 0726.605.719
Pepingen · Eq €190,296
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,850 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
03220Fishing and aquaculture
47230Retail trade
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.