vkd consult
ActiveSummary
vkd consult has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €301k and a net result of €36k. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 4.01 against 3.08 in 2023; short-term debt: 16% and cash: 2.7% of total assets), and 16% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
84 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€301k▲ 12.7%
2023 · €267k
2018: €89k
2019: €133k
2020: €147k
2021: €162k
2022: €211k
2023: €267k
2018 → 2024
Total assets
€358k▲ 7.2%
2023 · €334k
2018: €159k
2019: €205k
2020: €214k
2021: €194k
2022: €269k
2023: €334k
2018 → 2024
Net result
€36k▼ 36.4%
2023 · €56k
2018: €12k
2019: €44k
2020: €14k
2021: €16k
2022: €54k
2023: €56k
2018 → 2024
Working capital
€173k▲ 24.1%
2023 · €139k
2018: €-34k
2019: €8k
2020: €11k
2021: €31k
2022: €82k
2023: €139k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€147k-€162k▲ 10.6%€211k▲ 30.2%€267k▲ 26.7%€301k▲ 12.7%
Operating result€20k-€17k▼ 15.1%€79k▲ 356%€80k▲ 0.9%€49k▼ 38.6%
Net result€14k-€16k▲ 13.2%€54k▲ 247%€56k▲ 4.3%€36k▼ 36.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 39% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €358k
Fixed assets
€128k ▲ 0.2%
Current assets
€230k ▲ 11.5%
Equity and liabilities €358k
Equity
€301k ▲ 12.7%
Debt
€57k ▼ 14.5%
Debt's share of the balance-sheet total falls from 20.0% to 16.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▼
2023 · €82k
Cash flow
€38k▼
2023 · €58k
Current ratio
4.01▲
2023 · 3.08
Debt to equity
0.19▼
2023 · 0.25
ROE
11.9%▼
2023 · 21.1%
ROA
10.0%▼
2023 · 16.8%
Interest coverage
539.90▼
2023 · 905.26
Debt ≤ 1 year
€57k▼
2023 · €67k
Income taxes
€18k▼
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€334k€358k▲
Fixed assets21/28€128k€128k▲
Tangible fixed assets22/27€3k€3k▲
Furniture and vehicles24€3k€3k▲
Financial fixed assets28€125k€125k=
Current assets29/58€206k€230k▲
Amounts receivable within one year40/41€119k€151k▲
Trade receivables40€61k€50k▼
Other amounts receivable41€58k€102k▲
Current investments50/53€66k€65k▼
Cash at bank and in hand54/58€20k€10k▼
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€334k€358k▲
Equity10/15€267k€301k▲
Contributions10/11€6k€6k=
Reserves13€2k€36k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€36k
Profit (loss) carried forward14€259k€259k=
Amounts payable17/49€67k€57k▼
Amounts payable within one year42/48€67k€57k▼
Trade debts44€2k€234▼
Suppliers440/4€2k€234▼
Taxes, remuneration and social security45€65k€55k▼
Taxes450/3€65k€55k▼
Other amounts payable47/48-€2k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€891€2k▲
Gross operating margin9900€82k€53k▼
Operating profit (loss)9901€80k€49k▼
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€90€95▲
Recurring financial charges65€90€95▲
Profit (loss) for the period before taxes9903€81k€54k▼
Income taxes67/77€25k€18k▼
Profit (loss) for the period9904€56k€36k▼
Profit (loss) for the period to be appropriated9905€56k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€259k€295k▲
Profit (loss) brought forward from the previous period14P€203k€259k▲
Transfer to equity691/2-€34k
To other reserves6921-€34k
Profit to be distributed694/7-€2k
Directors or managers695-€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €56k ▲4.3%
Operating result €80k, net result €56k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €200kEq €211k ▲30.2%
5 profitable years in a row build equity to €211k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €150kEq €162k ▲10.6%
4 profitable years in a row build equity to €162k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 1.10
Current ratio from 0.49 to 1.10.
31-12
Financial
Equity above €100kEq €133k ▲49.1%
2 profitable years in a row build equity to €133k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
Show earlier events
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Mont Saint-Pont 171440 Braine-le-ChâteauGround area
988 m²
Building footprint
125 m²
Volume, LiDAR
1,153 m³
2 parcels, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Petite Rue du Château d'Eau 4, 1420 Braine-l'Alleud
since 20082.168.945.635
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014A0564/00A002 | Wallonia | 861 m² | 1 · 86 m² | 10.6 m · 3 fl. |
| 25015A0394/00X004 | Wallonia | 127 m² | 1 · 39 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PROFACO
BE 0476.871.596
Kortrijk · Eq €301,121
TM Finance
BE 0652.989.152
Scherpenheuvel-Zichem · Eq €301,114
MEJOR JUNTOS
BE 0787.857.160
Zonhoven · Eq €301,103
LEANOVATION
BE 0707.861.161
Brussel · Eq €301,175
MARINE SURVEYORS & CONSULTING
BE 0457.268.292
Zoersel · Eq €301,080
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,143 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.