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VIVASOL

Active
Private limited company·Schrijnwerk· 3 yrs active
Wingenesteenweg 1C ·8750 Wingene, Belgium
KBO/BCE: BE 0790.603.052
Watch Print / PDF
Age3 yrs
Board2
Real estate1 parcel · 257 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VIVASOL is 3.0% (moderate). The 2024 annual accounts show equity of €7k and a net result of €4k. Its solvency ranks better than 19% of 992 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 992 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 17-07-2025 14 d early 2025-00279596
31-12-2023 31-07-2024 20-06-2024 41 d early 2024-00143223

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€4k
Working capital€-22k-191.4%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · verkort
€-5k€0€5k€10kOperating result 2023: €5k€5kNet result 2023: €-1k€-1kOperating result 2024: €11k€11kNet result 2024: €4k€4k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 10.9% 35.4%
better than 19% of 992 sector peers
Net result €4k €30k
better than 25% of 991 sector peers
Equity €7k €121k
better than 13% of 992 sector peers
Gross operating margin €21k €172k
better than 18% of 991 sector peers
Total assets €67k €527k
better than 14% of 992 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€20k
+49.6% 23-24
Net profit
€4k
- 23-24
Cash flow
€13k
+81.4% 23-24
Total assets
€67k
-68.5% 23-24
Equity
€7k
+95.5% 23-24
Working capital
€-22k
-191.4% 23-24
Debt
€60k
-71.5% 23-24
Debt ≤ 1y
€60k
-67.2% 23-24
Debt > 1y
€0
-100.0% 23-24
Current ratio
0.64
-33.6% 23-24
Quick ratio
0.64
-13.3% 23-24
Solvency
10.9%
+521.6% 23-24
Debt / equity
8.19
-85.4% 23-24
ROE
48.9%
- 23-24
ROA
5.3%
- 23-24
Interest coverage
2.78
+31.2% 23-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA€20k
Net profit€4k
Cash flow€13k
Staff costs-
Income taxes-
Dividends-
Total assets€67k
Equity€7k
Debt€60k
of which ≤ 1y€60k
of which > 1y€0
Working capital€-22k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.64
Quick ratio0.64
Working capital ratio-32.4%
Solvency10.9%
Debt / equity8.19
Long-term debt ratio0.00
Interest coverage2.78
Gross margin-
Net margin-
ROA5.3%
ROE48.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€67k
Fixed assets 21/28€29k
Tangible fixed assets 22/27€29k
Current assets 29/58€38k
Stocks & contracts in progress 3€0
Amounts receivable within one year 40/41€21k
Cash & bank 54/58€17k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€67k
Equity 10/15€7k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€2k
Amounts payable 17/49€60k
Amounts payable after one year 17€0
Amounts payable within one year 42/48€60k
Trade debts payable within one year 44€922
Income statement
Gross operating margin 9900€21k
Operating result 9901€11k
Financial income 75€1
Financial charges 65€7k
Result before taxes 9903€4k
Net result for the period 9904€4k
Result to be appropriated 9905€4k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
51 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

3 directors
Current directors & mandates
  • BONMARK MANAGEMENT BVLegal entity
    Director· perm. rep.: Wouter Bonte
    State Gazette act 25073804 (12-06-2025)
    Current
    03-06-2025 → present
  • LOTUS-INVEST BVLegal entity
    Director· perm. rep.: Dominiek Claerbout
    State Gazette act 25073804 (12-06-2025)
    Current
    03-06-2025 → present
Former directors (1)
  • DE BOEVER HOLDING BVLegal entity
    Director· perm. rep.: Dominiek Claerbout
    State Gazette act 25073804 (12-06-2025)
    Former
    - → 03-06-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Schrijnwerk(43320)
Legal form Private limited company(610)
Incorporation08-09-2022
StatusActive
Postal code8750

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Wingenesteenweg 1C8750 Wingene

Establishment units

1 location
VIVASOL
Wingenesteenweg 1C, 8750 WingeneZagen en schaven van hout
since 20222.335.249.066
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area257 m²
Buildings1
Building footprint257 m²
Volume (LiDAR)2,355 m³
Tallest building12.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37019C0160/00V004 Flanders 257 m² 1 · 257 m² 12.4 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2025
12-06-2025 2 directors appointed, 1 resigning Director changes
  • Wouter Bonte, Bestuurder
  • Dominiek Claerbout, Bestuurder
  • Dominiek Claerbout, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health51Profitability100Solvency10Growth78Stability94
67 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 51
Profitability 100
Solvency 10
Growth 78
Stability 94

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AI due-diligence brief

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,271 of the 20,015 companies in this sector. 1,509 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Schrijnwerk43320Schrijnwerk43320Vervaardiging van ander schrijn- en timmerwerk16230Vervaardiging van ander schrijn- en timmerwerk16230Vervaardiging van metalen constructiewerken en delen daarvan25110Vervaardiging van metalen constructiewerken en delen daarvan25110Vervaardiging van metalen deuren en vensters25120Vervaardiging van metalen deuren en vensters25120Installatie van isolatie43230Isolatiewerkzaamheden43291
Primary activity highlighted.
Names & trade names
Legal nameNL VIVASOL
Registered office
Wingenesteenweg 1C
8750 Wingene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.