VITAL STONE
ActiveVITAL STONE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-3k) and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-64
Solvency18▼-18
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.09 against 1.33 in 2024; short-term debt: 67.6% and cash: 34% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-7.2%
Return on assets
-15%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
89 d late
2023
41 d late
2022
on the day
2021
2 d early
2020
89 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-3k
2024 · €5k
2018: €5k
2019: €8k
2020: €12k
2021: €4k
2022: €8k
2023: €9k
2024: €5k
2018 → 2025
Total assets
€38k▼ 22.0%
2024 · €48k
2018: €36k
2019: €40k
2020: €54k
2021: €43k
2022: €63k
2023: €64k
2024: €48k
2018 → 2025
Net result
€-6k▼ 235%
2024 · €-2k
2018: €-15k
2019: €3k
2020: €4k
2021: €-9k
2022: €4k
2023: €-4k
2024: €-2k
2018 → 2025
Working capital
€2k▼ 76.4%
2024 · €9k
2018: €11k
2019: €14k
2020: €21k
2021: €9k
2022: €12k
2023: €11k
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€8k▲ 108%€9k▲ 18.6%€5k▼ 43.5%€-3k
Operating result€-8k-€4k€-6k€-4k▲ 29.5%€-8k▼ 103%
Net result€-9k-€4k€-4k€-2k▲ 58.7%€-6k▼ 235%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€10k▼ 9.1%
Current assets
€28k▼ 25.8%
Key figures and ratios
EBITDA
€-3k▼
2024 · €2k
Cash flow
€-914▼
2024 · €4k
Solvency
-7.2%▼
2024 · 11.0%
Current ratio
1.09▼
2024 · 1.33
Quick ratio
0.55▼
2024 · 0.71
Debt / equity
-14.82▼
2024 · 8.11
ROA
-15.0%▼
2024 · -3.5%
Interest coverage
-18.82▼
2024 · 9.78
Debt
€41k▼
2024 · €43k
Debt ≤ 1 year
€26k▼
2024 · €28k
Debt > 1 year
€15k=
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€38k▼
Fixed assets21/28€11k€10k▼
Intangible fixed assets21€4k€1k▼
Tangible fixed assets22/27€7k€9k▲
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€1k€670▼
Other tangible fixed assets26-€3k
Current assets29/58€37k€28k▼
Stocks and contracts in progress3€17k€14k▼
Stocks30/36€17k€14k▼
Amounts receivable within one year40/41€2k€930▼
Trade receivables40€2k€614▼
Other amounts receivable41€522€316▼
Cash at bank and in hand54/58€18k€13k▼
Deferred charges and accrued income490/1€312€312=
Equity and liabilities
Total equity and liabilities10/49€48k€38k▼
Equity10/15€5k€-3k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-18k€-24k▼
Investment grants15€3k€778▼
Amounts payable17/49€43k€41k▼
Amounts payable after more than one year17€15k€15k=
Other amounts payable178/9€15k€15k=
Amounts payable within one year42/48€28k€26k▼
Trade debts44€270€40▼
Suppliers440/4€270€40▼
Taxes, remuneration and social security45€464€795▲
Taxes450/3€464€795▲
Other amounts payable47/48€27k€25k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Gross operating margin9900€2k€-3k▼
Operating profit (loss)9901€-4k€-8k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€184€169▼
Recurring financial charges65€184€169▼
Profit (loss) for the period before taxes9903€-2k€-6k▼
Profit (loss) for the period9904€-2k€-6k▼
Profit (loss) for the period to be appropriated9905€-2k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-24k▼
Profit (loss) brought forward from the previous period14P€-16k€-18k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 89 days late
2024
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pont-à-Celles · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Scoumont(OB) 176230 Pont-à-CellesGround area
1,730 m²
Building footprint
123 m²
Parcel 52051A0268/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
VITAL STONE
since 20172.266.704.908
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52051A0268/00D000 | Wallonia | 1,730 m² | 1 · 123 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 737 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2017
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
46180Agents specialised in the wholesale of other particular products
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.