VISO
ActiveVISO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €682k and a net result of €-59k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 82 sector peers (fiscal year 2026). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 10-09-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
51 d early
2025
25 d late
2024
45 d early
2023
on the day
2022
15 d late
2021
124 d early
2020
151 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€682k▼ 8.0%
2025 · €741k
2019: €1.03M
2020: €1.02M
2021: €761k
2022: €863k
2023: €863k
2024: €828k
2025: €741k
2019 → 2026
Net result
€-59k▲ 31.8%
2025 · €-87k
2019: €398k
2020: €-55k
2021: €-78k
2022: €167k
2023: €-359
2024: €-35k
2025: €-87k
2019 → 2026
Total assets
€685k▼ 31.0%
2025 · €992k
2019: €1.08M
2020: €1.05M
2021: €894k
2022: €875k
2023: €1.12M
2024: €1.16M
2025: €992k
2019 → 2026
Solvency
99.6%▲ 24.9pp
2025 · 74.7%
2019: 95.2%
2020: 97.0%
2021: 85.1%
2022: 98.7%
2023: 77.3%
2024: 71.7%
2025: 74.7%
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€863k-€863k=€828k▼ 4.0%€741k▼ 10.5%€682k▼ 8.0%
Operating result€186k-€-991€-38k▼ 3,751%€-111k▼ 191%€-58k▲ 47.5%
Net result€167k-€-359€-35k▼ 9,612%€-87k▼ 149%€-59k▲ 31.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €58k in 2026 against €111k in 2025; the loss shrinks.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €685k
Fixed assets
€57k▼ 32.0%
Current assets
€628k▼ 30.9%
Equity and liabilities €685k
Equity
€682k▼ 8.0%
Debt
€2k▼ 99.0%
The debt ratio falls from 25.3% to 0.4%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
99.6%▲
2025 · 74.7%
ROE
-8.7%▲
2025 · -11.7%
ROA
-8.6%▲
2025 · -8.7%
Debt
€2k▼
2025 · €251k
Debt ≤ 1 year
€2k▼
2025 · €6k
Income taxes
€417▼
2025 · €4k
A ratio outside any meaningful range has been withheld (balance sheet total €685k, equity €682k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€992k€685k▼
Fixed assets21/28€84k€57k▼
Tangible fixed assets22/27€84k€57k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€78k€53k▼
Current assets29/58€909k€628k▼
Stocks and contracts in progress3€404k€422k▲
Stocks30/36€404k€422k▲
Amounts receivable within one year40/41€5k€3k▼
Other amounts receivable41€5k€3k▼
Current investments50/53€234k€8k▼
Cash at bank and in hand54/58€265k€194k▼
Deferred charges and accrued income490/1€140€361▲
Equity and liabilities
Total equity and liabilities10/49€992k€685k▼
Equity10/15€741k€682k▼
Contributions10/11€12k€12k=
Reserves13€43k€43k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€686k€627k▼
Amounts payable17/49€251k€2k▼
Amounts payable after more than one year17€245k-
Other amounts payable178/9€245k-
Amounts payable within one year42/48€6k€2k▼
Trade debts44€2k€265▼
Suppliers440/4€2k€265▼
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€189€706▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€2k-
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k▲
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€62k-
Gross operating margin9900€-18k€-28k▼
Operating profit (loss)9901€-111k€-58k▲
Financial income75/76B€28k€258▼
Recurring financial income75€28k€258▼
Financial charges65/66B€363€625▲
Recurring financial charges65€363€625▲
Profit (loss) for the period before taxes9903€-83k€-59k▲
Income taxes67/77€4k€417▼
Profit (loss) for the period9904€-87k€-59k▲
Profit (loss) for the period to be appropriated9905€-87k€-59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€686k€627k▼
Profit (loss) brought forward from the previous period14P€773k€686k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
25-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
31-03
Financial
Weakest financial yearnet €-87k
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
2024
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Liquidity times 7current ratio 142.34
Current ratio from 20.78 to 142.34; short-term debt falls from €54k to €7k.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 15 days late
31-03
Financial
Back to profitnet €167k
Net result €167k after 2 loss-making years.
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Liquidity triplescurrent ratio 104.88
Current ratio from 32.64 to 104.88; short-term debt falls from €31k to €8k.
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blankenberge · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meiboomstraat 98370 BlankenbergeGround area
866 m²
Building footprint
216 m²
Volume, LiDAR
981 m³
Parcel 31034B0360/00N000, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Viso
since 20092.178.243.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31034B0360/00N000 | Flanders | 866 m² | 1 · 216 m² | 9.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845002H5EU6F7EEDA58
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,306 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-2009
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.