Active BE 0675.797.614Private limited company

Visioning T&P

Weiveld 58 ·9255 Buggenhout, Belgium· 9 yrs active

Sector: Activities of holding companies (64210)

Conclusion Checked

Visioning T&P is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €26k and a net result of €47k. Equity is shrinking by ~20.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 36% of 80 sector peers (fiscal year 2026). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€26k
Net result	€47k
Better than sector	36%
Active	9 yrs

Financial profile 4 of 5 axes measured · computed by Checked

86 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -

Profitability 100

Solvency 85

Growth 58

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2017, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview8 NBB filings

Annual accounts filed on 23-05-2026 with the NBB · fiscal year 2026 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining At this pace, equity would indicatively turn negative around fiscal year 2028, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2026 · NACE 64, Financial service activities, except insurance and pension funding · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	45.2%	61.1%	better than 36% of 80 sector peers
Net result	€47k	€47k	better than 50% of 80 sector peers
Equity	€26k	€146k	better than 22% of 80 sector peers
Gross operating margin	€61k	€87k	better than 42% of 80 sector peers
Total assets	€57k	€380k	better than 8% of 80 sector peers

Net profit

€47k

-1.4% 22-26

Total assets

€57k

-46.8% 22-26

Equity

€26k

-46.2% 22-26

Income taxes

€13k

-0.2% 22-26

Dividends

€69k

-3.2% 22-26

Debt

€31k

-47.3% 22-26

Debt ≤ 1y

€31k

-47.3% 22-26

Solvency

45.2%

+1.1% 22-26

ROE

179.9%

+83.2% 22-26

ROA

81.3%

+85.2% 22-26

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2026	2025	2024	2023	2022
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	n/a	n/a	n/a	n/a	n/a
EBITDA	n/a	n/a	n/a	n/a	n/a
Net profit	€47k	€47k	€39k	€39k	€34k
Cash flow	n/a	n/a	n/a	n/a	n/a
Staff costs	-	-	-	-	-
Income taxes	€13k	€13k	€11k	€10k	€9k
Dividends	€69k	€71k	€39k	€39k	€34k
Total assets	€57k	€108k	€142k	€139k	€138k
Equity	€26k	€48k	€89k	€89k	€89k
Debt	€31k	€60k	€53k	€51k	€50k
of which ≤ 1y	€31k	€60k	€53k	€51k	€50k
of which > 1y	-	-	-	-	-
Working capital	n/a	n/a	n/a	n/a	n/a
Employees (FTE)	-	-	-	-	-

Ratios (computed)

	2026	2025	2024	2023	2022
Current ratio	n/a	n/a	n/a	n/a	n/a
Quick ratio	n/a	n/a	n/a	n/a	n/a
Working capital ratio	n/a	n/a	n/a	n/a	n/a
Solvency	45.2%	44.7%	62.6%	63.7%	64.1%
Debt / equity	n/a	n/a	n/a	n/a	n/a
Long-term debt ratio	n/a	n/a	n/a	n/a	n/a
Interest coverage	n/a	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a	n/a
ROA	81.3%	43.9%	27.3%	28.1%	24.3%
ROE	179.9%	98.2%	43.7%	44.2%	37.9%
EBITDA margin	n/a	n/a	n/a	n/a	n/a
Days sales outstanding	n/a	n/a	n/a	n/a	n/a
Days payable outstanding	n/a	n/a	n/a	n/a	n/a
Inventory turnover	n/a	n/a	n/a	n/a	n/a
Days inventory (DSI)	n/a	n/a	n/a	n/a	n/a

Balance-sheet composition 2026

Assets

Fixed assets €1k · 2.2% Current assets €56k · 97.8%

Equity & liabilities

Equity €26k · 45.2% Debt €31k · 54.8%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2026	2025	2024	2023	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€57k	€108k	€142k	€139k	€138k
Fixed assets	21/28	€1k	€2k	€3k	€4k	-
Tangible fixed assets	22/27	€1k	€2k	€3k	€4k	-
Current assets	29/58	€56k	€106k	€138k	€135k	€138k
Amounts receivable within one year	40/41	€18k	€232	€3k	€15k	€14k
Cash & bank	54/58	€18k	€63k	€70k	€55k	€60k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€57k	€108k	€142k	€139k	€138k
Equity	10/15	€26k	€48k	€89k	€89k	€89k
Contributions / capital	10/11	€2k	€2k	€19k	€19k	€19k
Reserves	13	€24k	€46k	€70k	€70k	€70k
Amounts payable	17/49	€31k	€60k	€53k	€51k	€50k
Amounts payable within one year	42/48	€31k	€60k	€53k	€51k	€50k
Trade debts payable within one year	44	€1k	€1k	€933	€1k	€1k
Income statement
Gross operating margin	9900	€61k	€61k	€50k	€50k	€43k
Operating result	9901	€59k	€59k	€49k	€49k	€42k
Financial income	75	€579	€985	€998	€928	€871
Financial charges	65	€374	€217	€208	€182	€118
Result before taxes	9903	€59k	€60k	€49k	€50k	€43k
Income taxes	67/77	€13k	€13k	€11k	€10k	€9k
Net result for the period	9904	€47k	€47k	€39k	€39k	€34k
Result to be appropriated	9905	€47k	€47k	€39k	€39k	€34k

Legal Structure

NACE primary	Activities of holding companies(64210)
Legal form	Private limited company(610)
Incorporation	17-05-2017
Status	Active
Postal code	9255

Establishment units 1 location

Visioning T&P

Weiveld 58, 9255 BuggenhoutFinancial service activities, except insurance and pension funding

since 20172.264.557.050

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42004A0202/00F000	Flanders	1,033 m²	1 · 187 m²	-

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 8 events

All 9Financial 1Filings 8

Next filing, fiscal year 2027, expected by 31-10-2027

2026

23-05

NBB filing Annual accounts filed

fiscal year 2026 · micro schema

2025

04-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

31-03

Financial Highest result since 2022net €47k ▲22.4%

Operating result €59k, net result €47k, both a record.

2024

13-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2023

14-11

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 14 days late

2022

03-11

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 3 days late

2021

30-10

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2020

15-12

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 45 days late

2019

19-11

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 19 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activities of holding companies64210Renting and operating of own or leased residential real estate, excluding social housing68201

Names & trade names

Legal nameNL

Visioning T&P

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