VISIONALITY
ActiveSummary
VISIONALITY has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €-990. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 1901 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-20
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 86.29 against 45.26 in 2024; short-term debt: 1.2% and cash: 20.3% of total assets), and 1.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
58 d early
2023
57 d early
2022
28 d early
2021
44 d early
2020
26 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€168k▼ 0.6%
2024 · €169k
2018: €209k
2019: €237k
2020: €265k
2021: €174k
2022: €114k
2023: €169k
2024: €169k
2018 → 2025
Total assets
€170k▼ 1.6%
2024 · €173k
2018: €237k
2019: €253k
2020: €284k
2021: €179k
2022: €121k
2023: €178k
2024: €173k
2018 → 2025
Net result
€-990
2024 · €144
2018: €60k
2019: €16k
2020: €27k
2021: €-11k
2022: €-60k
2023: €55k
2024: €144
2018 → 2025
Working capital
€167k▼ 0.3%
2024 · €168k
2018: €206k
2019: €234k
2020: €262k
2021: €173k
2022: €111k
2023: €167k
2024: €168k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€174k-€114k▼ 34.3%€169k▲ 47.9%€169k▲ 0.1%€168k▼ 0.6%
Operating result€-11k-€-46k▼ 310%€49k€-7k€-2k▲ 66.0%
Net result€-11k-€-60k▼ 457%€55k€144▼ 99.7%€-990
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €7k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€762 ▼ 40.2%
Current assets
€169k ▼ 1.3%
Equity and liabilities €170k
Equity
€168k ▼ 0.6%
Debt
€2k ▼ 48.3%
Debt's share of the balance-sheet total falls from 2.2% to 1.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-7k
Cash flow
€-478▼
2024 · €656
Current ratio
86.29▲
2024 · 45.26
Debt to equity
0.01▼
2024 · 0.02
ROE
-0.6%▼
2024 · 0.1%
ROA
-0.6%▼
2024 · 0.1%
Interest coverage
-1.25▼
2024 · 33.29
Debt ≤ 1 year
€2k▼
2024 · €4k
Income taxes
€160▼
2024 · €202
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€173k€170k▼
Fixed assets21/28€1k€762▼
Tangible fixed assets22/27€1k€762▼
Plant, machinery and equipment23€1k€762▼
Furniture and vehicles24€0-
Current assets29/58€171k€169k▼
Amounts receivable within one year40/41€910€3k▲
Other amounts receivable41€910€3k▲
Current investments50/53€97k€130k▲
Cash at bank and in hand54/58€71k€35k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€173k€170k▼
Equity10/15€169k€168k▼
Contributions10/11€19k€19k=
Reserves13€163k€161k▼
Distributable reserves133€163k€161k▼
Profit (loss) carried forward14€-13k€-12k▲
Amounts payable17/49€4k€2k▼
Amounts payable within one year42/48€4k€2k▼
Financial debts43€3€3=
Credit institutions430/8€3€3=
Trade debts44€1k€319▼
Suppliers440/4€1k€319▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€656€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€512€512=
Other operating charges640/8€671€500▼
Gross operating margin9900€-6k€-1k▲
Operating profit (loss)9901€-7k€-2k▲
Financial income75/76B€7k€3k▼
Recurring financial income75€7k€3k▼
Financial charges65/66B€-196€2k▲
Recurring financial charges65€-196€2k▲
Profit (loss) for the period before taxes9903€346€-831▼
Income taxes67/77€202€160▼
Profit (loss) for the period9904€144€-990▼
Profit (loss) for the period to be appropriated9905€144€-990▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-14k▼
Profit (loss) brought forward from the previous period14P€-13k€-13k▲
Transfer from equity791/2-€2k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 45.26
Current ratio from 18.78 to 45.26; short-term debt falls from €9k to €4k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €55k
Net result €55k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €169k ▲47.9%
Equity rises from €114k to €169k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-60k
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 32.86
Current ratio from 14.40 to 32.86; short-term debt falls from €20k to €5k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2013
Ground area
1,585 m²
Building footprint
187 m²
Volume, LiDAR
1,215 m³
Parcel 25054D0091/00A000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Baty 98, 1428 Braine-l'Alleud
since 20132.220.602.885
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25054D0091/00A000 | Wallonia | 1,585 m² | 1 · 187 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300X2GUVPWUHI6S53
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Of 2,789 companies in sector 63910 we hold annual accounts for 700. 494 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2013
Fiscal year end31-12
Activities, NACEBEL 2025
63910Web portal activities
68110Buying and selling of own real estate
70200Business and other management consultancy
78100Employment placement agencies
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.