VIRTUAR
ActiveSummary
VIRTUAR has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €5k. Equity is shrinking by ~27.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 81% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+73
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 5.71 against 7.21 in 2024; short-term debt: 17.5% and cash: 91.5% of total assets), and 17.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.4%
Return on assets
15.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
11 d late
2023
29 d late
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▼ 40.0%
2024 · €40k
2022: €49k
2023: €72k
2024: €40k
2022 → 2025
Total assets
€29k▼ 37.3%
2024 · €47k
2022: €67k
2023: €84k
2024: €47k
2022 → 2025
Net result
€5k
2024 · €-6k
2022: €31k
2023: €23k
2024: €-6k
2022 → 2025
Working capital
€24k▼ 40.0%
2024 · €41k
2022: €42k
2023: €72k
2024: €41k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€49k-€72k▲ 46.7%€40k▼ 43.7%€24k▼ 40.0%
Operating result€43k-€32k▼ 24.6%€-6k€385
Net result€31k-€23k▼ 26.1%€-6k€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €385 after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €29k
Equity
€24k ▼ 40.0%
Debt
€5k ▼ 21.2%
Debt's share of the balance-sheet total rises from 14.0% to 17.6%. Equity and debt are lower.
Key figures and ratios
Current ratio
5.71▼
2024 · 7.21
Debt to equity
0.21▲
2024 · 0.16
ROE
18.7%▲
2024 · -15.1%
ROA
15.4%▲
2024 · -13.0%
Debt ≤ 1 year
€5k▼
2024 · €7k
Income taxes
€-4k▼
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€47k€29k▼
Current assets29/58€47k€29k▼
Amounts receivable within one year40/41€3k€3k▼
Trade receivables40€482€482=
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€44k€27k▼
Equity and liabilities
Total equity and liabilities10/49€47k€29k▼
Equity10/15€40k€24k▼
Contributions10/11€18k€18k=
Reserves13€54k€54k=
Distributable reserves133€54k€54k=
Profit (loss) carried forward14€-31k€-48k▼
Amounts payable17/49€7k€5k▼
Amounts payable within one year42/48€7k€5k▼
Trade debts44€398€440▲
Suppliers440/4€398€440▲
Taxes, remuneration and social security45€4k€0▼
Taxes450/3€4k€0▼
Other amounts payable47/48€2k€5k▲
Accrued charges and deferred income492/3€54€28▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€177€120▼
Gross operating margin9900€-6k€505▲
Operating profit (loss)9901€-6k€385▲
Financial income75/76B€40€2▼
Recurring financial income75€40€2▼
Financial charges65/66B€113€24▼
Recurring financial charges65€113€24▼
Profit (loss) for the period before taxes9903€-6k€362▲
Income taxes67/77€0€-4k▼
Profit (loss) for the period9904€-6k€5k▲
Profit (loss) for the period to be appropriated9905€-6k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-27k▼
Profit (loss) brought forward from the previous period14P-€-31k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€25k€21k▼
Return on contributions (dividend)694€25k€21k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 7.18
Current ratio from 3.36 to 7.18; short-term debt falls from €18k to €12k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Ground area
546 m²
Building footprint
284 m²
Volume, LiDAR
3,457 m³
Parcel 11811L3587/00B004, Flanders · tallest building 19.4 m, ±6 floors. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
VIRTUAR
since 20222.327.582.997
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3587/00B004 | Flanders | 546 m² | 1 · 284 m² | 19.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,402. 6,102 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
18130Pre-press and pre-media services
18200Printing and reproduction of recorded media
59113Video and film production, excluding cinema and television films
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@virtuar.be