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Complete company report
Generated 01-09-2026
Active BE 0447.685.286Public limited company

VIRO

Begijnhoflaan 452 ·9000 Gent, Belgium· 34 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of VIRO is 0.6% (low). The 2025 annual accounts show equity of €3.03M and a net result of €315k. The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €3.03M
Net result €315k
Active 34 yrs
Board 4
Financial profile 4 of 5 axes measured · computed by Checked
Health88Profitability52Solvency85Growth-Stability85
78 / 100

Strong profile, led by health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 88
Profitability 52
Solvency 85
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1992, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
88 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 24-08-2026 with the NBB · fiscal year 2025 · volledig
Fiscal year2025
Depositvolledig
Revenue-
EBITDA€452k
Net profit€315k
Cash flow€419k
Staff costs-
Income taxes-
Dividends-
Total assets€5.19M
Equity€3.03M
Debt€2.04M
of which ≤ 1y€2.04M
of which > 1y-
Working capital€840k
Employees (FTE)0.0
Ratios (computed)
2025
Current ratio1.41
Quick ratio1.41
Working capital ratio16.2%
Solvency58.3%
Debt / equity0.68
Long-term debt ratio-
Interest coverage3.25
Gross margin-
Net margin-
ROA6.1%
ROE10.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€5.19M
Fixed assets 21/28€2.31M
Tangible fixed assets 22/27€1.33M
Financial fixed assets 28€977k
Current assets 29/58€2.88M
Amounts receivable within one year 40/41€928k
Investments 50/53€1.43M
Cash & bank 54/58€527k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€5.19M
Equity 10/15€3.03M
Contributions / capital 10/11€1.64M
Reserves 13€1.05M
Accumulated profits (losses) 14€335k
Provisions & deferred taxes 16€122k
Amounts payable 17/49€2.04M
Amounts payable within one year 42/48€2.04M
Trade debts payable within one year 44€34k
Income statement
Gross operating margin 9900€494k
Operating result 9901€349k
Financial income 75€193k
Financial charges 65€139k
Result before taxes 9903€402k
Net result for the period 9904€315k
Result to be appropriated 9905€49k
Ratios computed by Checked.
Directors & mandates 5 directors
Current directors & mandates
  • Hans Ritman
    Director
    State Gazette act 24075299 (15-05-2024)
    Current
    01-02-2024 → present
  • DUCAJU NVLegal entity
    Director· perm. rep.: Lieven Bauters
    State Gazette act 23003575 (06-01-2023)
    Current
    30-06-2022 → present
  • IPS - Snoeck NVLegal entity
    Director· perm. rep.: Brian Snoeck
    State Gazette act 23003575 (06-01-2023)
    Current
    30-06-2022 → present
  • Patrick Snoeck
    Managing director
    State Gazette act 23003575 (06-01-2023)
    Current
    30-06-2022 → present
    2 events
    • 06-01-2023 Appointed· Managing director
    • 30-06-2022 Appointed· Director
Former directors (1)
  • Elsbeth Reiter
    Director
    State Gazette act 24075299 (15-05-2024)
    Former
    - → 01-02-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation16-06-1992
StatusActive
Postal code9000
Connections & network 1 connected companies
Group structure
IPS - Snoecks
We sit on their board · 2 locations
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 1 parties
VIROBE 0447.685.286
controls
Where this company holds controlthis company sits on their board1
IPS - Snoecks
2 locations

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
VIRO NV
Begijnhoflaan 452, 9000 GentVerhuur van woningen, exclusief sociale woningen
since 19932.063.834.059
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44815F3635/00G008 Flanders 541 m² 1 · 58 m² 15.8 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
24-08-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
23-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
26-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
15-05-2024
State Gazette act Director changes
2023
18-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
06-01-2023
State Gazette act Director changes
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
14-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
24-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
12-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
11-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
31-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgian State Gazette reading coverage 0 of 9 acts read

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2024
15-05-2024 1 director appointed, 1 resigning Director changes
  • Hans Ritman, Bestuurder
  • Elsbeth Reiter, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Elsbeth Reiter",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-02-01",
      "evidence_quote": "BEVESTIGEN het ontslag als bestuurder van mevrouw Elsbeth Reiter, en dit met ingang van 1 februari 2024.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Hans Ritman",
        "address": "3116 AC Schiedam (Nederland), Nieuwe Haven 123-H",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2024-02-01",
      "evidence_quote": "BEVESTIGEN de benoeming tot bestuurder van de heer Hans Ritman, wonende te 3116 AC Schiedam (Nederland), Nieuwe Haven 123-H en dit met ingang van 1 februari 2024.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2028"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Elsbeth Reiter",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "BEVESTIGEN het ontslag als bestuurder van mevrouw Elsbeth Reiter, en dit met ingang van 1 februari 2024.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-05-15",
    "filing_date": "2024-05-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2024-03-20",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0447.685.286",
    "name_full": "VIRO",
    "legal_form": "Naamloze vennootschap",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "Baker Tilly Belgium Accountants \u0026 Belastingconsulenten BV",
    "person_name": null,
    "org_rep_person_name": "Jos Aelbrecht",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
06-01-2023 4 directors appointed Director changes
  • Patrick Snoeck, Bestuurder
  • Brian Snoeck, Bestuurder
  • Lieven Bauters, Bestuurder
  • Patrick Snoeck, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Patrick Snoeck",
        "address": "Albert-I Promenade 63 bus 16, 8400 Oostende",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2022-06-30",
      "evidence_quote": "De vergadering beslist met unanimiteit en met afzonderlijke stem om volgende personen te herbenoemen tot bestuurder van de vennootschap, zulks met ingang van 30 juni 2022 en voor een periode van 6 jaar.: -Snoeck Patrick",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Brian Snoeck",
        "address": "206 Cordillera Street, Ayala Alabang Village, Muntinlupa City 1780, Metro Manila (Filipijnen)",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": "renewal",
      "via_org": {
        "kbo": "0427.681.116",
        "name": "IPS - Snoeck NV",
        "address": "Begijnhoflaan 452, 9000 Gent",
        "country": "PH",
        "legal_form": "NV"
      },
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2022-06-30",
      "evidence_quote": "De vergadering beslist met unanimiteit en met afzonderlijke stem om volgende personen te herbenoemen tot bestuurder van de vennootschap, zulks met ingang van 30 juni 2022 en voor een periode van 6 jaar.: -IPS - Snoeck NV",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lieven Bauters",
        "address": "Kouterstraat 11, 9280 Merelbeke",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": "renewal",
      "via_org": {
        "kbo": "0466.831.702",
        "name": "DUCAJU NV",
        "address": "Begijnhoflaan 452, 9000 Gent",
        "country": "BE",
        "legal_form": "NV"
      },
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2022-06-30",
      "evidence_quote": "De vergadering beslist met unanimiteit en met afzonderlijke stem om volgende personen te herbenoemen tot bestuurder van de vennootschap, zulks met ingang van 30 juni 2022 en voor een periode van 6 jaar.: -DUCAJU NV",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Patrick Snoeck",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De raad van bestuur herbenoemt als gedelegeerd bestuurder de heer Patrick Snoeck.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-12-27",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-09-13",
      "unanimous": true
    },
    {
      "body": "raad_van_bestuur",
      "date": "2022-06-30",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0447.685.286",
    "name_full": "VIRO",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL VIRO
Registered office
Begijnhoflaan 452
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative