VIRGINIE K
ActiveVIRGINIE K has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €8k. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
66
/ 100
Healthy▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+88
Solvency42▲+3
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.97 against 1.09 in 2024), and 72.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €27k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
4 d late
2023
28 d late
2022
28 d late
2021
18 d early
2020
13 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 38.2%
2024 · €20k
2019: €25k
2020: €25k
2021: €32k
2022: €30k
2023: €19k
2024: €20k
2019 → 2025
Total assets
€97k▲ 24.5%
2024 · €78k
2019: €65k
2020: €70k
2021: €73k
2022: €75k
2023: €67k
2024: €78k
2019 → 2025
Net result
€8k▲ 1,451%
2024 · €484
2019: €-4k
2020: €-257
2021: €7k
2022: €-2k
2023: €-11k
2024: €484
2019 → 2025
Working capital
€-2k
2024 · €5k
2019: €18k
2020: €11k
2021: €20k
2022: €13k
2023: €5k
2024: €5k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€30k▼ 4.9%€19k▼ 36.8%€20k▲ 2.5%€27k▲ 38.2%
Operating result€7k-€-1k€-11k▼ 735%€1k€9k▲ 570%
Net result€7k-€-2k€-11k▼ 608%€484€8k▲ 1,451%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 570% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€46k▲ 122%
Current assets
€51k▼ 11.1%
Equity and liabilities €97k
Equity
€27k▲ 38.2%
Debt
€70k▲ 19.9%
The debt ratio falls from 74.9% to 72.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€22k▲
2024 · €9k
Cash flow
€21k▲
2024 · €8k
Solvency
27.9%▲
2024 · 25.1%
Current ratio
0.97▼
2024 · 1.09
Quick ratio
0.93▼
2024 · 1.05
Debt / equity
2.59▼
2024 · 2.98
ROE
27.7%▲
2024 · 2.5%
ROA
7.7%▲
2024 · 0.6%
Interest coverage
15.85▲
2024 · 11.93
Debt
€70k▲
2024 · €59k
Debt ≤ 1 year
€53k=
2024 · €53k
Debt > 1 year
€16k▲
2024 · €6k
Income taxes
€270▲
2024 · €254
Staff costs
€38k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€97k▲
Fixed assets21/28€21k€46k▲
Tangible fixed assets22/27€21k€46k▲
Plant, machinery and equipment23€12k€7k▼
Furniture and vehicles24-€33k
Leasing and similar rights25€8k€6k▼
Other tangible fixed assets26€1k€700▼
Financial fixed assets28€195€195=
Current assets29/58€57k€51k▼
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€732€262▼
Trade receivables40-€201
Other amounts receivable41€732€61▼
Cash at bank and in hand54/58€55k€45k▼
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€78k€97k▲
Equity10/15€20k€27k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-835€7k▲
Amounts payable17/49€59k€70k▲
Amounts payable after more than one year17€6k€16k▲
Financial debts170/4€6k€748▼
Other amounts payable178/9-€15k
Amounts payable within one year42/48€53k€53k=
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€5k€5k▼
Remuneration and social security454/9€7k€6k▼
Other amounts payable47/48€33k€33k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€19k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€14k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€31k€63k▲
Operating profit (loss)9901€1k€9k▲
Financial income75/76B€178€316▲
Recurring financial income75€178€316▲
Financial charges65/66B€765€1k▲
Recurring financial charges65€765€1k▲
Profit (loss) for the period before taxes9903€738€8k▲
Income taxes67/77€254€270▲
Profit (loss) for the period9904€484€8k▲
Profit (loss) for the period to be appropriated9905€484€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-835€7k▲
Profit (loss) brought forward from the previous period14P€-1k€-835▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €8k ▲1451%
Operating result €9k, net result €8k, both a record.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Back to profitnet €484
Net result €484 after 2 loss-making years.
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-06
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
13-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
13-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
25-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
02-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Trieu-à-Vallée(H-G) 1837110 La LouvièreGround area
1,078 m²
Building footprint
230 m²
Volume, LiDAR
1,207 m³
2 parcels, Wallonia · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INSTITUT DE BEAUTE STEPHANIE
since 20062.158.121.920
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020A0079/00T000 | Wallonia | 861 m² | 1 · 172 m² | 6.0 m · 2 fl. |
| 55020A0093/00X000 | Wallonia | 218 m² | 1 · 58 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SAHA COSMETICS
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VEDICO PARTNERS
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Of 24,860 companies in sector 96220 we hold annual accounts for 1,440. 1,179 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2006
Fiscal year end30-06
Activities, NACEBEL
93022
96022Beauty treatment
96220Beauty care and other beauty treatments
47512Retail sale of household textiles and bedding
47721Retail sale of footwear
52410
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.