Checked.be
Active
BE 0417.110.688Private limited company
VIRDO
Place des 3 Fers 23 ·6880 Bertrix, Belgium· 49 yrs active
Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
(47110)
Conclusion
VIRDO has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €361k and a net result of €-82k. The computed 12-month bankruptcy probability is 0.7% (low).
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €361k |
| Net result | €-82k |
| Staff (FTE) | 21.5 |
| Active | 49 yrs |
Financial profile
38
/ 100
Fragile profile, watch profitability in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
25
Profitability
0
Solvency
42
Growth
-
Stability
85
Bankruptcy probability (12 mo)
0.7%
Low
0%0,5%1,5%4%10%≥25%
Long track record
−Higher-failure-rate sector
+Multiple establishment units
+
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1977, 49 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
25
/ 100
Weak
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 07-08-2025 with the NBB · fiscal year 2024 · full schema
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | full schema |
| Revenue | - |
| EBITDA | €-15k |
| Net profit | €-82k |
| Cash flow | €-50k |
| Staff costs | €763k |
| Income taxes | €4k |
| Dividends | - |
| Total assets | €1.47M |
| Equity | €361k |
| Debt | €1.10M |
| of which ≤ 1y | €1.04M |
| of which > 1y | €61k |
| Working capital | €276k |
| Employees (FTE) | 21.5 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.26 |
| Quick ratio | 0.76 |
| Working capital ratio | 18.8% |
| Solvency | 24.6% |
| Debt / equity | 3.06 |
| Long-term debt ratio | 0.17 |
| Interest coverage | -0.46 |
| Gross margin | - |
| Net margin | - |
| ROA | -5.6% |
| ROE | -22.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.47M |
| Fixed assets | 21/28 | €146k |
| Tangible fixed assets | 22/27 | €146k |
| Financial fixed assets | 28 | €151 |
| Current assets | 29/58 | €1.32M |
| Stocks & contracts in progress | 3 | €526k |
| Amounts receivable within one year | 40/41 | €642k |
| Cash & bank | 54/58 | €95k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.47M |
| Equity | 10/15 | €361k |
| Contributions / capital | 10/11 | €143k |
| Reserves | 13 | €58k |
| Accumulated profits (losses) | 14 | €160k |
| Amounts payable | 17/49 | €1.10M |
| Amounts payable after one year | 17 | €61k |
| Amounts payable within one year | 42/48 | €1.04M |
| Trade debts payable within one year | 44 | €832k |
| Income statement | ||
| Gross operating margin | 9900 | €757k |
| Operating result | 9901 | €-48k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €33k |
| Result before taxes | 9903 | €-78k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €-82k |
| Result to be appropriated | 9905 | €-82k |
Ratios computed by Checked.
Legal Structure
| NACE primary | Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110) |
| Legal form | Private limited company(610) |
| Incorporation | 22-04-1977 |
| Status | Active |
| Postal code | 6880 |
Establishment units
UNIC BERTRIX
since 19772.013.650.615
Rue de la Sentinelle,Noirefont. 68, 6831 Bouillon
since 20262.389.361.606
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84009A1084/00D000 | Wallonia | 4,123 m² | 1 · 375 m² | - |
| 84044D1026/00R000 | Wallonia | 1,436 m² | - | - |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
07-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
27-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
17-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
21-07-2022 NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
12-07-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
29-07-2020 NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
21-08-2019 NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
20-08-2018 NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
10-08-2017 NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
30-08-2016 NBB filing Annual accounts filed
fiscal year 2015 · full schema
Belgian State Gazette reading coverage
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)47113Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114Superettes (verkoopsoppervlakte tussen 100 m2 en minder dan 400 m2)52113Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)52114
Primary activity highlighted.
Names & trade names
| Legal nameFR | VIRDO |
Registered office
Place des 3 Fers 23
6880 Bertrix, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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