VIPY Construct
ActiveSummary
The computed 12-month bankruptcy probability of VIPY Construct is 4.4% (elevated). The 2025 annual accounts show equity of €10,186 and a net result of €10,186. Its solvency ranks better than 27% of 4522 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability92
Solvency44
Growth-
Track record67
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.19; short-term debt: 81.1% and cash: 18% of total assets), and 81.1% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
21 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€10,186
Total assets
€53,879
Net result
€10,186
Working capital
€8,298
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €53,879
Fixed assets
€1,888
Current assets
€51,992
Equity and liabilities €53,879
Equity
€10,186
Debt
€43,693
Debt finances 81.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€14,057
Cash flow
€10,720
Current ratio
1.19
Debt to equity
4.29
ROE
100.0%
ROA
18.9%
Interest coverage
98.16
Debt ≤ 1 year
€43,693
Income taxes
€3,455
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €533 |
| Gross operating margin9900 | €14,057 |
| Operating profit (loss)9901 | €13,523 |
| Financial income75/76B | €261 |
| Recurring financial income75 | €261 |
| Financial charges65/66B | €143 |
| Recurring financial charges65 | €143 |
| Profit (loss) for the period before taxes9903 | €13,641 |
| Income taxes67/77 | €3,455 |
| Profit (loss) for the period9904 | €10,186 |
| Profit (loss) for the period to be appropriated9905 | €10,186 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €53,879 | |
| Fixed assets21/28 | €1,888 | |
| Tangible fixed assets22/27 | €1,888 | |
| Furniture and vehicles24 | €1,888 | |
| Current assets29/58 | €51,992 | |
| Amounts receivable within one year40/41 | €42,313 | |
| Trade receivables40 | €37,361 | |
| Other amounts receivable41 | €4,951 | |
| Cash at bank and in hand54/58 | €9,679 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €53,879 | |
| Equity10/15 | €10,186 | |
| Profit (loss) carried forward14 | €10,186 | |
| Amounts payable17/49 | €43,693 | |
| Amounts payable within one year42/48 | €43,693 | |
| Trade debts44 | €39,217 | |
| Suppliers440/4 | €39,217 | |
| Taxes, remuneration and social security45 | €4,476 | |
| Taxes450/3 | €4,476 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €10,186 |
| + Depreciation and write-downs630 | €533 |
| Operating cash flow (approximation) | €10,720 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Brussel
Ground area
370 m²
Building footprint
372 m²
Volume, LiDAR
7,809 m³
Parcel 21807G0120/00R004, Brussels · tallest building 30.6 m, ±6 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0120/00R004 | Brussels | 370 m² | 1 · 372 m² | 30.6 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AXO CLEAN
BE 0795.473.442
Antwerpen · Eq €10,184
DAMPKAP DAVE
BE 0738.978.167
Brugge · Eq €10,175
BUILD SERVICES AND SOLUTIONS
BE 0719.388.226
Saint-Nicolas · Eq €10,172
MERIDIAN CLEANING
BE 0800.934.641
Wetteren · Eq €10,162
@2MAINS
BE 0829.865.781
Villers-la-Ville · Eq €10,232
Of 7,361 companies in sector 81210 we hold annual accounts for 2,732. 1,775 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.