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Complete company report
Generated 04-09-2026
Active BE 0794.579.260Private limited company

VIPA Management

Ten Bunderenstraat 3 ·8890 Moorslede, Belgium· 3 yrs active
Sector: Business and other management consultancy (70200)
Conclusion Checked

VIPA Management has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €42k. Its solvency ranks better than 54% of 4760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €110k
Net result €42k
Better than sector 54%
Active 3 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health93Profitability100Solvency98Growth52Stability94
87 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 98
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€10k
estimate, not credit advice
Score history
93 2024
93 2025
purely financial, excl. current insolvency signals
Score components
Liquidity Current ratio 4.24 (≥ 1.5) +10
Quick ratio Quick ratio 4.24 (≥ 1.0) +5
Leverage Debt/equity 0.67 (< 1.0) +10
Profitability ROE 38% (≥ 10%) +10
Interest coverage Interest coverage 387.9× (≥ 3×) +8
Profit trend Net profit down YoY -3
Equity growth Equity growing YoY +3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 04-03-2026 with the NBB · fiscal year 2025 · micro schema
€0€25k€50k€75k€100kOperating result 2024: €92k€92kNet result 2024: €68k€68kOperating result 2025: €54k€54kNet result 2025: €42k€42k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 60.1% 55.4%
better than 54% of 4760 sector peers
Net result €42k €38k
better than 53% of 4760 sector peers
Equity €110k €64k
better than 66% of 4761 sector peers
Gross operating margin €62k €61k
better than 51% of 4753 sector peers
Total assets €183k €146k
better than 59% of 4761 sector peers
EBITDA
€62k
-41.9% 24-25
Net profit
€42k
-38.4% 24-25
Cash flow
€50k
-40.3% 24-25
Total assets
€183k
+95.5% 24-25
Equity
€110k
+60.1% 24-25
Working capital
€78k
+66.4% 24-25
Income taxes
€12k
-47.1% 24-25
Dividends
€833
-3.0% 24-25
Debt
€73k
+192.6% 24-25
Debt ≤ 1y
€24k
-3.4% 24-25
Debt > 1y
€49k
- 24-25
Current ratio
4.24
+47.2% 24-25
Quick ratio
4.24
+47.2% 24-25
Solvency
60.1%
-18.1% 24-25
Debt / equity
0.67
+82.8% 24-25
ROE
38.3%
-61.5% 24-25
ROA
23.0%
-68.5% 24-25
Interest coverage
387.88
-68.5% 24-25
Figures by fiscal year and ratios
Fiscal year20252024
Depositmicro schemamicro schema
Revenue--
EBITDA€62k€107k
Net profit€42k€68k
Cash flow€50k€83k
Staff costs--
Income taxes€12k€24k
Dividends€833€859
Total assets€183k€94k
Equity€110k€69k
Debt€73k€25k
of which ≤ 1y€24k€25k
of which > 1y€49k-
Working capital€78k€47k
Employees (FTE)--
Ratios (computed)
20252024
Current ratio4.242.88
Quick ratio4.242.88
Working capital ratio42.8%50.3%
Solvency60.1%73.3%
Debt / equity0.670.36
Long-term debt ratio0.45-
Interest coverage387.881232.83
Gross margin--
Net margin--
ROA23.0%72.9%
ROE38.3%99.5%
EBITDA margin--
Days sales outstanding--
Days payable outstanding--
Inventory turnover--
Days inventory (DSI)--
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code20252024
Balance sheet, Assets
TOTAL ASSETS 20/58€183k€94k
Fixed assets 21/28€81k€22k
Tangible fixed assets 22/27€81k€22k
Current assets 29/58€102k€72k
Amounts receivable within one year 40/41€15k€12k
Investments 50/53€66k€50k
Cash & bank 54/58€1k€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€183k€94k
Equity 10/15€110k€69k
Contributions / capital 10/11€1k€1k
Reserves 13€109k€67k
Amounts payable 17/49€73k€25k
Amounts payable after one year 17€49k-
Amounts payable within one year 42/48€24k€25k
Trade debts payable within one year 44€7k€4k
Income statement
Gross operating margin 9900€62k€109k
Operating result 9901€54k€92k
Financial income 75€319€94
Financial charges 65€160€87
Result before taxes 9903€55k€92k
Income taxes 67/77€12k€24k
Net result for the period 9904€42k€68k
Result to be appropriated 9905€42k€68k
Legal Structure
NACE primary Business and other management consultancy(70200)
Legal form Private limited company(610)
Incorporation09-12-2022
StatusActive
Postal code8890
Establishment units 1 location
VIPA Management
Ten Bunderenstraat 3, 8890 MoorsledeActivities of head offices
since 20222.340.066.503
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36012B0423/00Z002 Flanders 980 m² 1 · 270 m² 5.8 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events
Next filing, fiscal year 2026, expected by 30-04-2027
2026
04-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Equity above €100kEq €110k ▲60.1%
2 profitable years in a row build equity to €110k.
17-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Business and other management consultancy70200Business consulting70220Wholesale trade46833Retail trade47530
Names & trade names
Legal nameNL VIPA Management
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative