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Viomacaruma

Active
Private limited companyfounded 20242 yrs activeGrote Heirbaan 69, 1852 Grimbergen, BelgiumKBO/BCE: BE 1009.684.282

Viomacaruma has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €41k and a net result of €39k. Its solvency ranks better than 38% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
77 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency70
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.12; short-term debt: 55% and cash: 28.9% of total assets), and 55% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
30 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€41k
Total assets
€91k
Net result
€39k
Working capital
€6k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €91k
Fixed assets €35k
Current assets €56k
Equity and liabilities €91k
Equity €41k
Debt €50k
Debt finances 55.0% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€57k
Cash flow
€39k
Solvency
45.0%
Current ratio
1.12
Quick ratio
1.12
Debt / equity
1.22
ROE
95.1%
ROA
42.8%
Interest coverage
2536.01
Debt
€50k
Debt ≤ 1 year
€50k
Income taxes
€18k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet Code2024
Assets
Total assets20/58€91k
Fixed assets21/28€35k
Tangible fixed assets22/27€35k
Furniture and vehicles24€35k
Current assets29/58€56k
Amounts receivable within one year40/41€29k
Trade receivables40€13k
Other amounts receivable41€16k
Cash at bank and in hand54/58€26k
Deferred charges and accrued income490/1€877
Equity and liabilities
Total equity and liabilities10/49€91k
Equity10/15€41k
Contributions10/11€2k
Reserves13€38k
Distributable reserves133€38k
Profit (loss) carried forward14€847
Amounts payable17/49€50k
Amounts payable within one year42/48€50k
Trade debts44€32k
Suppliers440/4€32k
Taxes, remuneration and social security45€18k
Taxes450/3€18k
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€175
Other operating charges640/8€387
Gross operating margin9900€57k
Operating profit (loss)9901€57k
Financial charges65/66B€23
Recurring financial charges65€23
Profit (loss) for the period before taxes9903€57k
Income taxes67/77€18k
Profit (loss) for the period9904€39k
Profit (loss) for the period to be appropriated9905€39k
Appropriation of the result
Profit (loss) to be appropriated9906€39k
Transfer to equity691/2€38k
To other reserves6921€38k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
01-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grote Heirbaan 691852 Grimbergen
Ground area
2,473 m²
Building footprint
258 m²
Parcel 23005A0128/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Viomacaruma
Grote Heirbaan 69, 1852 GrimbergenConstruction of residential and non-residential buildings
since 20242.360.424.625
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23005A0128/00A000 Flanders 2,473 m² 1 · 258 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 36,836 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-05-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.