Checked.be
Active
BE 0440.402.665Private limited company
VINCKX
Locomotiefstraat 135 ·2800 Mechelen, Belgium· 36 yrs active
Sector: Computer programming
(62100)
Conclusion
VINCKX has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €439k and a net result of €23k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 16619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €439k |
| Net result | €23k |
| Better than sector | 95% |
| Active | 36 yrs |
Financial profile
73
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
27
Solvency
100
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1990, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
86
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€40k
estimate, not credit advice
Score history
85
2022
100
2023
93
2024
86
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 53.30 (≥ 1.5)
+10
Quick ratio
Quick ratio 53.30 (≥ 1.0)
+5
Leverage
Debt/equity 0.02 (< 1.0)
+10
Profitability
ROE 5%
+3
Interest coverage
Interest coverage 198.0× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 09-06-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~9.9%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming, consultancy and related activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 98.2% | 60.0% | |
| Net result | €23k | €29k | |
| Equity | €439k | €72k | |
| Gross operating margin | €40k | €55k | |
| Total assets | €447k | €141k |
€39k
-42.2%
22-25
€23k
-44.4%
22-25
€30k
-38.5%
22-25
€447k
+5.3%
22-25
€439k
+5.6%
22-25
€425k
+7.5%
22-25
€12k
-42.3%
22-25
€8k
-7.1%
22-25
€8k
-7.1%
22-25
53.30
+15.4%
22-25
53.30
+15.4%
22-25
98.2%
+0.2%
22-25
0.02
-12.0%
22-25
5.3%
-47.4%
22-25
5.2%
-47.3%
22-25
197.97
-43.3%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €39k | €67k | €71k | - |
| Net profit | €23k | €42k | €44k | €39k |
| Cash flow | €30k | €48k | €50k | - |
| Staff costs | - | - | - | - |
| Income taxes | €12k | €20k | €21k | €18k |
| Dividends | - | - | - | - |
| Total assets | €447k | €425k | €383k | €337k |
| Equity | €439k | €416k | €374k | €330k |
| Debt | €8k | €9k | €9k | €8k |
| of which ≤ 1y | €8k | €9k | €9k | €8k |
| of which > 1y | - | - | - | - |
| Working capital | €425k | €395k | €347k | €330k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 53.30 | 46.18 | 39.68 | 43.66 |
| Quick ratio | 53.30 | 46.18 | 39.68 | 43.66 |
| Working capital ratio | 95.0% | 93.1% | 90.6% | 97.7% |
| Solvency | 98.2% | 97.9% | 97.7% | 97.7% |
| Debt / equity | 0.02 | 0.02 | 0.02 | 0.02 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | 197.97 | 348.97 | 729.15 | - |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 5.2% | 9.9% | 11.6% | 11.5% |
| ROE | 5.3% | 10.1% | 11.8% | 11.8% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €447k | €425k | €383k | €337k |
| Fixed assets | 21/28 | €14k | €21k | €27k | €192 |
| Tangible fixed assets | 22/27 | €14k | €20k | €27k | - |
| Financial fixed assets | 28 | €192 | €192 | €192 | €192 |
| Current assets | 29/58 | €433k | €404k | €356k | €337k |
| Amounts receivable within one year | 40/41 | €9k | €8k | €5k | €57k |
| Investments | 50/53 | €173k | €171k | €120k | - |
| Cash & bank | 54/58 | €249k | €222k | €231k | €280k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €447k | €425k | €383k | €337k |
| Equity | 10/15 | €439k | €416k | €374k | €330k |
| Contributions / capital | 10/11 | €13k | €13k | €13k | €13k |
| Reserves | 13 | €276k | €253k | €211k | €167k |
| Accumulated profits (losses) | 14 | €150k | €150k | €150k | €150k |
| Amounts payable | 17/49 | €8k | €9k | €9k | €8k |
| Amounts payable within one year | 42/48 | €8k | €9k | €9k | €8k |
| Trade debts payable within one year | 44 | €51 | €207 | €2k | €125 |
| Income statement | |||||
| Gross operating margin | 9900 | €40k | €68k | €72k | €58k |
| Operating result | 9901 | €32k | €60k | €65k | €57k |
| Financial income | 75 | €3k | €2k | €369 | - |
| Financial charges | 65 | €195 | €192 | €97 | €147 |
| Result before taxes | 9903 | €35k | €62k | €66k | €57k |
| Income taxes | 67/77 | €12k | €20k | €21k | €18k |
| Net result for the period | 9904 | €23k | €42k | €44k | €39k |
| Result to be appropriated | 9905 | €23k | €42k | €44k | €39k |
Legal Structure
| NACE primary | Computer programming(62100) |
| Legal form | Private limited company(610) |
| Incorporation | 02-04-1990 |
| Status | Active |
| Postal code | 2800 |
Establishment units
VINCKX BV
since 19902.048.098.778
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0298/00W003 | Flanders | 326 m² | 1 · 103 m² | 10.3 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €23k ▼44.4%
Net result drops to €23k, the lowest in the series.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €44k ▲14.1%
Operating result €65k, net result €44k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1 day late
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Computer programming, consultancy and related activities62010Computer programming6210072220Other information technology and computer services6290072600
Names & trade names
| Legal nameNL | VINCKX |
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