VIN DIT VIN
ActiveVIN DIT VIN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2023 annual accounts show equity of €297k and a net result of €186k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 6174 sector peers (fiscal year 2023). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2023
81
/ 100
Excellent▲ +10 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability100=
Solvency47▲+14
Growth52=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days only on tighter terms
Liquidity tight (current ratio 1.34 against 1.42 in 2022), and 73.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
26.2%
Return on assets
16.4%
Age of the figures
32 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 7 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline15-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 24-04-2025, 267 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
267 d late
2022
92 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€186k▲ 177%
2022 · €67k
2018: €214k
2019: €129k
2020: €61k
2021: €21k
2022: €67k
2018 → 2023
Working capital
€287k▼ 8.0%
2022 · €312k
2018: €108k
2019: €103k
2020: €147k
2021: €289k
2022: €312k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€92k-€154k▲ 66.5%€174k▲ 13.5%€191k▲ 9.8%€297k▲ 55.2%
Operating result€170k-€117k▼ 31.4%€21k▼ 82.2%€128k▲ 516%€248k▲ 93.4%
Net result€129k-€61k▼ 52.4%€21k▼ 66.3%€67k▲ 224%€186k▲ 177%
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed two years in a row; 2023 is 93% above 2022 and is the highest year so far.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €1.13M
Fixed assets
€9k▼ 28.7%
Current assets
€1.12M▲ 6.2%
Equity and liabilities €1.13M
Equity
€297k▲ 55.2%
Provisions
€0▼ 100%
Debt
€836k▲ 12.2%
The debt ratio rises from 69.6% to 73.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€253k▲
2022 · €137k
Cash flow
€191k▲
2022 · €76k
Solvency
26.2%▲
2022 · 17.9%
Current ratio
1.34▼
2022 · 1.42
Quick ratio
0.85▼
2022 · 1.00
Debt / equity
2.82▼
2022 · 3.90
ROE
62.5%▲
2022 · 35.1%
ROA
16.4%▲
2022 · 6.3%
Interest coverage
1156.54▲
2022 · 277.30
Debt
€836k▲
2022 · €746k
Debt ≤ 1 year
€836k▲
2022 · €746k
Income taxes
€62k▲
2022 · €61k
Staff costs
€37k▲
2022 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€1.07M€1.13M▲
Fixed assets21/28€13k€9k▼
Tangible fixed assets22/27€13k€9k▼
Furniture and vehicles24€13k€9k▼
Financial fixed assets28€160€160=
Current assets29/58€1.06M€1.12M▲
Stocks and contracts in progress3€313k€410k▲
Stocks30/36€313k€410k▲
Amounts receivable within one year40/41€575k€582k▲
Trade receivables40€547k€543k▼
Other amounts receivable41€28k€39k▲
Cash at bank and in hand54/58€169k€131k▼
Deferred charges and accrued income490/1€646€646=
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.13M▲
Equity10/15€191k€297k▲
Contributions10/11€60k€60k=
Reserves13€126k€226k▲
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€120k€220k▲
Profit (loss) carried forward14€5k€11k▲
Provisions and deferred taxes16€134k-
Provisions for liabilities and charges160/5€134k-
Major repairs and maintenance162€134k-
Amounts payable17/49€746k€836k▲
Amounts payable within one year42/48€746k€836k▲
Trade debts44€591k€608k▲
Suppliers440/4€591k€608k▲
Taxes, remuneration and social security45€89k€133k▲
Taxes450/3€88k€130k▲
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€66k€96k▲
Income statement
Code20222023
Remuneration, social security and pensions62€11k€37k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-134k
Other operating charges640/8€721€177▼
Gross operating margin9900€148k€156k▲
Operating profit (loss)9901€128k€248k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€494€219▼
Recurring financial charges65€494€219▼
Profit (loss) for the period before taxes9903€128k€247k▲
Income taxes67/77€61k€62k▲
Profit (loss) for the period9904€67k€186k▲
Profit (loss) for the period to be appropriated9905€67k€186k▲
Appropriation of the result
Profit (loss) to be appropriated9906€75k€191k▲
Profit (loss) brought forward from the previous period14P€8k€5k▼
Transfer to equity691/2€20k€100k▲
To other reserves6921€20k€100k▲
Profit to be distributed694/7€50k€80k▲
Return on contributions (dividend)694€50k€80k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 267 days late
2023
31-12
Financial
Equity above €200kEq €297k ▲55.2%
6 profitable years in a row build equity to €297k.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 92 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €21k ▼66.3%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Equity above €150kEq €154k ▲66.5%
3 profitable years in a row build equity to €154k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 56 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue L.Glineur(T) 477333 Saint-Ghislain1 establishment unit
VIN DIT VIN
since 20172.264.329.002
Recognitions · licences · registrations
Food safety, FASFC
1 siteSaint-Ghislain2.264.329.002
Similar companies · same sector, comparable size
GOESSENS WIJNEN
BE 0808.065.824
Hasselt · Eq €296k
OENOGEA
BE 0895.769.660
Grâce-Hollogne · Eq €295k
DE VINOTHEEK
BE 0459.155.933
Roeselare · Eq €300k
PROWINES
BE 0729.759.110
Mont-Saint-Guibert · Eq €302k
VITIS VIN.
BE 0866.271.960
Gent · Eq €290k
Of 1,043 companies in sector 46341 we hold annual accounts for 530. 355 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2017
Fiscal year end31-12
Activities, NACEBEL
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filings
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:gallee@hotmail.fr
Phone:065/76.10.00