Villa Vesta
ActiveVilla Vesta has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €466k and a net result of €70k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 4472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+5
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 8.37 against 22.44 in 2024; short-term debt: 11.9% and cash: 19.9% of total assets), and 11.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.1%
Return on assets
13.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
21 d early
2023
20 d early
2022
24 d early
2021
23 d early
2020
24 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€466k▲ 9.5%
2024 · €425k
2018: €168k
2019: €220k
2020: €262k
2021: €271k
2022: €310k
2023: €384k
2024: €425k
2018 → 2025
Total assets
€529k▲ 18.8%
2024 · €445k
2018: €245k
2019: €269k
2020: €294k
2021: €330k
2022: €352k
2023: €430k
2024: €445k
2018 → 2025
Net result
€70k▲ 67.5%
2024 · €42k
2018: €62k
2019: €72k
2020: €52k
2021: €52k
2022: €39k
2023: €74k
2024: €42k
2018 → 2025
Working capital
€465k▲ 9.5%
2024 · €425k
2018: €165k
2019: €219k
2020: €260k
2021: €268k
2022: €309k
2023: €383k
2024: €425k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€271k-€310k▲ 14.5%€384k▲ 23.9%€425k▲ 10.9%€466k▲ 9.5%
Operating result€75k-€56k▼ 24.8%€103k▲ 82.2%€61k▼ 40.3%€99k▲ 62.0%
Net result€52k-€39k▼ 25.2%€74k▲ 89.3%€42k▼ 43.7%€70k▲ 67.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 62% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €529k
Fixed assets
€387▼ 22.4%
Current assets
€528k▲ 18.8%
Equity and liabilities €529k
Equity
€466k▲ 9.5%
Debt
€63k▲ 218%
The debt ratio rises from 4.5% to 11.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€99k▲
2024 · €62k
Cash flow
€70k▲
2024 · €42k
Solvency
88.1%▼
2024 · 95.5%
Current ratio
8.37▼
2024 · 22.44
Quick ratio
8.37▼
2024 · 22.44
Debt / equity
0.14▲
2024 · 0.05
ROE
15.0%▲
2024 · 9.8%
ROA
13.2%▲
2024 · 9.4%
Interest coverage
42.16▲
2024 · 17.37
Debt
€63k▲
2024 · €20k
Debt ≤ 1 year
€63k▲
2024 · €20k
Income taxes
€28k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€445k€529k▲
Fixed assets21/28€499€387▼
Tangible fixed assets22/27€499€387▼
Plant, machinery and equipment23€499€387▼
Current assets29/58€445k€528k▲
Amounts receivable within one year40/41€14k€21k▲
Trade receivables40€10k€18k▲
Other amounts receivable41€4k€3k▼
Current investments50/53€102k€402k▲
Cash at bank and in hand54/58€328k€105k▼
Equity and liabilities
Total equity and liabilities10/49€445k€529k▲
Equity10/15€425k€466k▲
Contributions10/11€6k€6k=
Reserves13€419k€459k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€417k€458k▲
Amounts payable17/49€20k€63k▲
Amounts payable within one year42/48€20k€63k▲
Financial debts43€7k€7k=
Credit institutions430/8€7k€7k=
Trade debts44€306€1k▲
Suppliers440/4€306€1k▲
Taxes, remuneration and social security45€3k€25k▲
Taxes450/3€3k€25k▲
Other amounts payable47/48€10k€30k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€506€112▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€63k€101k▲
Operating profit (loss)9901€61k€99k▲
Financial income75/76B€2k€773▼
Recurring financial income75€2k€773▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€59k€98k▲
Income taxes67/77€18k€28k▲
Profit (loss) for the period9904€42k€70k▲
Profit (loss) for the period to be appropriated9905€42k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€70k▲
Transfer from equity791/2-€30k
Transfer to equity691/2€42k€70k▲
To other reserves6921€42k€70k▲
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 22.44
Current ratio from 9.22 to 22.44; short-term debt falls from €47k to €20k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €74k ▲89.3%
Operating result €103k, net result €74k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €39k ▼25.2%
Net result drops to €39k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €220k ▲31%
2 profitable years in a row build equity to €220k.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stijn Streuvelsstraat 342340 BeerseGround area
307 m²
Building footprint
106 m²
Volume, LiDAR
638 m³
Parcel 13004C0160/00K000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Villa Vesta
since 20142.229.377.724
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004C0160/00K000 | Flanders | 307 m² | 1 · 106 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500E49N928AQFF155
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Of 1,280 companies in sector 81100 we hold annual accounts for 677. 466 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2014
Fiscal year end31-12
Activities, NACEBEL
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.