Villa Solea
ActiveVilla Solea is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €45k and a net result of €44k. Its solvency ranks better than 59% of 18024 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency66
Growth-
Stability50
Credit verdict
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.92), and 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€45k
Total assets
€100k
Net result
€44k
Working capital
€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €100k
Fixed assets
€50k
Current assets
€50k
Equity and liabilities €100k
Equity
€45k
Debt
€55k
Debt finances 54.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€55k
Cash flow
€44k
Solvency
45.1%
Current ratio
0.92
Quick ratio
0.92
Debt / equity
1.22
ROE
97.8%
ROA
44.1%
Interest coverage
2206.51
Debt
€55k
Debt ≤ 1 year
€55k
Income taxes
€11k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€100k
Fixed assets21/28€50k
Intangible fixed assets21€50k
Current assets29/58€50k
Amounts receivable within one year40/41€3k
Trade receivables40€3k
Cash at bank and in hand54/58€47k
Equity and liabilities
Total equity and liabilities10/49€100k
Equity10/15€45k
Contributions10/11€1k
Profit (loss) carried forward14€44k
Amounts payable17/49€55k
Amounts payable within one year42/48€55k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€27k
Taxes450/3€27k
Other amounts payable47/48€25k
Accrued charges and deferred income492/3€225
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14
Gross operating margin9900€55k
Operating profit (loss)9901€55k
Financial charges65/66B€25
Recurring financial charges65€25
Profit (loss) for the period before taxes9903€55k
Income taxes67/77€11k
Profit (loss) for the period9904€44k
Profit (loss) for the period to be appropriated9905€44k
Appropriation of the result
Profit (loss) to be appropriated9906€44k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Merisiers 111390 Grez-DoiceauGround area
2,343 m²
Building footprint
121 m²
Volume, LiDAR
653 m³
Parcel 25001C0071/00M000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VILLA SOLEA
since 20252.383.083.528
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25001C0071/00M000 | Wallonia | 2,343 m² | 1 · 121 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,200 companies in sector 47711 we hold annual accounts for 889. 685 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2025
Fiscal year end31-12
Activities, NACEBEL
47711Retail sale of women's outerwear
46180Agents specialised in the wholesale of other particular products
47120Other non-specialised retail sale
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:lea.lallemand17@gmail.com
Phone:+32491521533