VILLA GIULIA

Active

Private limited companyfounded 20197 yrs activeRue du Wainage(L) 231, 6220 Fleurus, BelgiumKBO/BCE: BE 0726.590.376

The computed 12-month bankruptcy probability of VILLA GIULIA is 7.5% (elevated). The 2024 annual accounts show negative equity (€-106k) and a net result of €-24k. Equity is shrinking by ~68.2% per year across the filed fiscal years. Its solvency ranks better than 9% of 18939 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

18 / 100

Critical

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0=

Solvency0=

Growth32=

Track record100

Bankruptcy probability, 12 months

7.5% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.27 against 0.29 in 2023; short-term debt: 216.6% and cash: 29.9% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-116.6%

Return on assets

-26.6%

Age of the figures

21 mo

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Negative equity

The 2024 annual accounts show negative equity and a net loss.

NBB · annual accounts 2024

Equity per financial year

2021222324

2020 to 2024 · latest year €-106k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

31 d late

2023

61 d late

2022

61 d late

2021

31 d late

2020

27 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€-106k▼ 29.6%

2023 · €-82k

2020: €15k 2021: €14k 2022: €-46k 2023: €-82k

2020 → 2024

Total assets

€91k▼ 22.3%

2023 · €117k

2020: €151k 2021: €192k 2022: €142k 2023: €117k

2020 → 2024

Net result

€-24k▲ 31.7%

2023 · €-35k

2020: €5k 2021: €-2k 2022: €-60k 2023: €-35k

2020 → 2024

Working capital

€-144k▼ 1.8%

2023 · €-141k

2020: €-103k 2021: €-91k 2022: €-130k 2023: €-141k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€15k-€14k▼ 10.5%€-46k€-82k▼ 76.6%€-106k▼ 29.6%

Operating result€8k-€361▼ 95.4%€-57k€-30k▲ 47.3%€-23k▲ 23.1%

Net result€5k-€-2k€-60k▼ 3,623%€-35k▲ 40.8%€-24k▲ 31.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €23k in 2024 against €30k in 2023; the loss shrinks.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €91k

41.6%

58.4%

Fixed assets €38k▼ 36.4%

Current assets €53k▼ 7.6%

Key figures and ratios

2024 value · change against 2023

EBITDA

€-2k▲

2023 · €-6k

Cash flow

€-3k▲

2023 · €-12k

Solvency

-116.6%▼

2023 · -69.9%

Current ratio

0.27▼

2023 · 0.29

Quick ratio

0.14▼

2023 · 0.17

Debt / equity

-1.86▲

2023 · -2.43

ROA

-26.6%▲

2023 · -30.3%

Interest coverage

-1.44▼

2023 · -1.18

Debt

€197k▼

2023 · €199k

Debt ≤ 1 year

€197k▼

2023 · €199k

Staff costs

€273k▲

2023 · €268k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€117k€91k▼

Fixed assets21/28€60k€38k▼

Tangible fixed assets22/27€60k€38k▼

Plant, machinery and equipment23€15k€1k▼

Other tangible fixed assets26€45k€37k▼

Current assets29/58€57k€53k▼

Stocks and contracts in progress3€24k€25k▲

Stocks30/36€24k€25k▲

Amounts receivable within one year40/41€0€0=

Trade receivables40€0€0=

Other amounts receivable41€0€0=

Cash at bank and in hand54/58€33k€27k▼

Deferred charges and accrued income490/1€1k€1k▼

Equity and liabilities

Total equity and liabilities10/49€117k€91k▼

Equity10/15€-82k€-106k▼

Contributions10/11€10k€10k=

Profit (loss) carried forward14€-92k€-116k▼

Amounts payable17/49€199k€197k▼

Amounts payable within one year42/48€199k€197k▼

Trade debts44€24k€30k▲

Suppliers440/4€24k€30k▲

Taxes, remuneration and social security45€61k€46k▼

Taxes450/3€16k€17k▲

Remuneration and social security454/9€45k€29k▼

Other amounts payable47/48€114k€121k▲

Income statement Code20232024

Remuneration, social security and pensions62€268k€273k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€22k▼

Other operating charges640/8€1k€1k▲

Gross operating margin9900€263k€273k▲

Operating profit (loss)9901€-30k€-23k▲

Financial income75/76B-€0

Recurring financial income75-€0

Financial charges65/66B€5k€1k▼

Recurring financial charges65€5k€1k▼

Profit (loss) for the period before taxes9903€-35k€-24k▲

Profit (loss) for the period9904€-35k€-24k▲

Profit (loss) for the period to be appropriated9905€-35k€-24k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-92k€-116k▼

Profit (loss) brought forward from the previous period14P€-56k€-92k▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

2025

31-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

2024

30-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 61 days late

2023

30-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 61 days late

2022

31-12

Financial Weakest financial yearnet €-60k

Net result drops to €-60k, the lowest in the series; recovery starts the following year.

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

2021

27-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 27 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Fleurus · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Wainage(L) 2316220 Fleurus

Ground area

1,943 m²

Building footprint

218 m²

Volume, LiDAR

1,393 m³

Parcel 52036B0137/00G003, Wallonia · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

VILLA GIULIA

Rue du Wainage(L) 231, 6220 FleurusFull-service restaurants

since 20192.290.637.281

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52036B0137/00G003	Wallonia	1,943 m²	1 · 218 m²	6.7 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Fleurus2.290.637.281

1 permission

Toelating · Eetgelegenheid · since 28-10-2019

Similar companies · same sector, comparable size

DE SCHELDE

BE 0898.253.751

Dendermonde · Eq €14k

Grâce-Hollogne · Eq €14k

Sint-Lambrechts-Woluwe · Eq €14k

Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 7,931 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded09-05-2019

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.